Homebuyers in Broome County County who chose Community Bank, National Association paid $4,184 less in closing costs than the county median.
County Median Costs
$4,184
−34.6% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,229
Purchase Originations
1,053
Denial Rate
8.0%
vs New York avg (8.5%)
vs New York Median
34.6% below
$-2,216
vs National Median
37.4% below
$-2,496
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.188% | $0 | 48 | −$3,906 | |
| 2 | $2,919 | 6.750% | $123 | 23 | −$987 | |
| 3 | $3,112 | 6.312% | $790 | 24 | −$794 | |
| 4 | $3,288 | 6.500% | $845 | 46 | −$618 | |
| 5 | $3,453 | 6.500% | $1,195 | 190 | −$453 | |
| 6 | $3,531 | 6.625% | $299 | 36 | −$375 | |
| 7 | $3,848 | 6.375% | $1,512 | 28 | −$58 | |
| 8 | $3,904 | 6.500% | $219 | 51 | −$2 | |
| 9 | $3,952 | 6.562% | $1,450 | 12 | +$46 | |
| 10 | $4,110 | 6.625% | $1,500 | 34 | +$204 | |
| 11 | $4,324 | 6.500% | $1,865 | 63 | +$418 | |
| 12 | $4,437 | 6.625% | $1,662 | 37 | +$531 | |
| 13 | $5,083 | 6.500% | $2,324 | 21 | +$1,177 | |
| 14 | $5,168 | 6.499% | $1,679 | 15 | +$1,262 | |
| 15 | $5,182 | 6.624% | $1,898 | 14 | +$1,276 | |
| 16 | $6,240 | 6.875% | $2,953 | 28 | +$2,334 |
Includes lenders with 10+ purchase originations in Broome County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.