Homebuyers in Dauphin County County who chose Pennsylvania State Employees Credit Union paid $2,668 less in closing costs than the county median.
County Median Costs
$6,138
−5.6% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,807
Purchase Originations
2,300
Denial Rate
8.0%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
5.6% below
$-362
vs National Median
8.1% below
$-542
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,470 | 6.375% | $715 | 117 | −$2,009 | |
| 2 | $3,660 | 6.688% | $0 | 20 | −$1,819 | |
| 3 | $4,137 | 6.312% | $1,100 | 12 | −$1,342 | |
| 4 | $4,334 | 6.625% | $995 | 69 | −$1,145 | |
| 5 | $4,543 | 6.375% | $1,300 | 23 | −$936 | |
| 6 | $4,667 | 6.500% | $1,325 | 18 | −$812 | |
| 7 | $4,685 | 6.375% | $1,312 | 21 | −$794 | |
| 8 | $4,762 | 6.500% | $1,565 | 17 | −$717 | |
| 9 | $4,816 | 6.625% | $1,286 | 19 | −$663 | |
| 10 | $4,853 | 6.688% | $1,195 | 16 | −$626 | |
| 11 | $5,160 | 6.750% | $1,449 | 29 | −$319 | |
| 12 | $5,237 | 6.750% | $1,640 | 14 | −$242 | |
| 13 | $5,316 | 6.750% | $1,938 | 46 | −$163 | |
| 14 | $5,368 | 6.250% | $1,450 | 17 | −$111 | |
| 15 | $5,371 | 6.625% | $1,449 | 70 | −$108 | |
| 16 | $5,401 | 6.625% | $2,275 | 37 | −$78 | |
| 17 | $5,435 | 6.490% | $1,250 | 21 | −$44 | |
| 18 | $5,666 | 6.750% | $1,845 | 104 | +$187 | |
| 19 | $5,727 | 6.625% | $2,412 | 10 | +$248 | |
| 20 | $5,804 | 6.625% | $2,558 | 93 | +$325 | |
| 21 | $5,845 | 6.750% | $3,150 | 107 | +$366 | |
| 22 | $5,880 | 6.575% | $2,428 | 20 | +$401 | |
| 23 | $5,921 | 6.312% | $2,129 | 16 | +$442 | |
| 24 | $6,039 | 6.933% | $2,378 | 18 | +$560 | |
| 25 | $6,042 | 6.875% | $2,451 | 104 | +$563 |
Includes lenders with 10+ purchase originations in Dauphin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.