CHARTWAY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, CHARTWAY FEDERAL CREDIT UNION originated 114 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,989. That is $2,248 above the national median of $6,741. CHARTWAY FEDERAL CREDIT UNION is most active in Utah with 92 originations there.
Purchase Originations
114
Median Total Costs
$8,989
+33.4% vs national ($6,741)
Median Rate
6.624%
+0.1% vs national (6.620%)
Median Origination
$6,322
Median Lender Credits
$41
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 114 | 6.624% | $8,989 | $6,322 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,816 | 6.624% | — | 2 | −$5,173 | |
| 2 | $4,159 | 7.125% | — | 1 | −$4,830 | |
| 3 | $4,598 | 6.875% | — | 1 | −$4,391 | |
| 4 | $5,167 | 6.500% | — | 7 | −$3,822 | |
| 5 | $5,370 | 6.375% | — | 2 | −$3,619 | |
| 6 | $6,364 | 6.812% | — | 6 | −$2,625 | |
| 7 | $6,385 | 7.250% | — | 1 | −$2,604 | |
| 8 | $6,506 | 6.000% | — | 1 | −$2,483 | |
| 9 | $6,614 | 6.433% | — | 2 | −$2,375 | |
| 10 | $6,718 | 6.933% | — | 2 | −$2,271 | |
| 11 | $7,449 | 5.875% | — | 1 | −$1,540 | |
| 12 | $8,802 | 6.500% | — | 5 | −$187 | |
| 13 | $8,988 | 6.500% | — | 7 | −$1 | |
| 14 | $9,163 | 4.990% | — | 1 | +$174 | |
| 15 | $9,342 | 6.625% | — | 53 | +$353 | |
| 16 | $9,460 | 6.500% | — | 1 | +$471 | |
| 17 | $9,852 | 6.750% | — | 11 | +$863 | |
| 18 | $10,590 | 6.750% | — | 2 | +$1,601 | |
| 19 | $10,733 | 6.500% | — | 4 | +$1,744 | |
| 20 | $13,319 | 6.625% | — | 2 | +$4,330 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.