Homebuyers in Richmond city County who chose CAPITAL CENTER, L.L.C. paid $5,614 less in closing costs than the county median.
County Median Costs
$5,614
−18.2% vs Virginia ($6,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,820
Purchase Originations
1,856
Denial Rate
4.9%
vs Virginia avg (6.4%)
vs Virginia Median
18.2% below
$-1,246
vs National Median
16.0% below
$-1,066
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.625% | $0 | 42 | −$5,178 | |
| 2 | $3,751 | 6.438% | $0 | 28 | −$1,427 | |
| 3 | $3,963 | 5.875% | $1,190 | 23 | −$1,215 | |
| 4 | $4,181 | 6.125% | $1,300 | 66 | −$997 | |
| 5 | $4,214 | 6.312% | $1,245 | 16 | −$964 | |
| 6 | $4,266 | 6.500% | $1,317 | 54 | −$912 | |
| 7 | $4,309 | 6.625% | $1,522 | 20 | −$869 | |
| 8 | $4,344 | 6.375% | $1,389 | 78 | −$834 | |
| 9 | $4,524 | 6.750% | $1,525 | 13 | −$654 | |
| 10 | $4,563 | 6.438% | $1,576 | 86 | −$615 | |
| 11 | $4,700 | 6.750% | $1,125 | 14 | −$478 | |
| 12 | $5,056 | 6.562% | $1,500 | 10 | −$122 | |
| 13 | $5,060 | 6.750% | $1,716 | 11 | −$118 | |
| 14 | $5,102 | 6.495% | $2,090 | 12 | −$76 | |
| 15 | $5,110 | 6.625% | $2,740 | 10 | −$68 | |
| 16 | $5,116 | 6.688% | $1,499 | 60 | −$62 | |
| 17 | $5,190 | 6.495% | $1,868 | 76 | +$12 | |
| 18 | $5,237 | 6.500% | $1,760 | 34 | +$59 | |
| 19 | $5,277 | 6.438% | $1,867 | 52 | +$99 | |
| 20 | $5,397 | 6.500% | $2,140 | 63 | +$219 | |
| 21 | $5,722 | 6.500% | $2,193 | 27 | +$544 | |
| 22 | $5,772 | 6.500% | $1,449 | 35 | +$594 | |
| 23 | $5,778 | 6.375% | $2,428 | 11 | +$600 | |
| 24 | $5,785 | 6.500% | $4,156 | 73 | +$607 | |
| 25 | $5,793 | 6.062% | $1,965 | 22 | +$615 |
Includes lenders with 10+ purchase originations in Richmond city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.