Customers Bank closing costs and rates (2024)
In 2024, Customers Bank originated 236 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,077. That is $2,664 below the national median of $6,741. Customers Bank is most active in Pennsylvania with 230 originations there.
Purchase Originations
236
Median Total Costs
$4,077
−39.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$795
Median Lender Credits
$36
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 179 | 6.500% | $3,829 | $700 |
| fha | 56 | 6.250% | $7,505 | $795 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 230 | 6.500% | $4,072 | #94 |
| New Jersey | 4 | 5.933% | $5,365 | — |
| Florida | 1 | 6.000% | $9,599 | — |
| New York | 1 | 6.250% | $9,760 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,712 | 6.188% | — | 4 | −$365 | |
| 2 | $3,712 | 6.500% | — | 1 | −$365 | |
| 3 | $3,770 | 6.000% | — | 3 | −$307 | |
| 4 | $3,874 | 6.375% | — | 1 | −$203 | |
| 5 | $4,043 | 6.500% | — | 130 | −$34 | |
| 6 | $4,076 | 6.375% | — | 73 | −$1 | |
| 7 | $4,706 | 5.990% | — | 1 | +$629 | |
| 8 | $4,956 | 6.245% | — | 6 | +$879 | |
| 9 | $5,170 | 6.438% | — | 4 | +$1,093 | |
| 10 | $5,274 | 6.000% | — | 2 | +$1,197 | |
| 11 | $5,281 | 5.875% | — | 3 | +$1,204 | |
| 12 | $6,024 | 5.875% | — | 1 | +$1,947 | |
| 13 | $6,506 | 5.750% | — | 1 | +$2,429 | |
| 14 | $7,044 | 6.000% | — | 1 | +$2,967 | |
| 15 | $7,751 | 6.438% | — | 2 | +$3,674 | |
| 16 | $9,199 | 6.000% | — | 1 | +$5,122 | |
| 17 | $9,599 | 6.000% | — | 1 | +$5,522 | |
| 18 | $9,760 | 6.250% | — | 1 | +$5,683 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.