Lowest closing cost mortgage lenders in Chester County County, Pennsylvania
In Chester County, Pennsylvania, homebuyers paid a median of $7,634 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 4,369 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, State Financial Network, LLC offered the lowest median costs at $3,999, which is $3,366 less than the county median.
Homebuyers in Chester County County who chose State Financial Network, LLC paid $3,635 less in closing costs than the county median.
County Median Costs
$7,634
+16.5% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,436
Purchase Originations
4,369
vs Pennsylvania Median
16.5% above
$1,081
vs National Median
13.3% above
$893
Lender rankings in Chester County County
74 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,999 | 6.625% | $495 | 17 | −$3,366 | |
| 2 | $4,264 | 6.625% | $424 | 38 | −$3,101 | |
| 3 | $4,351 | 6.000% | $550 | 25 | −$3,014 | |
| 4 | $4,464 | 5.875% | $0 | 15 | −$2,901 | |
| 5 | $5,057 | 6.375% | $1,005 | 20 | −$2,308 | |
| 6 | $5,192 | 5.875% | $550 | 12 | −$2,173 | |
| 7 | $5,366 | 5.990% | $250 | 30 | −$1,999 | |
| 8 | $5,372 | 6.490% | $1,250 | 17 | −$1,993 | |
| 9 | $5,612 | 6.500% | $1,944 | 58 | −$1,753 | |
| 10 | $5,662 | 6.625% | $1,499 | 28 | −$1,703 | |
| 11 | $5,747 | 7.500% | $1,295 | 14 | −$1,618 | |
| 12 | $5,760 | 5.250% | $870 | 160 | −$1,605 | |
| 13 | $5,859 | 6.624% | $1,495 | 15 | −$1,506 | |
| 14 | $5,914 | 6.500% | $1,125 | 63 | −$1,451 | |
| 15 | $5,962 | 6.750% | $1,501 | 17 | −$1,403 | |
| 16 | $6,034 | 6.325% | $815 | 21 | −$1,331 | |
| 17 | $6,057 | 6.625% | $1,334 | 40 | −$1,308 | |
| 18 | $6,058 | 6.562% | $950 | 62 | −$1,307 | |
| 19 | $6,075 | 6.875% | $1,349 | 87 | −$1,290 | |
| 20 | $6,141 | 6.995% | $2,838 | 12 | −$1,224 | |
| 21 | $6,197 | 6.750% | $1,295 | 10 | −$1,168 | |
| 22 | $6,232 | 6.625% | $1,495 | 28 | −$1,133 | |
| 23 | $6,233 | 6.875% | $1,490 | 23 | −$1,132 | |
| 24 | $6,400 | 6.125% | $1,060 | 12 | −$965 | |
| 25 | $6,467 | 6.750% | $1,150 | 11 | −$898 | |
| 26 | $6,494 | 6.438% | $1,275 | 14 | −$871 | |
| 27 | $6,531 | 6.625% | $1,180 | 18 | −$834 | |
| 28 | $6,611 | 6.500% | $3,099 | 136 | −$754 | |
| 29 | $6,749 | 7.000% | $1,951 | 44 | −$616 | |
| 30 | $6,824 | 6.500% | $1,640 | 20 | −$541 | |
| 31 | $6,824 | 6.688% | $1,300 | 26 | −$541 | |
| 32 | $6,895 | 6.990% | $1,999 | 57 | −$470 | |
| 33 | $7,004 | 6.500% | $3,338 | 62 | −$361 | |
| 34 | $7,166 | 6.375% | $1,200 | 36 | −$199 | |
| 35 | $7,262 | 6.500% | $1,850 | 59 | −$103 | |
| 36 | $7,264 | 6.575% | $3,090 | 21 | −$101 | |
| 37 | $7,278 | 6.625% | $2,897 | 67 | −$87 | |
| 38 | $7,350 | 6.875% | $2,232 | 61 | −$15 | |
| 39 | $7,457 | 6.750% | $3,000 | 157 | +$92 | |
| 40 | $7,535 | 6.625% | $2,367 | 154 | +$170 | |
| 41 | $7,644 | 6.624% | $3,563 | 104 | +$279 | |
| 42 | $7,655 | 6.575% | $2,089 | 189 | +$290 | |
| 43 | $7,737 | 6.875% | $2,659 | 177 | +$372 | |
| 44 | $7,755 | 6.624% | $4,245 | 37 | +$390 | |
| 45 | $7,811 | 6.938% | $2,304 | 52 | +$446 | |
| 46 | $7,885 | 6.625% | $3,362 | 26 | +$520 | |
| 47 | $7,957 | 6.875% | $3,504 | 12 | +$592 | |
| 48 | $8,005 | 6.990% | $3,780 | 35 | +$640 | |
| 49 | $8,117 | 6.375% | $1,040 | 13 | +$752 | |
| 50 | $8,326 | 6.875% | $4,043 | 11 | +$961 | |
| 51 | $8,347 | 6.750% | $4,338 | 272 | +$982 | |
| 52 | $8,359 | 6.625% | $1,687 | 43 | +$994 | |
| 53 | $8,481 | 6.375% | $2,315 | 26 | +$1,116 | |
| 54 | $8,765 | 6.625% | $4,045 | 43 | +$1,400 | |
| 55 | $8,849 | 6.625% | $4,875 | 219 | +$1,484 | |
| 56 | $8,896 | 6.625% | $4,922 | 47 | +$1,531 | |
| 57 | $8,913 | 6.990% | $4,725 | 17 | +$1,548 | |
| 58 | $8,945 | 6.688% | $4,415 | 10 | +$1,580 | |
| 59 | $9,041 | 6.688% | $1,850 | 22 | +$1,676 | |
| 60 | $9,214 | 6.875% | $4,818 | 11 | +$1,849 | |
| 61 | $9,517 | 6.995% | $4,511 | 12 | +$2,152 | |
| 62 | $9,690 | 6.688% | $4,258 | 22 | +$2,325 | |
| 63 | $9,923 | 6.625% | $5,151 | 19 | +$2,558 | |
| 64 | $10,215 | 6.562% | $5,171 | 12 | +$2,850 | |
| 65 | $10,294 | 6.625% | $5,971 | 60 | +$2,929 | |
| 66 | $10,496 | 6.250% | $5,907 | 10 | +$3,131 | |
| 67 | $10,765 | 6.625% | $6,327 | 101 | +$3,400 | |
| 68 | $11,444 | 6.875% | $6,995 | 13 | +$4,079 | |
| 69 | $11,606 | 6.625% | $7,488 | 54 | +$4,241 | |
| 70 | $11,967 | 6.625% | $5,756 | 18 | +$4,602 | |
| 71 | $11,990 | 6.625% | $7,853 | 10 | +$4,625 | |
| 72 | $12,327 | 6.990% | $7,300 | 21 | +$4,962 | |
| 73 | $12,896 | 6.500% | $7,362 | 13 | +$5,531 |
Includes lenders with 10+ purchase originations in Chester County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.