Homebuyers in Washington County County who chose NAVY FEDERAL CREDIT UNION paid $1,826 less in closing costs than the county median.
County Median Costs
$5,226
−8.9% vs Rhode Island ($5,735)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,620
Purchase Originations
833
Denial Rate
3.8%
vs Rhode Island avg (5.0%)
vs Rhode Island Median
8.9% below
$-509
vs National Median
21.8% below
$-1,454
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,400 | 6.438% | $0 | 14 | −$1,621 | |
| 2 | $3,919 | 6.312% | $940 | 26 | −$1,102 | |
| 3 | $4,052 | 6.625% | $1,145 | 10 | −$969 | |
| 4 | $4,063 | 6.250% | $1,045 | 19 | −$958 | |
| 5 | $4,160 | 6.562% | $695 | 32 | −$860 | |
| 6 | $4,280 | 6.625% | $1,499 | 41 | −$740 | |
| 7 | $4,488 | 6.312% | $990 | 20 | −$533 | |
| 8 | $4,561 | 6.490% | $1,479 | 11 | −$460 | |
| 9 | $4,612 | 6.625% | $1,783 | 15 | −$409 | |
| 10 | $4,875 | 6.375% | $1,519 | 15 | −$146 | |
| 11 | $4,964 | 6.625% | $1,545 | 21 | −$56 | |
| 12 | $5,191 | 6.625% | $1,845 | 36 | +$170 | |
| 13 | $5,229 | 6.750% | $1,692 | 15 | +$208 | |
| 14 | $5,266 | 6.750% | $1,790 | 11 | +$245 | |
| 15 | $5,300 | 6.575% | $1,966 | 10 | +$279 | |
| 16 | $5,430 | 6.624% | $2,575 | 15 | +$409 | |
| 17 | $5,470 | 6.500% | $1,590 | 21 | +$449 | |
| 18 | $5,477 | 5.938% | $1,870 | 12 | +$456 | |
| 19 | $6,011 | 6.990% | $1,945 | 13 | +$990 | |
| 20 | $6,110 | 6.950% | $2,604 | 17 | +$1,089 | |
| 21 | $6,130 | 6.875% | $2,888 | 19 | +$1,109 | |
| 22 | $6,160 | 6.562% | $1,300 | 20 | +$1,139 | |
| 23 | $6,557 | 6.750% | $3,125 | 10 | +$1,536 | |
| 24 | $7,383 | 6.500% | $5,170 | 17 | +$2,362 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.