Lowest closing cost mortgage lenders in Utah County County, Utah
In Utah County, Utah, homebuyers paid a median of $8,852 in closing costs in 2024 — above the Utah median of $8,544. The county saw 8,453 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $142, which is $6,451 less than the county median.
Homebuyers in Utah County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $8,710 less in closing costs than the county median.
County Median Costs
$8,852
+3.6% vs Utah ($8,544)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$4,206
Purchase Originations
8,453
vs Utah Median
3.6% above
$308
vs National Median
31.3% above
$2,111
Lender rankings in Utah County County
74 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $142 | 5.625% | $0 | 105 | −$6,451 | |
| 2 | $2,094 | 5.875% | $0 | 421 | −$4,499 | |
| 3 | $2,702 | 6.625% | $250 | 28 | −$3,891 | |
| 4 | $3,558 | 5.375% | $1,148 | 266 | −$3,036 | |
| 5 | $3,611 | 6.625% | $1,167 | 10 | −$2,982 | |
| 6 | $3,882 | 6.250% | $700 | 10 | −$2,710 | |
| 7 | $4,350 | 7.250% | $1,865 | 13 | −$2,243 | |
| 8 | $4,407 | 5.625% | $1,465 | 17 | −$2,186 | |
| 9 | $4,604 | 6.500% | $2,640 | 11 | −$1,989 | |
| 10 | $4,610 | 6.500% | $1,945 | 82 | −$1,983 | |
| 11 | $4,620 | 6.562% | $1,562 | 18 | −$1,973 | |
| 12 | $4,640 | 6.875% | $2,006 | 13 | −$1,953 | |
| 13 | $4,682 | 5.500% | $2,128 | 21 | −$1,911 | |
| 14 | $4,906 | 6.612% | $2,068 | 66 | −$1,687 | |
| 15 | $5,086 | 6.990% | $1,980 | 19 | −$1,507 | |
| 16 | $5,102 | 6.000% | $2,374 | 32 | −$1,491 | |
| 17 | $5,148 | 6.812% | $2,177 | 12 | −$1,445 | |
| 18 | $5,165 | 6.875% | $1,531 | 12 | −$1,428 | |
| 19 | $5,369 | 6.250% | $2,678 | 185 | −$1,224 | |
| 20 | $5,631 | 6.375% | $2,848 | 24 | −$962 | |
| 21 | $5,655 | 6.500% | $3,627 | 144 | −$938 | |
| 22 | $5,699 | 6.625% | $2,593 | 51 | −$894 | |
| 23 | $5,731 | 6.625% | $3,433 | 10 | −$862 | |
| 24 | $5,741 | 6.625% | $3,032 | 27 | −$852 | |
| 25 | $5,811 | 5.938% | $3,240 | 10 | −$782 | |
| 26 | $5,920 | 6.495% | $2,706 | 22 | −$673 | |
| 27 | $6,154 | 6.995% | $3,658 | 26 | −$439 | |
| 28 | $6,159 | 6.683% | $3,555 | 26 | −$434 | |
| 29 | $6,293 | 6.625% | $4,026 | 13 | −$300 | |
| 30 | $6,299 | 6.533% | $4,049 | 10 | −$294 | |
| 31 | $6,457 | 6.375% | $3,976 | 10 | −$136 | |
| 32 | $6,637 | 6.625% | $4,404 | 222 | +$44 | |
| 33 | $6,969 | 6.125% | $4,305 | 11 | +$376 | |
| 34 | $7,010 | 6.625% | $4,068 | 27 | +$417 | |
| 35 | $7,017 | 6.688% | $4,148 | 10 | +$424 | |
| 36 | $7,065 | 6.625% | $4,483 | 302 | +$472 | |
| 37 | $7,215 | 6.625% | $4,742 | 111 | +$622 | |
| 38 | $7,319 | 6.500% | $5,013 | 16 | +$726 | |
| 39 | $7,335 | 6.500% | $4,902 | 15 | +$742 | |
| 40 | $7,436 | 6.625% | $4,172 | 116 | +$843 | |
| 41 | $7,523 | 6.990% | $4,913 | 27 | +$930 | |
| 42 | $7,662 | 6.625% | $5,512 | 32 | +$1,069 | |
| 43 | $7,696 | 6.562% | $5,415 | 28 | +$1,104 | |
| 44 | $7,930 | 6.500% | $5,143 | 88 | +$1,337 | |
| 45 | $7,932 | 6.625% | $5,195 | 996 | +$1,339 | |
| 46 | $8,137 | 6.625% | $5,961 | 23 | +$1,544 | |
| 47 | $8,139 | 6.625% | $5,340 | 114 | +$1,546 | |
| 48 | $8,178 | 7.125% | $5,618 | 42 | +$1,585 | |
| 49 | $8,208 | 6.500% | $5,469 | 12 | +$1,615 | |
| 50 | $8,264 | 6.250% | $5,586 | 10 | +$1,671 | |
| 51 | $8,287 | 6.990% | $5,612 | 107 | +$1,694 | |
| 52 | $8,306 | 6.808% | $5,376 | 10 | +$1,713 | |
| 53 | $8,320 | 6.625% | $5,883 | 227 | +$1,727 | |
| 54 | $8,447 | 6.500% | $6,079 | 660 | +$1,854 | |
| 55 | $8,482 | 6.490% | $6,090 | 49 | +$1,889 | |
| 56 | $8,668 | 6.375% | $5,991 | 30 | +$2,075 | |
| 57 | $8,735 | 6.625% | $6,236 | 133 | +$2,142 | |
| 58 | $8,758 | 6.125% | $5,514 | 77 | +$2,165 | |
| 59 | $8,780 | 6.500% | $4,777 | 25 | +$2,187 | |
| 60 | $8,998 | 7.375% | $5,723 | 12 | +$2,405 | |
| 61 | $9,661 | 6.625% | $6,397 | 12 | +$3,068 | |
| 62 | $9,821 | 5.750% | $5,214 | 23 | +$3,228 | |
| 63 | $9,852 | 6.750% | $6,809 | 11 | +$3,259 | |
| 64 | $10,115 | 6.500% | $7,300 | 13 | +$3,522 | |
| 65 | $10,398 | 6.938% | $6,530 | 14 | +$3,805 | |
| 66 | $10,438 | 6.624% | $8,031 | 38 | +$3,845 | |
| 67 | $11,020 | 6.933% | $7,857 | 24 | +$4,427 | |
| 68 | $12,030 | 7.125% | $9,148 | 15 | +$5,437 | |
| 69 | $13,756 | 7.750% | $10,412 | 10 | +$7,163 | |
| 70 | $18,052 | 7.312% | $14,895 | 12 | +$11,459 | |
| 71 | $28,062 | 7.000% | $24,780 | 11 | +$21,468 |
Includes lenders with 10+ purchase originations in Utah County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.