Homebuyers in Orange County County who chose CALIFORNIA CREDIT UNION paid $9,293 less in closing costs than the county median.
County Median Costs
$9,293
−0.2% vs California ($9,309)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,995
Purchase Originations
12,394
Denial Rate
7.6%
vs California avg (7.1%)
vs California Median
0.2% below
$-16
vs National Median
39.1% above
$2,613
138 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.625% | $0 | 44 | −$8,991 | |
| 2 | $802 | 6.250% | $0 | 13 | −$8,189 | |
| 3 | $1,450 | 9.250% | $995 | 234 | −$7,541 | |
| 4 | $4,868 | 7.438% | $600 | 46 | −$4,123 | |
| 5 | $5,285 | 6.250% | $0 | 11 | −$3,706 | |
| 6 | $5,339 | 5.990% | $960 | 19 | −$3,652 | |
| 7 | $5,585 | 6.125% | $0 | 485 | −$3,406 | |
| 8 | $5,822 | 6.625% | $0 | 35 | −$3,168 | |
| 9 | $6,128 | 6.312% | $1,675 | 12 | −$2,863 | |
| 10 | $6,146 | 6.375% | $1,200 | 18 | −$2,845 | |
| 11 | $6,385 | 5.125% | $1,490 | 16 | −$2,606 | |
| 12 | $6,546 | 6.250% | $650 | 376 | −$2,445 | |
| 13 | $6,716 | 6.375% | $0 | 14 | −$2,275 | |
| 14 | $6,924 | 6.750% | $1,500 | 11 | −$2,067 | |
| 15 | $7,035 | 6.375% | $1,200 | 34 | −$1,956 | |
| 16 | $7,125 | 6.250% | $1,494 | 17 | −$1,866 | |
| 17 | $7,144 | 6.312% | $125 | 10 | −$1,847 | |
| 18 | $7,145 | 6.500% | $1,380 | 190 | −$1,846 | |
| 19 | $7,277 | 5.750% | $1,050 | 14 | −$1,714 | |
| 20 | $7,304 | 6.250% | $1,380 | 57 | −$1,687 | |
| 21 | $7,319 | 6.625% | $1,475 | 18 | −$1,672 | |
| 22 | $7,319 | 6.375% | $1,125 | 28 | −$1,672 | |
| 23 | $7,352 | 6.875% | $1,690 | 33 | −$1,639 | |
| 24 | $7,524 | 6.312% | $1,027 | 12 | −$1,467 | |
| 25 | $7,542 | 5.945% | $1,320 | 26 | −$1,448 |
Includes lenders with 10+ purchase originations in Orange County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.