Lowest closing cost mortgage lenders in Rockland County County, New York
In Rockland County, New York, homebuyers paid a median of $8,109 in closing costs in 2024 — above the New York median of $6,440. The county saw 1,809 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, TrustCo Bank offered the lowest median costs at $5,149, which is $2,445 less than the county median.
Homebuyers in Rockland County County who chose TrustCo Bank paid $2,960 less in closing costs than the county median.
County Median Costs
$8,109
+25.9% vs New York ($6,440)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,115
Purchase Originations
1,809
vs New York Median
25.9% above
$1,669
vs National Median
20.3% above
$1,368
Lender rankings in Rockland County County
29 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,149 | 6.500% | $1,694 | 24 | −$2,445 | |
| 2 | $5,663 | 6.250% | $1,090 | 13 | −$1,931 | |
| 3 | $5,765 | 6.375% | $1,488 | 11 | −$1,829 | |
| 4 | $5,771 | 6.750% | $1,590 | 88 | −$1,823 | |
| 5 | $5,811 | 6.625% | $1,640 | 165 | −$1,783 | |
| 6 | $5,850 | 6.875% | $1,590 | 23 | −$1,744 | |
| 7 | $6,086 | 6.500% | $2,414 | 10 | −$1,508 | |
| 8 | $6,129 | 6.500% | $2,626 | 90 | −$1,465 | |
| 9 | $6,246 | 6.500% | $1,058 | 25 | −$1,348 | |
| 10 | $6,304 | 6.125% | $1,143 | 20 | −$1,290 | |
| 11 | $6,844 | 6.750% | $2,500 | 13 | −$750 | |
| 12 | $6,948 | 6.750% | $2,735 | 29 | −$646 | |
| 13 | $7,006 | 6.500% | $2,989 | 59 | −$588 | |
| 14 | $7,024 | 6.933% | $1,715 | 32 | −$570 | |
| 15 | $7,185 | 6.625% | $1,931 | 145 | −$409 | |
| 16 | $8,495 | 6.990% | $4,562 | 11 | +$901 | |
| 17 | $8,910 | 6.750% | $5,555 | 51 | +$1,316 | |
| 18 | $8,952 | 6.625% | $5,119 | 11 | +$1,358 | |
| 19 | $8,962 | 6.000% | $3,093 | 19 | +$1,368 | |
| 20 | $9,010 | 6.688% | $1,228 | 24 | +$1,416 | |
| 21 | $9,015 | 6.875% | $4,376 | 169 | +$1,421 | |
| 22 | $11,294 | 6.625% | $4,738 | 11 | +$3,700 | |
| 23 | $11,362 | 6.990% | $6,542 | 18 | +$3,768 | |
| 24 | $11,576 | 6.990% | $8,073 | 32 | +$3,982 | |
| 25 | $14,411 | 6.875% | $9,999 | 17 | +$6,817 | |
| 26 | $14,548 | 6.625% | $9,860 | 267 | +$6,954 | |
| 27 | $15,036 | 7.000% | $9,570 | 11 | +$7,442 | |
| 28 | $19,115 | 7.490% | $15,322 | 17 | +$11,521 | |
| 29 | $21,583 | 7.375% | $15,421 | 17 | +$13,989 |
Includes lenders with 10+ purchase originations in Rockland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.