Homebuyers in Berks County County who chose Pennsylvania State Employees Credit Union paid $3,179 less in closing costs than the county median.
County Median Costs
$7,099
+9.2% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,169
Purchase Originations
3,166
Denial Rate
8.3%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
9.2% above
$599
vs National Median
6.3% above
$419
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,920 | 6.375% | $715 | 26 | −$2,116 | |
| 2 | $3,999 | 5.550% | $750 | 20 | −$2,037 | |
| 3 | $4,019 | 6.500% | $995 | 24 | −$2,017 | |
| 4 | $4,052 | 6.375% | $725 | 60 | −$1,984 | |
| 5 | $4,536 | 6.625% | $810 | 34 | −$1,500 | |
| 6 | $4,778 | 6.500% | $1,815 | 13 | −$1,258 | |
| 7 | $4,816 | 6.562% | $1,692 | 14 | −$1,220 | |
| 8 | $4,847 | 6.125% | $990 | 19 | −$1,189 | |
| 9 | $4,982 | 6.750% | $1,640 | 27 | −$1,054 | |
| 10 | $5,196 | 6.375% | $1,325 | 29 | −$840 | |
| 11 | $5,219 | 6.500% | $1,590 | 22 | −$817 | |
| 12 | $5,247 | 6.688% | $1,695 | 10 | −$789 | |
| 13 | $5,297 | 6.250% | $2,631 | 10 | −$739 | |
| 14 | $5,400 | 6.875% | $1,669 | 89 | −$636 | |
| 15 | $5,422 | 6.625% | $995 | 23 | −$614 | |
| 16 | $5,575 | 6.625% | $1,220 | 68 | −$461 | |
| 17 | $5,597 | 6.875% | $2,861 | 28 | −$439 | |
| 18 | $5,740 | 6.688% | $1,640 | 36 | −$296 | |
| 19 | $5,899 | 6.438% | $1,798 | 10 | −$137 | |
| 20 | $5,914 | 6.750% | $1,985 | 78 | −$122 | |
| 21 | $5,970 | 6.625% | $2,614 | 89 | −$66 | |
| 22 | $5,977 | 6.875% | $1,862 | 29 | −$59 | |
| 23 | $6,014 | 6.688% | $2,374 | 16 | −$22 | |
| 24 | $6,034 | 6.500% | $1,868 | 10 | −$2 | |
| 25 | $6,054 | 6.213% | $2,189 | 26 | +$18 |
Includes lenders with 10+ purchase originations in Berks County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.