Lowest closing cost mortgage lenders in Butte County County, California
In Butte County, California, homebuyers paid a median of $7,788 in closing costs in 2024 — below the California median of $9,450. The county saw 1,411 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,302, which is $3,667 less than the county median.
Homebuyers in Butte County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,486 less in closing costs than the county median.
County Median Costs
$7,788
−17.6% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,531
Purchase Originations
1,411
vs California Median
17.6% below
$-1,662
vs National Median
15.5% above
$1,047
Lender rankings in Butte County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,612 | 5.500% | $0 | 35 | −$2,890 | |
| 2 | $4,103 | 6.875% | $1,145 | 24 | −$2,399 | |
| 3 | $4,988 | 6.623% | $1,985 | 27 | −$1,514 | |
| 4 | $5,002 | 6.875% | $2,187 | 45 | −$1,500 | |
| 5 | $5,498 | 6.575% | $2,140 | 27 | −$1,004 | |
| 6 | $5,532 | 6.808% | $2,726 | 12 | −$970 | |
| 7 | $5,907 | 6.625% | $3,330 | 53 | −$595 | |
| 8 | $6,053 | 6.990% | $2,986 | 74 | −$449 | |
| 9 | $6,290 | 6.625% | $3,657 | 51 | −$212 | |
| 10 | $6,594 | 6.870% | $3,460 | 14 | +$92 | |
| 11 | $7,042 | 6.625% | $4,292 | 13 | +$540 | |
| 12 | $7,051 | 6.990% | $4,117 | 21 | +$549 | |
| 13 | $7,118 | 6.875% | $4,063 | 98 | +$616 | |
| 14 | $7,408 | 6.375% | $4,860 | 31 | +$906 | |
| 15 | $7,429 | 6.875% | $4,694 | 153 | +$927 | |
| 16 | $7,959 | 6.688% | $5,003 | 26 | +$1,457 | |
| 17 | $8,169 | 6.625% | $5,160 | 12 | +$1,667 | |
| 18 | $8,778 | 6.312% | $5,266 | 22 | +$2,276 | |
| 19 | $9,203 | 6.438% | $5,733 | 10 | +$2,701 |
Includes lenders with 10+ purchase originations in Butte County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.