Lowest closing cost mortgage lenders in Norfolk city County, Virginia
In Norfolk city, Virginia, homebuyers paid a median of $8,588 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 2,516 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,002, which is $2,453 less than the county median.
Homebuyers in Norfolk city County who chose NAVY FEDERAL CREDIT UNION paid $5,586 less in closing costs than the county median.
County Median Costs
$8,588
+24.2% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,790
Purchase Originations
2,516
vs Virginia Median
24.2% above
$1,675
vs National Median
27.4% above
$1,847
Lender rankings in Norfolk city County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,002 | 6.500% | $0 | 60 | −$2,453 | |
| 2 | $3,651 | 6.312% | $1,517 | 10 | −$1,804 | |
| 3 | $3,692 | 6.990% | $924 | 10 | −$1,763 | |
| 4 | $3,922 | 7.125% | $1,549 | 11 | −$1,533 | |
| 5 | $4,411 | 6.625% | $2,202 | 17 | −$1,044 | |
| 6 | $4,837 | 6.395% | $1,275 | 14 | −$618 | |
| 7 | $4,863 | 6.500% | $1,649 | 18 | −$592 | |
| 8 | $5,001 | 6.438% | $1,796 | 30 | −$454 | |
| 9 | $5,222 | 6.875% | $2,398 | 16 | −$233 | |
| 10 | $5,764 | 6.750% | $3,083 | 16 | +$309 | |
| 11 | $6,114 | 6.987% | $3,202 | 49 | +$659 | |
| 12 | $6,592 | 6.625% | $3,952 | 49 | +$1,137 | |
| 13 | $6,897 | 7.000% | $4,594 | 12 | +$1,442 | |
| 14 | $6,984 | 6.812% | $4,762 | 38 | +$1,529 | |
| 15 | $7,032 | 7.000% | $4,225 | 18 | +$1,577 | |
| 16 | $7,175 | 6.625% | $4,286 | 50 | +$1,720 | |
| 17 | $7,258 | 6.683% | $3,787 | 16 | +$1,803 | |
| 18 | $7,337 | 6.625% | $4,232 | 23 | +$1,882 | |
| 19 | $7,340 | 6.750% | $4,176 | 12 | +$1,885 | |
| 20 | $7,600 | 6.625% | $5,360 | 35 | +$2,145 |
Includes lenders with 10+ purchase originations in Norfolk city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.