Purchase Originations
211
Median Total Costs
$4,392
−34.3% vs national ($6,680)
↑ $315 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$795
Median Lender Credits
$93
Denial Rate
4.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 149 | 6.375% | $4,096 | $795 |
| fha | 61 | 6.375% | $7,826 | $795 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 201 | 6.375% | $4,314 | #108 |
| Delaware | 4 | 6.125% | $11,927 | — |
| California | 2 | 6.625% | $14,415 | — |
| South Carolina | 2 | 6.625% | $9,207 | — |
| New Jersey | 1 | 6.375% | $4,370 | — |
| New York | 1 | 6.625% | $4,893 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,144 | 6.875% | — | 1 | −$1,248 | |
| 2 | $3,823 | 6.500% | — | 1 | −$569 | |
| 3 | $4,152 | 6.875% | — | 1 | −$240 | |
| 4 | $4,210 | 6.375% | — | 94 | −$182 | |
| 5 | $4,289 | 6.375% | — | 90 | −$103 | |
| 6 | $4,370 | 6.375% | — | 1 | −$22 | |
| 7 | $4,893 | 6.625% | — | 1 | +$501 | |
| 8 | $5,862 | 6.875% | — | 3 | +$1,470 | |
| 9 | $6,094 | 6.750% | — | 2 | +$1,702 | |
| 10 | $6,151 | 6.375% | — | 3 | +$1,759 | |
| 11 | $6,249 | 5.812% | — | 2 | +$1,857 | |
| 12 | $7,367 | 6.375% | — | 1 | +$2,975 | |
| 13 | $8,200 | 6.375% | — | 3 | +$3,808 | |
| 14 | $9,073 | 6.125% | — | 3 | +$4,681 | |
| 15 | $11,483 | 6.875% | — | 1 | +$7,091 | |
| 16 | $15,270 | 6.375% | — | 1 | +$10,878 | |
| 17 | $15,646 | 5.500% | — | 1 | +$11,254 | |
| 18 | $17,347 | 6.375% | — | 1 | +$12,955 | |
| 19 | $18,520 | 5.250% | — | 1 | +$14,128 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Customers Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $195,000 | $335,000 | −$140,000 (−41.8%) |
| Median total closing costs | $4,392 | $7,127 | −$2,735 (−38.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.