Homebuyers in Chester County County who chose Pennsylvania State Employees Credit Union paid $3,266 less in closing costs than the county median.
County Median Costs
$7,566
+16.4% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,999
Purchase Originations
4,732
Denial Rate
4.5%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
16.4% above
$1,066
vs National Median
13.3% above
$886
67 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,300 | 6.125% | $696 | 18 | −$2,994 | |
| 2 | $4,314 | 6.312% | $424 | 36 | −$2,980 | |
| 3 | $4,497 | 5.990% | $200 | 16 | −$2,797 | |
| 4 | $4,957 | 6.188% | $0 | 18 | −$2,337 | |
| 5 | $5,219 | 6.250% | $1,012 | 21 | −$2,075 | |
| 6 | $5,346 | 4.875% | $870 | 94 | −$1,948 | |
| 7 | $5,503 | 6.375% | $1,185 | 63 | −$1,791 | |
| 8 | $5,569 | 6.375% | $346 | 26 | −$1,725 | |
| 9 | $5,794 | 6.250% | $250 | 10 | −$1,500 | |
| 10 | $5,865 | 6.375% | $595 | 67 | −$1,429 | |
| 11 | $5,921 | 6.125% | $950 | 63 | −$1,373 | |
| 12 | $5,940 | 6.375% | $2,268 | 22 | −$1,354 | |
| 13 | $6,114 | 6.500% | $1,300 | 19 | −$1,180 | |
| 14 | $6,138 | 6.490% | $1,630 | 35 | −$1,156 | |
| 15 | $6,223 | 6.500% | $1,125 | 71 | −$1,071 | |
| 16 | $6,225 | 6.500% | $1,350 | 30 | −$1,069 | |
| 17 | $6,304 | 6.500% | $1,495 | 23 | −$990 | |
| 18 | $6,409 | 6.250% | $2,036 | 67 | −$885 | |
| 19 | $6,491 | 6.688% | $1,490 | 28 | −$803 | |
| 20 | $6,499 | 6.625% | $1,640 | 36 | −$795 | |
| 21 | $6,612 | 6.375% | $1,245 | 19 | −$682 | |
| 22 | $6,638 | 6.875% | $1,495 | 13 | −$656 | |
| 23 | $6,676 | 6.625% | $1,891 | 107 | −$618 | |
| 24 | $6,709 | 5.950% | $815 | 13 | −$585 | |
| 25 | $6,833 | 6.625% | $1,220 | 29 | −$461 |
Includes lenders with 10+ purchase originations in Chester County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.