Homebuyers in Rockland County County who chose TrustCo Bank paid $2,857 less in closing costs than the county median.
County Median Costs
$7,231
+13.0% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,026
Purchase Originations
1,874
Denial Rate
7.4%
vs New York avg (8.5%)
vs New York Median
13.0% above
$831
vs National Median
8.3% above
$551
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,374 | 6.250% | $1,694 | 28 | −$2,622 | |
| 2 | $5,297 | 6.188% | $1,778 | 12 | −$1,699 | |
| 3 | $5,578 | 6.490% | $1,590 | 118 | −$1,418 | |
| 4 | $5,622 | 6.000% | $2,294 | 13 | −$1,374 | |
| 5 | $5,735 | 6.250% | $1,955 | 97 | −$1,261 | |
| 6 | $6,042 | 6.750% | $1,690 | 11 | −$954 | |
| 7 | $6,134 | 6.875% | $2,526 | 11 | −$862 | |
| 8 | $6,307 | 6.500% | $1,640 | 163 | −$689 | |
| 9 | $6,313 | 6.250% | $1,554 | 20 | −$683 | |
| 10 | $6,435 | 6.624% | $1,340 | 17 | −$561 | |
| 11 | $6,581 | 6.250% | $1,245 | 21 | −$415 | |
| 12 | $6,606 | 6.000% | $1,500 | 23 | −$390 | |
| 13 | $6,887 | 6.740% | $1,495 | 177 | −$109 | |
| 14 | $6,902 | 6.575% | $1,895 | 44 | −$94 | |
| 15 | $7,066 | 6.500% | $3,115 | 79 | +$70 | |
| 16 | $7,075 | 6.500% | $1,924 | 16 | +$79 | |
| 17 | $7,209 | 6.750% | $1,744 | 160 | +$213 | |
| 18 | $7,401 | 6.625% | $3,999 | 46 | +$405 | |
| 19 | $7,452 | 6.750% | $1,640 | 21 | +$456 | |
| 20 | $7,958 | 5.750% | $2,138 | 21 | +$962 | |
| 21 | $9,748 | 6.375% | $1,350 | 21 | +$2,752 | |
| 22 | $11,336 | 6.875% | $6,004 | 60 | +$4,340 | |
| 23 | $11,529 | 6.624% | $7,199 | 179 | +$4,533 | |
| 24 | $11,971 | 6.625% | $7,429 | 43 | +$4,975 | |
| 25 | $12,940 | 6.938% | $8,187 | 10 | +$5,944 |
Includes lenders with 10+ purchase originations in Rockland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.