Firstrust Savings Bank closing costs and rates (2024)
In 2024, Firstrust Savings Bank originated 317 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,962. That is $779 below the national median of $6,741. Firstrust Savings Bank is most active in Pennsylvania with 274 originations there.
Purchase Originations
317
Median Total Costs
$5,962
−11.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,395
Median Lender Credits
$280
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 251 | 6.625% | $5,391 | $1,395 |
| fha | 65 | 6.500% | $9,467 | $1,395 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 274 | 6.625% | $6,092 | #79 |
| New Jersey | 16 | 6.562% | $5,813 | — |
| Maryland | 14 | 6.625% | $5,017 | — |
| Delaware | 8 | 6.562% | $5,667 | — |
| Florida | 2 | 6.812% | $9,110 | — |
| Michigan | 1 | 6.625% | $3,543 | — |
| Utah | 1 | 7.125% | $4,546 | — |
| Washington | 1 | 6.750% | $5,403 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,801 | 6.312% | — | 4 | −$1,161 | |
| 2 | $4,887 | 6.750% | — | 77 | −$1,075 | |
| 3 | $5,169 | 6.125% | — | 5 | −$793 | |
| 4 | $5,184 | 6.500% | — | 2 | −$778 | |
| 5 | $5,185 | 6.688% | — | 4 | −$777 | |
| 6 | $5,221 | 7.000% | — | 14 | −$741 | |
| 7 | $5,390 | 6.562% | — | 6 | −$572 | |
| 8 | $5,534 | 6.750% | — | 2 | −$428 | |
| 9 | $5,962 | 6.750% | — | 17 | +$0 | |
| 10 | $5,980 | 6.688% | — | 32 | +$18 | |
| 11 | $5,983 | 6.500% | — | 27 | +$21 | |
| 12 | $6,066 | 6.688% | — | 26 | +$104 | |
| 13 | $6,279 | 6.625% | — | 3 | +$317 | |
| 14 | $7,479 | 6.500% | — | 3 | +$1,517 | |
| 15 | $7,781 | 6.625% | — | 67 | +$1,819 | |
| 16 | $7,943 | 6.125% | — | 2 | +$1,981 | |
| 17 | $7,946 | 6.750% | — | 4 | +$1,984 | |
| 18 | $9,943 | 6.750% | — | 3 | +$3,981 | |
| 19 | $10,204 | 6.875% | — | 2 | +$4,242 | |
| 20 | $11,192 | 6.250% | — | 1 | +$5,230 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.