Homebuyers in Putnam County County who chose HUDSON VALLEY CREDIT UNION paid $2,967 less in closing costs than the county median.
County Median Costs
$6,970
+8.9% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,976
Purchase Originations
837
Denial Rate
8.0%
vs New York avg (8.5%)
vs New York Median
8.9% above
$570
vs National Median
4.3% above
$290
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,003 | 6.625% | $350 | 12 | −$2,576 | |
| 2 | $4,767 | 6.500% | $1,195 | 20 | −$1,812 | |
| 3 | $5,748 | 6.575% | $1,590 | 24 | −$831 | |
| 4 | $5,780 | 6.875% | $2,003 | 26 | −$799 | |
| 5 | $5,812 | 6.125% | $1,890 | 10 | −$767 | |
| 6 | $5,886 | 6.594% | $1,799 | 10 | −$693 | |
| 7 | $5,998 | 6.750% | $1,395 | 70 | −$581 | |
| 8 | $6,316 | 6.490% | $1,750 | 19 | −$263 | |
| 9 | $6,432 | 6.125% | $1,512 | 12 | −$147 | |
| 10 | $6,608 | 6.624% | $2,009 | 18 | +$29 | |
| 11 | $6,749 | 6.375% | $2,517 | 57 | +$170 | |
| 12 | $6,939 | 6.500% | $2,535 | 59 | +$360 | |
| 13 | $7,443 | 6.750% | $1,521 | 25 | +$864 | |
| 14 | $7,925 | 6.750% | $4,141 | 32 | +$1,346 | |
| 15 | $8,023 | 6.875% | $4,075 | 11 | +$1,444 | |
| 16 | $10,496 | 6.376% | $6,193 | 66 | +$3,917 | |
| 17 | $11,498 | 6.562% | $6,989 | 12 | +$4,919 |
Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.