Lowest closing cost mortgage lenders in Virginia Beach city County, Virginia
In Virginia Beach city, Virginia, homebuyers paid a median of $8,540 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 4,470 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, CAPITAL CENTER, L.L.C. offered the lowest median costs at $0, which is $6,220 less than the county median.
Homebuyers in Virginia Beach city County who chose CAPITAL CENTER, L.L.C. paid $8,540 less in closing costs than the county median.
County Median Costs
$8,540
+23.5% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,398
Purchase Originations
4,470
vs Virginia Median
23.5% above
$1,627
vs National Median
26.7% above
$1,799
Lender rankings in Virginia Beach city County
48 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 12 | −$6,220 | |
| 2 | $3,167 | 6.375% | $0 | 97 | −$3,053 | |
| 3 | $3,757 | 6.375% | $1,394 | 29 | −$2,463 | |
| 4 | $4,007 | 6.990% | $1,472 | 14 | −$2,213 | |
| 5 | $4,060 | 5.375% | $995 | 18 | −$2,160 | |
| 6 | $4,277 | 6.562% | $1,255 | 14 | −$1,943 | |
| 7 | $4,319 | 6.625% | $1,582 | 25 | −$1,901 | |
| 8 | $4,527 | 6.750% | $2,017 | 20 | −$1,693 | |
| 9 | $4,836 | 6.990% | $2,198 | 10 | −$1,384 | |
| 10 | $5,017 | 6.687% | $1,628 | 12 | −$1,203 | |
| 11 | $5,088 | 6.575% | $1,341 | 33 | −$1,132 | |
| 12 | $5,095 | 6.438% | $1,602 | 34 | −$1,125 | |
| 13 | $5,099 | 6.875% | $2,090 | 19 | −$1,121 | |
| 14 | $5,307 | 6.933% | $2,126 | 16 | −$913 | |
| 15 | $5,378 | 6.562% | $3,167 | 10 | −$842 | |
| 16 | $5,398 | 6.625% | $2,434 | 36 | −$822 | |
| 17 | $5,469 | 6.375% | $1,185 | 11 | −$751 | |
| 18 | $5,536 | 5.875% | $2,829 | 11 | −$684 | |
| 19 | $5,586 | 6.970% | $2,542 | 36 | −$634 | |
| 20 | $5,696 | 6.875% | $2,707 | 10 | −$524 | |
| 21 | $5,730 | 6.990% | $3,042 | 17 | −$490 | |
| 22 | $5,807 | 6.562% | $1,676 | 14 | −$413 | |
| 23 | $5,813 | 6.625% | $2,886 | 73 | −$407 | |
| 24 | $5,873 | 6.562% | $3,250 | 22 | −$347 | |
| 25 | $5,976 | 7.062% | $2,418 | 40 | −$244 | |
| 26 | $6,174 | 6.990% | $2,722 | 37 | −$46 | |
| 27 | $6,403 | 7.000% | $3,350 | 41 | +$183 | |
| 28 | $6,414 | 6.688% | $3,550 | 44 | +$194 | |
| 29 | $6,502 | 6.875% | $3,682 | 13 | +$282 | |
| 30 | $6,537 | 6.625% | $4,301 | 115 | +$317 | |
| 31 | $6,667 | 6.990% | $2,950 | 13 | +$447 | |
| 32 | $6,807 | 6.875% | $4,257 | 39 | +$587 | |
| 33 | $6,808 | 6.625% | $3,684 | 12 | +$588 | |
| 34 | $6,937 | 6.624% | $4,422 | 14 | +$717 | |
| 35 | $7,099 | 6.875% | $4,091 | 190 | +$879 | |
| 36 | $7,145 | 6.750% | $4,142 | 34 | +$925 | |
| 37 | $7,197 | 7.000% | $2,233 | 11 | +$977 | |
| 38 | $7,368 | 6.625% | $4,608 | 94 | +$1,148 | |
| 39 | $7,614 | 6.688% | $4,522 | 70 | +$1,394 | |
| 40 | $7,622 | 6.625% | $5,061 | 122 | +$1,402 | |
| 41 | $7,845 | 6.625% | $4,645 | 112 | +$1,625 | |
| 42 | $8,332 | 6.875% | $5,312 | 45 | +$2,112 | |
| 43 | $8,487 | 6.875% | $5,571 | 20 | +$2,267 |
Includes lenders with 10+ purchase originations in Virginia Beach city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.