RELIANT COMMUNITY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, RELIANT COMMUNITY FEDERAL CREDIT UNION originated 111 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,013. That is $3,728 below the national median of $6,741. RELIANT COMMUNITY FEDERAL CREDIT UNION is most active in New York with 111 originations there.
Purchase Originations
111
Median Total Costs
$3,013
−55.3% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$745
Median Lender Credits
$286
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 111 | 6.375% | $3,013 | $745 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 111 | 6.375% | $3,013 | #113 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,889 | 6.500% | — | 18 | −$124 | |
| 2 | $2,925 | 6.188% | — | 4 | −$88 | |
| 3 | $2,988 | 6.375% | — | 46 | −$25 | |
| 4 | $3,027 | 6.625% | — | 2 | +$14 | |
| 5 | $3,152 | 6.000% | — | 1 | +$139 | |
| 6 | $3,202 | 6.375% | — | 35 | +$189 | |
| 7 | $3,291 | 6.188% | — | 2 | +$278 | |
| 8 | $3,570 | 6.000% | — | 2 | +$557 | |
| 9 | $6,207 | 5.250% | — | 1 | +$3,194 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.