Lowest closing cost mortgage lenders in Doña Ana County County, New Mexico
In Doña Ana County, New Mexico, homebuyers paid a median of $7,210 in closing costs in 2024 — near the New Mexico median of $7,095. The county saw 1,848 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, FirstLight Federal Credit Union offered the lowest median costs at $2,297, which is $2,563 less than the county median.
Homebuyers in Doña Ana County County who chose FirstLight Federal Credit Union paid $4,913 less in closing costs than the county median.
County Median Costs
$7,210
+1.6% vs New Mexico ($7,095)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,558
Purchase Originations
1,848
vs New Mexico Median
1.6% above
$115
vs National Median
7.0% above
$469
Lender rankings in Doña Ana County County
29 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,297 | 6.125% | $369 | 21 | −$2,563 | |
| 2 | $2,861 | 6.875% | $375 | 151 | −$1,999 | |
| 3 | $3,500 | 6.750% | $1,060 | 16 | −$1,360 | |
| 4 | $3,650 | 6.875% | $1,335 | 23 | −$1,210 | |
| 5 | $3,679 | 6.625% | $1,240 | 18 | −$1,181 | |
| 6 | $3,854 | 6.625% | $1,175 | 19 | −$1,006 | |
| 7 | $4,015 | 6.312% | $1,817 | 16 | −$845 | |
| 8 | $4,094 | 5.750% | $995 | 10 | −$766 | |
| 9 | $4,453 | 7.062% | $1,988 | 12 | −$407 | |
| 10 | $4,456 | 6.438% | $1,861 | 30 | −$404 | |
| 11 | $4,596 | 6.375% | $2,142 | 11 | −$264 | |
| 12 | $4,685 | 6.562% | $2,017 | 48 | −$175 | |
| 13 | $5,007 | 6.375% | $2,802 | 55 | +$147 | |
| 14 | $5,094 | 6.990% | $2,630 | 12 | +$234 | |
| 15 | $5,596 | 6.875% | $4,000 | 13 | +$736 | |
| 16 | $5,850 | 6.688% | $3,800 | 44 | +$990 | |
| 17 | $6,022 | 8.860% | $4,500 | 13 | +$1,162 | |
| 18 | $6,190 | 6.625% | $3,862 | 29 | +$1,330 | |
| 19 | $6,722 | 7.000% | $3,890 | 21 | +$1,862 | |
| 20 | $7,008 | 6.875% | $4,442 | 18 | +$2,148 | |
| 21 | $7,156 | 6.562% | $4,568 | 58 | +$2,296 | |
| 22 | $7,783 | 6.375% | $4,633 | 12 | +$2,923 | |
| 23 | $7,943 | 6.625% | $4,742 | 52 | +$3,083 |
Includes lenders with 10+ purchase originations in Doña Ana County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.