Homebuyers in Doña Ana County County who chose FirstLight Federal Credit Union paid $5,428 less in closing costs than the county median.
County Median Costs
$7,617
+11.6% vs New Mexico ($6,823)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,476
Purchase Originations
1,836
Denial Rate
16.2%
vs New Mexico avg (14.8%)
vs New Mexico Median
11.6% above
$794
vs National Median
14.0% above
$937
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,189 | 6.125% | $0 | 17 | −$2,894 | |
| 2 | $2,747 | 6.500% | $0 | 14 | −$2,336 | |
| 3 | $3,043 | 6.495% | $833 | 16 | −$2,040 | |
| 4 | $3,088 | 6.500% | $375 | 128 | −$1,995 | |
| 5 | $3,167 | 6.250% | $1,175 | 11 | −$1,916 | |
| 6 | $3,219 | 6.750% | $943 | 18 | −$1,864 | |
| 7 | $3,437 | 5.995% | $1,535 | 26 | −$1,646 | |
| 8 | $4,044 | 5.750% | $995 | 11 | −$1,039 | |
| 9 | $4,121 | 6.375% | $2,349 | 10 | −$962 | |
| 10 | $4,181 | 6.625% | $824 | 13 | −$902 | |
| 11 | $4,292 | 6.500% | $2,258 | 23 | −$791 | |
| 12 | $4,404 | 6.375% | $1,791 | 11 | −$679 | |
| 13 | $4,727 | 6.375% | $1,946 | 35 | −$356 | |
| 14 | $4,777 | 6.125% | $2,472 | 16 | −$306 | |
| 15 | $5,264 | 6.375% | $3,207 | 36 | +$181 | |
| 16 | $5,280 | 6.625% | $2,700 | 34 | +$197 | |
| 17 | $5,885 | 6.875% | $2,626 | 15 | +$802 | |
| 18 | $6,149 | 8.635% | $4,500 | 14 | +$1,066 | |
| 19 | $6,878 | 6.500% | $4,788 | 50 | +$1,795 | |
| 20 | $7,302 | 6.683% | $4,397 | 16 | +$2,219 | |
| 21 | $7,932 | 6.625% | $5,021 | 11 | +$2,849 | |
| 22 | $9,036 | 6.188% | $6,052 | 40 | +$3,953 | |
| 23 | $10,870 | 6.129% | $7,126 | 53 | +$5,787 | |
| 24 | $11,800 | 6.990% | $8,574 | 17 | +$6,717 |
Includes lenders with 10+ purchase originations in Doña Ana County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.