Lowest closing cost mortgage lenders in Berks County County, Pennsylvania
In Berks County, Pennsylvania, homebuyers paid a median of $7,320 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 3,207 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $3,054, which is $3,124 less than the county median.
Homebuyers in Berks County County who chose Pennsylvania State Employees Credit Union paid $4,266 less in closing costs than the county median.
County Median Costs
$7,320
+11.7% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,658
Purchase Originations
3,207
vs Pennsylvania Median
11.7% above
$767
vs National Median
8.6% above
$579
Lender rankings in Berks County County
46 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,054 | 6.500% | $550 | 13 | −$3,124 | |
| 2 | $3,709 | 6.500% | $995 | 23 | −$2,469 | |
| 3 | $3,774 | 6.625% | $0 | 11 | −$2,404 | |
| 4 | $3,781 | 6.500% | $700 | 92 | −$2,397 | |
| 5 | $4,177 | 7.062% | $990 | 14 | −$2,001 | |
| 6 | $4,265 | 6.625% | $725 | 23 | −$1,913 | |
| 7 | $4,286 | 6.750% | $995 | 10 | −$1,892 | |
| 8 | $4,424 | 6.875% | $1,060 | 29 | −$1,754 | |
| 9 | $4,480 | 6.500% | $995 | 11 | −$1,698 | |
| 10 | $4,821 | 6.933% | $1,640 | 24 | −$1,357 | |
| 11 | $4,928 | 6.490% | $1,330 | 31 | −$1,250 | |
| 12 | $4,976 | 6.625% | $2,605 | 19 | −$1,202 | |
| 13 | $5,043 | 7.000% | $1,496 | 102 | −$1,135 | |
| 14 | $5,104 | 6.500% | $2,188 | 28 | −$1,074 | |
| 15 | $5,441 | 6.625% | $2,161 | 15 | −$737 | |
| 16 | $5,478 | 6.625% | $2,165 | 51 | −$700 | |
| 17 | $5,584 | 6.750% | $1,775 | 31 | −$594 | |
| 18 | $5,618 | 6.750% | $2,029 | 21 | −$560 | |
| 19 | $5,660 | 6.500% | $2,228 | 35 | −$518 | |
| 20 | $5,857 | 6.625% | $1,732 | 85 | −$321 | |
| 21 | $5,899 | 6.990% | $2,119 | 17 | −$279 | |
| 22 | $5,952 | 6.500% | $1,276 | 11 | −$226 | |
| 23 | $6,036 | 7.062% | $2,546 | 26 | −$142 | |
| 24 | $6,113 | 6.750% | $3,377 | 108 | −$65 | |
| 25 | $6,117 | 7.000% | $2,401 | 48 | −$61 | |
| 26 | $6,417 | 6.750% | $3,374 | 84 | +$239 | |
| 27 | $6,451 | 6.625% | $3,104 | 246 | +$273 | |
| 28 | $6,952 | 6.625% | $3,715 | 41 | +$774 | |
| 29 | $7,188 | 6.875% | $3,358 | 31 | +$1,010 | |
| 30 | $7,260 | 6.750% | $3,526 | 157 | +$1,082 | |
| 31 | $7,288 | 6.750% | $4,132 | 189 | +$1,110 | |
| 32 | $7,467 | 6.750% | $3,887 | 30 | +$1,289 | |
| 33 | $7,492 | 7.250% | $4,541 | 12 | +$1,314 | |
| 34 | $7,854 | 7.125% | $5,097 | 35 | +$1,676 | |
| 35 | $7,868 | 6.875% | $4,932 | 19 | +$1,690 | |
| 36 | $8,063 | 6.990% | $4,181 | 11 | +$1,885 | |
| 37 | $8,075 | 6.625% | $4,761 | 87 | +$1,897 | |
| 38 | $8,212 | 6.812% | $4,713 | 22 | +$2,034 | |
| 39 | $8,304 | 6.370% | $4,869 | 16 | +$2,126 | |
| 40 | $8,829 | 6.875% | $5,417 | 16 | +$2,651 | |
| 41 | $9,107 | 6.562% | $5,435 | 12 | +$2,929 | |
| 42 | $10,116 | 6.125% | $7,088 | 26 | +$3,938 | |
| 43 | $10,413 | 6.625% | $6,647 | 11 | +$4,235 | |
| 44 | $11,544 | 6.875% | $7,505 | 12 | +$5,366 |
Includes lenders with 10+ purchase originations in Berks County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.