Homebuyers in Butte County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,661 less in closing costs than the county median.
County Median Costs
$7,116
−23.6% vs California ($9,309)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,860
Purchase Originations
1,519
Denial Rate
7.6%
vs California avg (7.1%)
vs California Median
23.6% below
$-2,193
vs National Median
6.5% above
$436
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,617 | 6.250% | $995 | 13 | −$2,244 | |
| 2 | $3,700 | 5.750% | $0 | 20 | −$2,160 | |
| 3 | $3,991 | 6.500% | $1,295 | 33 | −$1,870 | |
| 4 | $4,795 | 6.495% | $2,030 | 40 | −$1,066 | |
| 5 | $5,143 | 6.490% | $1,851 | 13 | −$718 | |
| 6 | $5,173 | 6.500% | $2,020 | 10 | −$688 | |
| 7 | $5,477 | 6.875% | $2,782 | 83 | −$384 | |
| 8 | $5,521 | 6.933% | $2,469 | 10 | −$340 | |
| 9 | $5,861 | 6.490% | $2,439 | 41 | +$0 | |
| 10 | $5,980 | 6.500% | $3,636 | 40 | +$119 | |
| 11 | $6,034 | 6.374% | $2,860 | 16 | +$173 | |
| 12 | $6,081 | 6.625% | $2,944 | 161 | +$220 | |
| 13 | $6,479 | 6.625% | $3,448 | 41 | +$618 | |
| 14 | $6,721 | 6.688% | $4,039 | 12 | +$860 | |
| 15 | $6,724 | 6.750% | $3,674 | 25 | +$863 | |
| 16 | $6,913 | 6.625% | $4,060 | 20 | +$1,052 | |
| 17 | $7,112 | 6.875% | $4,030 | 61 | +$1,251 | |
| 18 | $7,137 | 6.500% | $4,162 | 13 | +$1,276 | |
| 19 | $7,182 | 6.375% | $3,911 | 21 | +$1,321 | |
| 20 | $7,301 | 6.625% | $4,160 | 30 | +$1,440 | |
| 21 | $7,320 | 6.812% | $3,319 | 20 | +$1,459 | |
| 22 | $8,022 | 6.500% | $5,127 | 37 | +$2,162 | |
| 23 | $8,315 | 6.990% | $4,878 | 17 | +$2,454 | |
| 24 | $9,003 | 6.812% | $6,243 | 14 | +$3,142 |
Includes lenders with 10+ purchase originations in Butte County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.