Lowest closing cost mortgage lenders in Salt Lake County County, Utah
In Salt Lake County, Utah, homebuyers paid a median of $8,513 in closing costs in 2024 — near the Utah median of $8,544. The county saw 9,837 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $80, which is $6,619 less than the county median.
Homebuyers in Salt Lake County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $8,433 less in closing costs than the county median.
County Median Costs
$8,513
−0.4% vs Utah ($8,544)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,400
Purchase Originations
9,837
vs Utah Median
0.4% below
$-31
vs National Median
26.3% above
$1,772
Lender rankings in Salt Lake County County
88 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $80 | 5.812% | $0 | 76 | −$6,619 | |
| 2 | $1,910 | 6.625% | $0 | 15 | −$4,789 | |
| 3 | $2,177 | 5.812% | $0 | 46 | −$4,522 | |
| 4 | $3,000 | 6.625% | $250 | 27 | −$3,699 | |
| 5 | $3,064 | 6.625% | $0 | 18 | −$3,635 | |
| 6 | $3,159 | 6.500% | $250 | 20 | −$3,540 | |
| 7 | $3,300 | 6.808% | $919 | 10 | −$3,400 | |
| 8 | $3,494 | 7.000% | $842 | 27 | −$3,205 | |
| 9 | $3,662 | 6.375% | $943 | 12 | −$3,037 | |
| 10 | $3,745 | 6.500% | $1,384 | 75 | −$2,954 | |
| 11 | $3,953 | 6.625% | $1,418 | 11 | −$2,746 | |
| 12 | $3,980 | 6.075% | $815 | 20 | −$2,719 | |
| 13 | $4,420 | 6.500% | $2,561 | 80 | −$2,279 | |
| 14 | $4,608 | 6.000% | $1,595 | 15 | −$2,091 | |
| 15 | $4,648 | 6.250% | $1,650 | 38 | −$2,051 | |
| 16 | $4,736 | 6.500% | $2,395 | 16 | −$1,964 | |
| 17 | $4,830 | 6.250% | $1,645 | 23 | −$1,869 | |
| 18 | $4,839 | 6.500% | $2,085 | 139 | −$1,860 | |
| 19 | $4,881 | 6.625% | $2,348 | 10 | −$1,818 | |
| 20 | $4,924 | 6.495% | $1,483 | 44 | −$1,774 | |
| 21 | $4,939 | 6.625% | $1,250 | 27 | −$1,760 | |
| 22 | $4,952 | 6.600% | $2,099 | 68 | −$1,748 | |
| 23 | $5,060 | 6.800% | $2,629 | 19 | −$1,639 | |
| 24 | $5,120 | 6.490% | $2,828 | 44 | −$1,579 | |
| 25 | $5,162 | 6.375% | $1,985 | 30 | −$1,537 | |
| 26 | $5,237 | 6.750% | $2,622 | 219 | −$1,462 | |
| 27 | $5,278 | 6.625% | $2,225 | 35 | −$1,421 | |
| 28 | $5,296 | 6.250% | $1,458 | 87 | −$1,403 | |
| 29 | $5,358 | 6.812% | $2,646 | 10 | −$1,341 | |
| 30 | $5,378 | 6.750% | $1,420 | 21 | −$1,321 | |
| 31 | $5,447 | 7.000% | $2,526 | 31 | −$1,252 | |
| 32 | $5,548 | 6.995% | $2,916 | 26 | −$1,151 | |
| 33 | $5,663 | 6.625% | $3,146 | 614 | −$1,036 | |
| 34 | $5,769 | 6.750% | $3,983 | 14 | −$930 | |
| 35 | $5,911 | 6.500% | $3,782 | 40 | −$788 | |
| 36 | $5,915 | 6.625% | $3,464 | 17 | −$784 | |
| 37 | $5,918 | 6.750% | $3,445 | 17 | −$781 | |
