Lowest closing cost mortgage lenders in Washington County County, Rhode Island
In Washington County, Rhode Island, homebuyers paid a median of $5,037 in closing costs in 2024 — below the Rhode Island median of $5,612. The county saw 832 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,042, which is $1,732 less than the county median.
Homebuyers in Washington County County who chose NAVY FEDERAL CREDIT UNION paid $1,995 less in closing costs than the county median.
County Median Costs
$5,037
−10.3% vs Rhode Island ($5,612)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,583
Purchase Originations
832
vs Rhode Island Median
10.3% below
$-575
vs National Median
25.3% below
$-1,704
Lender rankings in Washington County County
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,042 | 6.562% | $0 | 14 | −$1,732 | |
| 2 | $3,636 | 6.500% | $895 | 11 | −$1,138 | |
| 3 | $3,705 | 6.375% | $940 | 21 | −$1,069 | |
| 4 | $3,750 | 6.750% | $695 | 46 | −$1,024 | |
| 5 | $3,758 | 6.500% | $1,263 | 11 | −$1,016 | |
| 6 | $4,098 | 5.875% | $995 | 28 | −$676 | |
| 7 | $4,177 | 6.125% | $1,489 | 12 | −$597 | |
| 8 | $4,289 | 6.625% | $1,499 | 62 | −$485 | |
| 9 | $4,404 | 6.625% | $1,200 | 20 | −$370 | |
| 10 | $4,527 | 6.625% | $1,331 | 17 | −$247 | |
| 11 | $4,543 | 6.750% | $1,583 | 27 | −$231 | |
| 12 | $4,784 | 7.125% | $1,520 | 11 | +$10 | |
| 13 | $4,871 | 6.875% | $1,790 | 11 | +$97 | |
| 14 | $4,969 | 6.688% | $1,971 | 10 | +$195 | |
| 15 | $5,190 | 6.990% | $1,919 | 17 | +$416 | |
| 16 | $5,288 | 6.875% | $1,745 | 15 | +$514 | |
| 17 | $5,353 | 6.875% | $1,695 | 36 | +$579 | |
| 18 | $5,405 | 7.000% | $1,640 | 10 | +$631 | |
| 19 | $5,492 | 6.625% | $969 | 13 | +$718 | |
| 20 | $5,754 | 6.500% | $2,869 | 20 | +$980 | |
| 21 | $6,161 | 6.875% | $4,035 | 17 | +$1,387 | |
| 22 | $6,370 | 6.750% | $2,148 | 16 | +$1,596 | |
| 23 | $7,162 | 6.999% | $4,370 | 20 | +$2,388 | |
| 24 | $7,425 | 6.624% | $4,720 | 14 | +$2,651 | |
| 25 | $8,227 | 6.936% | $5,416 | 10 | +$3,453 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.