Purchase Originations
316
Median Total Costs
$6,562
−1.8% vs national ($6,680)
↓ $24 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.010% vs prior year
Median Origination
$1,495
Median Lender Credits
$405
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 291 | 6.500% | $6,338 | $1,495 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 299 | 6.490% | $6,578 | #74 |
| New Jersey | 10 | 6.557% | $6,041 | — |
| Delaware | 4 | 6.807% | $5,906 | — |
| Maryland | 3 | 6.490% | $6,095 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,965 | 6.375% | — | 1 | −$3,597 | |
| 2 | $2,972 | 6.375% | — | 1 | −$3,590 | |
| 3 | $4,536 | 7.125% | — | 1 | −$2,026 | |
| 4 | $5,492 | 6.990% | — | 1 | −$1,070 | |
| 5 | $5,815 | 6.375% | — | 105 | −$747 | |
| 6 | $5,906 | 6.807% | — | 4 | −$656 | |
| 7 | $5,958 | 7.000% | — | 3 | −$604 | |
| 8 | $6,032 | 6.490% | — | 1 | −$530 | |
| 9 | $6,095 | 6.490% | — | 1 | −$467 | |
| 10 | $6,143 | 6.875% | — | 1 | −$419 | |
| 11 | $6,480 | 6.500% | — | 12 | −$82 | |
| 12 | $6,576 | 6.750% | — | 31 | +$14 | |
| 13 | $6,647 | 6.312% | — | 2 | +$85 | |
| 14 | $6,763 | 6.500% | — | 63 | +$201 | |
| 15 | $7,141 | 6.490% | — | 43 | +$579 | |
| 16 | $7,208 | 6.490% | — | 1 | +$646 | |
| 17 | $7,531 | 6.500% | — | 37 | +$969 | |
| 18 | $7,998 | 6.624% | — | 3 | +$1,436 | |
| 19 | $10,306 | 6.312% | — | 2 | +$3,744 | |
| 20 | $11,023 | 6.624% | — | 1 | +$4,461 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Philadelphia Mortgage Advisors, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $375,000 | $335,000 | +$40,000 (+11.9%) |
| Median total closing costs | $6,562 | $7,127 | −$565 (−7.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.