Lowest closing cost mortgage lenders in Thurston County County, Washington
In Thurston County, Washington, homebuyers paid a median of $9,467 in closing costs in 2024 — above the Washington median of $7,966. The county saw 2,857 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,164, which is $4,231 less than the county median.
Homebuyers in Thurston County County who chose NAVY FEDERAL CREDIT UNION paid $6,303 less in closing costs than the county median.
County Median Costs
$9,467
+18.8% vs Washington ($7,966)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,905
Purchase Originations
2,857
vs Washington Median
18.8% above
$1,501
vs National Median
40.4% above
$2,726
Lender rankings in Thurston County County
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,164 | 6.375% | $0 | 13 | −$4,231 | |
| 2 | $3,243 | 6.375% | $1,580 | 12 | −$4,152 | |
| 3 | $3,292 | 6.750% | $1 | 27 | −$4,103 | |
| 4 | $3,681 | 6.125% | $362 | 18 | −$3,714 | |
| 5 | $3,995 | 6.625% | $682 | 17 | −$3,400 | |
| 6 | $4,065 | 6.625% | $924 | 42 | −$3,330 | |
| 7 | $4,356 | 6.500% | $1,492 | 42 | −$3,039 | |
| 8 | $4,811 | 7.125% | $1,595 | 19 | −$2,584 | |
| 9 | $5,014 | 6.625% | $2,220 | 15 | −$2,381 | |
| 10 | $5,391 | 6.625% | $2,299 | 13 | −$2,004 | |
| 11 | $5,795 | 4.990% | $2,294 | 14 | −$1,600 | |
| 12 | $6,045 | 6.625% | $2,583 | 54 | −$1,350 | |
| 13 | $6,171 | 6.124% | $3,203 | 11 | −$1,224 | |
| 14 | $6,982 | 6.562% | $4,490 | 66 | −$413 | |
| 15 | $7,286 | 6.375% | $3,846 | 10 | −$109 | |
| 16 | $7,376 | 6.990% | $4,425 | 53 | −$19 | |
| 17 | $7,477 | 6.875% | $5,132 | 13 | +$82 | |
| 18 | $7,535 | 6.875% | $4,421 | 18 | +$140 | |
| 19 | $7,647 | 6.625% | $4,141 | 36 | +$252 | |
| 20 | $7,841 | 6.990% | $4,848 | 11 | +$446 | |
| 21 | $7,844 | 6.875% | $5,184 | 61 | +$449 | |
| 22 | $7,987 | 6.875% | $4,784 | 115 | +$592 | |
| 23 | $8,193 | 6.625% | $5,099 | 25 | +$798 | |
| 24 | $8,201 | 6.625% | $4,845 | 116 | +$806 | |
| 25 | $8,551 | 7.075% | $5,438 | 55 | +$1,156 | |
| 26 | $8,673 | 6.625% | $5,974 | 192 | +$1,278 | |
| 27 | $8,752 | 7.125% | $5,367 | 50 | +$1,357 | |
| 28 | $9,126 | 7.062% | $6,311 | 16 | +$1,731 | |
| 29 | $9,323 | 6.933% | $6,241 | 14 | +$1,928 | |
| 30 | $9,644 | 6.625% | $6,090 | 19 | +$2,249 | |
| 31 | $10,106 | 6.875% | $5,985 | 19 | +$2,711 | |
| 32 | $14,381 | 8.000% | $10,908 | 14 | +$6,986 |
Includes lenders with 10+ purchase originations in Thurston County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.