Homebuyers in Northeastern Connecticut Planning Region County who chose Charter Oak Federal Credit Union paid $3,311 less in closing costs than the county median.
County Median Costs
$6,461
+4.4% vs Connecticut ($6,190)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,845
Purchase Originations
990
Denial Rate
4.6%
vs Connecticut avg (5.8%)
vs Connecticut Median
4.4% above
$271
vs National Median
3.3% below
$-219
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,150 | 6.000% | $475 | 11 | −$2,230 | |
| 2 | $3,287 | 6.688% | $0 | 12 | −$2,092 | |
| 3 | $3,814 | 6.500% | $695 | 16 | −$1,566 | |
| 4 | $4,078 | 6.370% | $1,045 | 14 | −$1,300 | |
| 5 | $4,236 | 6.312% | $1,256 | 10 | −$1,143 | |
| 6 | $5,067 | 6.812% | $1,620 | 12 | −$312 | |
| 7 | $5,228 | 6.625% | $2,585 | 34 | −$151 | |
| 8 | $5,300 | 6.750% | $1,690 | 20 | −$79 | |
| 9 | $5,464 | 6.750% | $2,021 | 46 | +$85 | |
| 10 | $5,486 | 6.875% | $1,855 | 17 | +$107 | |
| 11 | $5,592 | 6.990% | $1,829 | 15 | +$213 | |
| 12 | $5,609 | 6.531% | $1,745 | 18 | +$230 | |
| 13 | $5,649 | 6.625% | $1,947 | 52 | +$270 | |
| 14 | $5,822 | 7.000% | $2,019 | 10 | +$443 | |
| 15 | $5,917 | 6.625% | $2,658 | 15 | +$538 | |
| 16 | $6,397 | 6.750% | $2,901 | 59 | +$1,018 | |
| 17 | $6,437 | 6.625% | $2,978 | 11 | +$1,058 | |
| 18 | $7,977 | 6.933% | $4,299 | 24 | +$2,598 | |
| 19 | $8,525 | 6.500% | $5,536 | 13 | +$3,146 |
Includes lenders with 10+ purchase originations in Northeastern Connecticut Planning Region County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Connecticut → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.