Homebuyers in Monroe County County who chose Community Bank, National Association paid $4,422 less in closing costs than the county median.
County Median Costs
$4,422
−30.9% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,550
Purchase Originations
5,840
Denial Rate
4.2%
vs New York avg (8.5%)
vs New York Median
30.9% below
$-1,978
vs National Median
33.8% below
$-2,258
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.250% | $0 | 91 | −$4,299 | |
| 2 | $1,542 | 5.625% | $675 | 31 | −$2,757 | |
| 3 | $2,830 | 5.750% | $425 | 23 | −$1,470 | |
| 4 | $2,958 | 6.500% | $675 | 36 | −$1,341 | |
| 5 | $3,313 | 6.500% | $745 | 44 | −$986 | |
| 6 | $3,439 | 6.500% | $1,200 | 54 | −$860 | |
| 7 | $3,457 | 6.500% | $820 | 25 | −$842 | |
| 8 | $3,521 | 6.250% | $1,075 | 69 | −$778 | |
| 9 | $3,715 | 6.500% | $1,954 | 428 | −$584 | |
| 10 | $3,750 | 6.625% | $995 | 350 | −$549 | |
| 11 | $3,990 | 6.500% | $1,194 | 73 | −$309 | |
| 12 | $4,047 | 6.625% | $1,450 | 1,539 | −$252 | |
| 13 | $4,054 | 6.750% | $2,254 | 40 | −$245 | |
| 14 | $4,232 | 6.188% | $1,295 | 20 | −$67 | |
| 15 | $4,243 | 6.500% | $1,489 | 39 | −$56 | |
| 16 | $4,314 | 6.125% | $0 | 13 | +$15 | |
| 17 | $4,443 | 6.375% | $500 | 21 | +$144 | |
| 18 | $4,497 | 6.375% | $1,500 | 62 | +$198 | |
| 19 | $4,532 | 6.375% | $1,782 | 67 | +$233 | |
| 20 | $4,566 | 6.875% | $1,550 | 829 | +$267 | |
| 21 | $4,642 | 6.500% | $2,198 | 219 | +$343 | |
| 22 | $5,117 | 6.375% | $1,741 | 13 | +$818 | |
| 23 | $5,162 | 6.875% | $2,260 | 275 | +$863 | |
| 24 | $5,199 | 6.625% | $2,389 | 11 | +$900 | |
| 25 | $5,596 | 6.750% | $2,834 | 115 | +$1,297 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.