Homebuyers in Lower Connecticut River Valley Planning Region County who chose Charter Oak Federal Credit Union paid $2,274 less in closing costs than the county median.
County Median Costs
$5,681
−8.2% vs Connecticut ($6,190)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,659
Purchase Originations
1,479
Denial Rate
5.5%
vs Connecticut avg (5.8%)
vs Connecticut Median
8.2% below
$-509
vs National Median
15.0% below
$-999
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,407 | 5.875% | $475 | 12 | −$1,992 | |
| 2 | $3,484 | 5.688% | $999 | 14 | −$1,914 | |
| 3 | $3,617 | 6.500% | $1,145 | 16 | −$1,782 | |
| 4 | $3,869 | 6.688% | $0 | 10 | −$1,530 | |
| 5 | $3,934 | 6.000% | $575 | 109 | −$1,465 | |
| 6 | $3,976 | 5.688% | $950 | 20 | −$1,423 | |
| 7 | $4,126 | 6.140% | $515 | 11 | −$1,273 | |
| 8 | $4,455 | 6.625% | $950 | 12 | −$944 | |
| 9 | $4,765 | 6.250% | $1,582 | 23 | −$634 | |
| 10 | $4,969 | 6.750% | $1,504 | 12 | −$430 | |
| 11 | $4,972 | 6.812% | $1,357 | 10 | −$427 | |
| 12 | $5,089 | 6.875% | $1,167 | 16 | −$310 | |
| 13 | $5,264 | 6.250% | $1,482 | 22 | −$135 | |
| 14 | $5,303 | 6.625% | $1,745 | 39 | −$96 | |
| 15 | $5,316 | 6.875% | $1,499 | 25 | −$83 | |
| 16 | $5,398 | 6.625% | $1,640 | 19 | −$1 | |
| 17 | $5,433 | 6.625% | $1,890 | 49 | +$34 | |
| 18 | $5,468 | 6.562% | $2,227 | 14 | +$69 | |
| 19 | $5,508 | 6.750% | $2,185 | 18 | +$109 | |
| 20 | $5,616 | 6.875% | $1,710 | 15 | +$217 | |
| 21 | $5,622 | 6.688% | $1,756 | 110 | +$223 | |
| 22 | $5,673 | 6.625% | $2,952 | 50 | +$274 | |
| 23 | $5,697 | 6.500% | $1,645 | 75 | +$298 | |
| 24 | $5,718 | 6.625% | $1,640 | 13 | +$319 | |
| 25 | $5,782 | 6.545% | $1,375 | 20 | +$382 |
Includes lenders with 10+ purchase originations in Lower Connecticut River Valley Planning Region County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Connecticut → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.