| 38 | $5,986 | 6.625% | $3,120 | 40 | −$713 | |
| 39 | $6,105 | 6.625% | $4,120 | 19 | −$594 | |
| 40 | $6,423 | 6.875% | $3,514 | 57 | −$276 | |
| 41 | $6,459 | 6.600% | $3,795 | 35 | −$240 | |
| 42 | $6,593 | 6.500% | $4,210 | 20 | −$106 | |
| 43 | $6,646 | 6.500% | $4,360 | 445 | −$53 | |
| 44 | $6,719 | 6.490% | $4,203 | 176 | +$20 | |
| 45 | $6,820 | 6.625% | $4,352 | 14 | +$121 | |
| 46 | $6,876 | 6.625% | $4,015 | 172 | +$177 | |
| 47 | $6,949 | 6.375% | $4,639 | 17 | +$250 | |
| 48 | $7,112 | 6.625% | $4,662 | 23 | +$413 | |
| 49 | $7,149 | 6.625% | $5,054 | 79 | +$450 | |
| 50 | $7,180 | 6.990% | $5,098 | 27 | +$481 | |
| 51 | $7,191 | 6.625% | $4,379 | 1,493 | +$492 | |
| 52 | $7,240 | 6.625% | $4,189 | 244 | +$541 | |
| 53 | $7,267 | 6.500% | $5,004 | 307 | +$568 | |
| 54 | $7,284 | 6.870% | $4,893 | 10 | +$585 | |
| 55 | $7,347 | 6.875% | $4,795 | 11 | +$648 | |
| 56 | $7,376 | 6.000% | $2,678 | 33 | +$677 | |
| 57 | $7,406 | 6.875% | $4,678 | 13 | +$707 | |
| 58 | $7,410 | 6.250% | $5,181 | 45 | +$711 | |
| 59 | $7,419 | 6.875% | $4,820 | 40 | +$720 | |
| 60 | $7,540 | 6.625% | $4,708 | 53 | +$841 | |
| 61 | $7,729 | 6.625% | $5,266 | 18 | +$1,030 | |
| 62 | $7,825 | 6.433% | $5,485 | 12 | +$1,126 | |
| 63 | $8,035 | 6.562% | $5,598 | 24 | +$1,336 | |
| 64 | $8,160 | 6.375% | $5,772 | 13 | +$1,461 | |
| 65 | $8,162 | 6.625% | $4,885 | 19 | +$1,463 | |
| 66 | $8,171 | 6.950% | $5,334 | 107 | +$1,472 | |
| 67 | $8,172 | 6.625% | $5,305 | 68 | +$1,473 | |
| 68 | $8,230 | 6.625% | $5,774 | 270 | +$1,531 | |
| 69 | $8,357 | 6.625% | $5,345 | 69 | +$1,658 | |
| 70 | $8,412 | 6.625% | $5,470 | 31 | +$1,713 | |
| 71 | $8,588 | 6.625% | $5,668 | 12 | +$1,889 | |
| 72 | $8,680 | 6.500% | $5,985 | 72 | +$1,981 | |
| 73 | $8,784 | 6.625% | $6,375 | 228 | +$2,085 | |
| 74 | $9,104 | 6.933% | $6,363 | 12 | +$2,405 | |
| 75 | $9,342 | 6.625% | $6,626 | 53 | +$2,644 | |
| 76 | $9,425 | 7.229% | $6,650 | 10 | +$2,726 | |
| 77 | $9,919 | 6.990% | $7,473 | 164 | +$3,220 | |
| 78 | $10,480 | 6.990% | $7,863 | 52 | +$3,781 | |
| 79 | $10,906 | 7.125% | $8,321 | 32 | +$4,207 | |
| 80 | $11,659 | 8.250% | $9,443 | 15 | +$4,960 | |
| 81 | $12,376 | 7.312% | $8,518 | 18 | +$5,677 | |
| 82 | $13,217 | 7.875% | $10,261 | 11 | +$6,518 | |
| 83 | $13,387 | 7.750% | $10,743 | 11 | +$6,688 | |
| 84 | $17,408 | 6.375% | $14,439 | 33 | +$10,709 | |
| 85 | $18,463 | 6.875% | $14,554 | 22 | +$11,764 |
Includes lenders with 10+ purchase originations in Salt Lake County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.