Homebuyers in Northampton County County who chose Embassy Bank For The Lehigh Valley paid $3,184 less in closing costs than the county median.
County Median Costs
$6,928
+6.6% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,994
Purchase Originations
2,510
Denial Rate
6.9%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
6.6% above
$428
vs National Median
3.7% above
$248
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,744 | 6.000% | $500 | 81 | −$2,394 | |
| 2 | $4,824 | 6.625% | $900 | 35 | −$1,314 | |
| 3 | $4,849 | 6.490% | $1,253 | 28 | −$1,289 | |
| 4 | $4,981 | 6.750% | $0 | 14 | −$1,157 | |
| 5 | $5,050 | 6.500% | $250 | 33 | −$1,088 | |
| 6 | $5,075 | 6.625% | $1,220 | 13 | −$1,063 | |
| 7 | $5,088 | 6.375% | $1,280 | 45 | −$1,050 | |
| 8 | $5,192 | 6.125% | $990 | 39 | −$946 | |
| 9 | $5,241 | 6.375% | $1,480 | 24 | −$897 | |
| 10 | $5,446 | 6.850% | $722 | 10 | −$692 | |
| 11 | $5,480 | 6.875% | $1,695 | 20 | −$658 | |
| 12 | $5,550 | 6.625% | $1,449 | 84 | −$588 | |
| 13 | $5,567 | 6.250% | $1,971 | 12 | −$571 | |
| 14 | $5,798 | 6.250% | $1,125 | 17 | −$340 | |
| 15 | $5,812 | 6.750% | $1,884 | 28 | −$326 | |
| 16 | $5,995 | 6.750% | $1,730 | 26 | −$143 | |
| 17 | $6,021 | 6.750% | $1,626 | 38 | −$117 | |
| 18 | $6,067 | 6.750% | $3,334 | 63 | −$71 | |
| 19 | $6,110 | 6.750% | $1,475 | 17 | −$28 | |
| 20 | $6,148 | 6.750% | $2,178 | 69 | +$10 | |
| 21 | $6,257 | 6.500% | $1,961 | 11 | +$119 | |
| 22 | $6,283 | 6.625% | $2,638 | 29 | +$145 | |
| 23 | $6,376 | 6.500% | $1,808 | 33 | +$238 | |
| 24 | $6,483 | 6.875% | $2,672 | 214 | +$345 | |
| 25 | $6,648 | 6.625% | $2,738 | 15 | +$510 |
Includes lenders with 10+ purchase originations in Northampton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.