What are the average closing costs in Broome County County?

In Broome County County, the median total loan costs on purchase mortgages were $3,964 in 2024, based on 1,086 originations.

Which lender has the lowest closing costs in Broome County County?

Among lenders with 10+ originations in Broome County County, Community Bank, National Association had the lowest median total closing costs at $150 in 2024.

How do closing costs in Broome County County compare to New York?

Broome County County closing costs (median $3,964) are 38.5% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in Broome County County, New York

In Broome County, New York, homebuyers paid a median of $3,964 in closing costs in 2024 — below the New York median of $6,440. The county saw 1,086 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $150, which is $3,591 less than the county median.

Homebuyers in Broome County County who chose Community Bank, National Association paid $3,814 less in closing costs than the county median.

County Median Costs

$3,964

−38.5% vs New York ($6,440)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,292

Purchase Originations

1,086

vs New York Median

38.5% below

$-2,476

vs National Median

41.2% below

$-2,777

Lender rankings in Broome County County

16 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Community Bank, National Association	$150	7.375%	$0	39	−$3,591
2	Empower Federal Credit Union	$2,567	6.688%	$123	12	−$1,174
3	NBT Bank, National Association	$2,987	6.000%	$750	19	−$754
4	Tompkins Community Bank	$3,122	6.625%	$745	31	−$619
5	HOMESTEAD FUNDING CORP.	$3,395	6.500%	$995	230	−$346
6	SEFCU SERVICES, LLC	$3,407	6.125%	$990	56	−$334
7	Manufacturers and Traders Trust Company	$3,684	6.875%	$1,358	45	−$57
8	Visions Federal Credit Union	$3,783	6.875%	$719	49	+$42
9	PREMIUM MORTGAGE CORPORATION	$3,976	6.375%	$1,400	24	+$235
10	JPMorgan Chase Bank, National Association	$4,296	6.750%	$1,555	16	+$555
11	1ST PRIORITY MORTGAGE, INC.	$4,313	6.625%	$1,969	67	+$572
12	EVERETT FINANCIAL, INC.	$4,690	6.625%	$1,567	38	+$949
13	ABSOLUTE HOME MORTGAGE CORPORATION	$5,311	6.490%	$3,150	11	+$1,570
14	UNITED WHOLESALE MORTGAGE, LLC	$6,441	6.500%	$3,634	22	+$2,700
15	ROCKET MORTGAGE, LLC	$7,721	6.990%	$4,608	33	+$3,980

Includes lenders with 10+ purchase originations in Broome County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.