Lowest closing cost mortgage lenders in Fresno County County, California
In Fresno County, California, homebuyers paid a median of $10,586 in closing costs in 2024 — above the California median of $9,450. The county saw 5,814 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, KBHS HOME LOANS, LLC offered the lowest median costs at $1,836, which is $5,983 less than the county median.
Homebuyers in Fresno County County who chose KBHS HOME LOANS, LLC paid $8,750 less in closing costs than the county median.
County Median Costs
$10,586
+12.0% vs California ($9,450)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$4,876
Purchase Originations
5,814
vs California Median
12.0% above
$1,136
vs National Median
57.0% above
$3,845
Lender rankings in Fresno County County
54 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,781 | 6.000% | $20 | 73 | −$5,345 | |
| 2 | $2,799 | 6.750% | $0 | 11 | −$5,327 | |
| 3 | $3,688 | 5.500% | $0 | 11 | −$4,438 | |
| 4 | $4,162 | 6.500% | $1,240 | 27 | −$3,964 | |
| 5 | $4,300 | 6.250% | $1,583 | 44 | −$3,826 | |
| 6 | $4,419 | 6.500% | $1,250 | 10 | −$3,707 | |
| 7 | $4,520 | 6.500% | $1,631 | 45 | −$3,606 | |
| 8 | $4,522 | 6.438% | $1,515 | 16 | −$3,604 | |
| 9 | $4,589 | 6.990% | $1,615 | 15 | −$3,537 | |
| 10 | $4,654 | 6.500% | $1,903 | 29 | −$3,472 | |
| 11 | $4,683 | 6.562% | $1,949 | 30 | −$3,443 | |
| 12 | $4,807 | 5.500% | $1,465 | 18 | −$3,319 | |
| 13 | $5,373 | 7.000% | $2,819 | 10 | −$2,753 | |
| 14 | $5,654 | 6.875% | $2,377 | 22 | −$2,472 | |
| 15 | $5,761 | 6.875% | $2,552 | 10 | −$2,365 | |
| 16 | $5,919 | 7.125% | $2,901 | 18 | −$2,207 | |
| 17 | $6,056 | 5.990% | $2,111 | 332 | −$2,070 | |
| 18 | $6,118 | 6.625% | $2,034 | 22 | −$2,008 | |
| 19 | $6,356 | 6.500% | $3,849 | 12 | −$1,770 | |
| 20 | $6,387 | 6.250% | $1,492 | 34 | −$1,739 | |
| 21 | $7,124 | 6.990% | $3,978 | 23 | −$1,002 | |
| 22 | $7,270 | 7.000% | $4,450 | 18 | −$856 | |
| 23 | $7,448 | 6.912% | $4,294 | 24 | −$678 | |
| 24 | $7,472 | 6.625% | $4,387 | 42 | −$654 | |
| 25 | $7,565 | 6.624% | $4,494 | 21 | −$561 | |
| 26 | $7,726 | 6.875% | $4,964 | 33 | −$400 | |
| 27 | $7,859 | 6.500% | $4,783 | 146 | −$267 | |
| 28 | $7,996 | 6.625% | $5,090 | 36 | −$130 | |
| 29 | $8,023 | 6.500% | $5,943 | 224 | −$103 | |
| 30 | $8,448 | 6.625% | $5,456 | 19 | +$322 | |
| 31 | $8,767 | 6.874% | $4,952 | 52 | +$641 | |
| 32 | $8,919 | 6.500% | $5,891 | 90 | +$793 | |
| 33 | $8,926 | 6.990% | $5,949 | 23 | +$800 | |
| 34 | $8,972 | 6.625% | $5,642 | 648 | +$846 | |
| 35 | $9,044 | 6.933% | $5,812 | 34 | +$918 | |
| 36 | $9,089 | 6.625% | $5,623 | 230 | +$963 | |
| 37 | $9,365 | 6.875% | $6,452 | 21 | +$1,239 | |
| 38 | $9,434 | 6.625% | $5,710 | 100 | +$1,308 | |
| 39 | $9,616 | 9.125% | $7,135 | 13 | +$1,490 | |
| 40 | $9,620 | 6.625% | $6,015 | 95 | +$1,494 | |
| 41 | $9,760 | 6.875% | $6,104 | 227 | +$1,634 | |
| 42 | $10,373 | 6.875% | $6,942 | 44 | +$2,247 | |
| 43 | $10,662 | 6.625% | $7,471 | 17 | +$2,536 | |
| 44 | $11,039 | 7.999% | $8,239 | 18 | +$2,913 | |
| 45 | $11,235 | 8.062% | $7,402 | 10 | +$3,109 | |
| 46 | $12,240 | 6.375% | $8,143 | 113 | +$4,114 | |
| 47 | $13,821 | 6.625% | $11,192 | 20 | +$5,695 |
Includes lenders with 10+ purchase originations in Fresno County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.