Homebuyers in Fresno County County who chose KBHS HOME LOANS, LLC paid $9,592 less in closing costs than the county median.
County Median Costs
$10,142
+8.9% vs California ($9,309)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$3,966
Purchase Originations
5,593
Denial Rate
7.2%
vs California avg (7.1%)
vs California Median
8.9% above
$833
vs National Median
51.8% above
$3,462
54 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,738 | 6.000% | $20 | 61 | −$4,894 | |
| 2 | $3,644 | 5.875% | $0 | 23 | −$3,988 | |
| 3 | $4,330 | 5.688% | $1,500 | 26 | −$3,302 | |
| 4 | $4,413 | 6.438% | $1,547 | 26 | −$3,219 | |
| 5 | $4,446 | 6.375% | $1,305 | 39 | −$3,186 | |
| 6 | $4,752 | 6.375% | $1,950 | 44 | −$2,880 | |
| 7 | $4,832 | 7.000% | $2,584 | 11 | −$2,800 | |
| 8 | $4,847 | 6.500% | $1,125 | 46 | −$2,785 | |
| 9 | $5,348 | 6.433% | $1,551 | 28 | −$2,284 | |
| 10 | $5,357 | 6.312% | $1,601 | 20 | −$2,275 | |
| 11 | $5,465 | 6.500% | $2,027 | 54 | −$2,167 | |
| 12 | $6,040 | 5.875% | $2,067 | 276 | −$1,592 | |
| 13 | $6,070 | 6.875% | $3,041 | 10 | −$1,562 | |
| 14 | $6,072 | 6.625% | $3,077 | 21 | −$1,560 | |
| 15 | $6,145 | 5.500% | $2,907 | 11 | −$1,487 | |
| 16 | $6,273 | 6.625% | $3,637 | 19 | −$1,359 | |
| 17 | $6,404 | 6.625% | $3,700 | 11 | −$1,228 | |
| 18 | $6,471 | 6.625% | $3,251 | 82 | −$1,161 | |
| 19 | $6,654 | 6.125% | $3,479 | 15 | −$978 | |
| 20 | $6,657 | 6.500% | $4,020 | 18 | −$975 | |
| 21 | $7,160 | 6.499% | $3,535 | 107 | −$472 | |
| 22 | $7,198 | 6.625% | $3,786 | 103 | −$434 | |
| 23 | $7,221 | 6.475% | $4,564 | 10 | −$411 | |
| 24 | $7,226 | 6.875% | $4,190 | 11 | −$406 | |
| 25 | $7,261 | 6.750% | $4,091 | 11 | −$371 |
Includes lenders with 10+ purchase originations in Fresno County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.