Lowest closing cost mortgage lenders in Northampton County County, Pennsylvania
In Northampton County, Pennsylvania, homebuyers paid a median of $7,026 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 2,339 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $2,059, which is $4,197 less than the county median.
Homebuyers in Northampton County County who chose Bank of America, National Association paid $4,967 less in closing costs than the county median.
County Median Costs
$7,026
+7.2% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,490
Purchase Originations
2,339
vs Pennsylvania Median
7.2% above
$473
vs National Median
4.2% above
$285
Lender rankings in Northampton County County
41 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,059 | 6.625% | $929 | 13 | −$4,197 | |
| 2 | $3,369 | 6.500% | $550 | 14 | −$2,887 | |
| 3 | $3,830 | 6.375% | $500 | 75 | −$2,426 | |
| 4 | $3,856 | 6.312% | $0 | 10 | −$2,400 | |
| 5 | $4,205 | 6.575% | $650 | 18 | −$2,051 | |
| 6 | $4,949 | 7.000% | $990 | 17 | −$1,307 | |
| 7 | $4,949 | 6.625% | $1,745 | 10 | −$1,307 | |
| 8 | $5,026 | 6.500% | $1,454 | 24 | −$1,230 | |
| 9 | $5,102 | 6.750% | $1,395 | 16 | −$1,154 | |
| 10 | $5,140 | 6.625% | $1,833 | 24 | −$1,116 | |
| 11 | $5,225 | 6.875% | $900 | 43 | −$1,031 | |
| 12 | $5,361 | 6.600% | $1,326 | 25 | −$895 | |
| 13 | $5,377 | 6.500% | $1,495 | 88 | −$879 | |
| 14 | $5,412 | 6.625% | $1,463 | 25 | −$844 | |
| 15 | $5,452 | 6.375% | $1,888 | 25 | −$804 | |
| 16 | $5,464 | 6.625% | $1,125 | 11 | −$792 | |
| 17 | $5,804 | 6.875% | $2,017 | 30 | −$452 | |
| 18 | $5,903 | 6.625% | $1,965 | 27 | −$353 | |
| 19 | $5,941 | 7.125% | $2,276 | 31 | −$315 | |
| 20 | $5,986 | 6.125% | $1,960 | 30 | −$270 | |
| 21 | $6,001 | 6.562% | $2,487 | 14 | −$255 | |
| 22 | $6,187 | 6.862% | $1,640 | 12 | −$69 | |
| 23 | $6,253 | 6.875% | $2,414 | 60 | −$3 | |
| 24 | $6,368 | 6.625% | $3,928 | 83 | +$112 | |
| 25 | $6,426 | 6.375% | $2,326 | 25 | +$170 | |
| 26 | $6,439 | 6.625% | $2,711 | 90 | +$183 | |
| 27 | $6,973 | 6.875% | $3,929 | 21 | +$717 | |
| 28 | $6,981 | 7.000% | $1,849 | 35 | +$725 | |
| 29 | $7,028 | 6.990% | $2,757 | 75 | +$772 | |
| 30 | $7,098 | 6.875% | $3,572 | 171 | +$842 | |
| 31 | $7,371 | 6.625% | $3,283 | 67 | +$1,115 | |
| 32 | $7,497 | 6.990% | $4,509 | 11 | +$1,241 | |
| 33 | $7,570 | 5.933% | $3,189 | 18 | +$1,314 | |
| 34 | $7,952 | 6.875% | $3,755 | 27 | +$1,696 | |
| 35 | $8,122 | 6.875% | $4,265 | 15 | +$1,866 | |
| 36 | $8,511 | 6.058% | $5,085 | 18 | +$2,255 | |
| 37 | $9,120 | 6.624% | $5,121 | 19 | +$2,864 | |
| 38 | $9,425 | 6.625% | $5,741 | 67 | +$3,169 | |
| 39 | $9,761 | 6.625% | $5,920 | 95 | +$3,505 |
Includes lenders with 10+ purchase originations in Northampton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.