Homebuyers in Norfolk city County who chose PENNYMAC LOAN SERVICES, LLC paid $5,402 less in closing costs than the county median.
County Median Costs
$8,457
+23.3% vs Virginia ($6,860)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,654
Purchase Originations
2,452
Denial Rate
3.7%
vs Virginia avg (6.4%)
vs Virginia Median
23.3% above
$1,597
vs National Median
26.6% above
$1,777
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,299 | 6.188% | $1,425 | 14 | −$2,395 | |
| 2 | $3,637 | 6.625% | $0 | 44 | −$2,057 | |
| 3 | $3,924 | 5.500% | $995 | 11 | −$1,770 | |
| 4 | $4,577 | 6.500% | $2,124 | 32 | −$1,117 | |
| 5 | $4,749 | 6.500% | $2,350 | 12 | −$945 | |
| 6 | $4,838 | 6.558% | $1,570 | 16 | −$856 | |
| 7 | $5,039 | 6.575% | $1,387 | 16 | −$655 | |
| 8 | $5,095 | 6.750% | $1,514 | 11 | −$599 | |
| 9 | $5,268 | 6.875% | $2,199 | 13 | −$426 | |
| 10 | $5,273 | 6.562% | $1,645 | 16 | −$421 | |
| 11 | $5,304 | 6.740% | $1,441 | 13 | −$390 | |
| 12 | $5,351 | 6.750% | $2,173 | 15 | −$343 | |
| 13 | $5,763 | 6.500% | $2,400 | 11 | +$69 | |
| 14 | $5,833 | 6.625% | $2,410 | 11 | +$139 | |
| 15 | $6,035 | 6.625% | $3,560 | 32 | +$341 | |
| 16 | $6,259 | 6.750% | $2,872 | 12 | +$565 | |
| 17 | $6,573 | 6.625% | $3,955 | 43 | +$879 | |
| 18 | $6,958 | 6.875% | $3,747 | 29 | +$1,264 | |
| 19 | $7,077 | 6.750% | $4,111 | 53 | +$1,383 | |
| 20 | $7,139 | 6.547% | $3,951 | 44 | +$1,445 | |
| 21 | $7,310 | 6.625% | $4,545 | 27 | +$1,616 | |
| 22 | $7,316 | 6.375% | $4,745 | 41 | +$1,622 |
Includes lenders with 10+ purchase originations in Norfolk city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.