Homebuyers in Union County County who chose Columbia Bank paid $8,318 less in closing costs than the county median.
County Median Costs
$9,113
+21.9% vs New Jersey ($7,473)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,201
Purchase Originations
3,082
Denial Rate
5.7%
vs New Jersey avg (5.9%)
vs New Jersey Median
21.9% above
$1,640
vs National Median
36.4% above
$2,433
53 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $795 | 6.312% | $270 | 12 | −$7,063 | |
| 2 | $4,726 | 6.250% | $1,175 | 11 | −$3,132 | |
| 3 | $5,398 | 6.188% | $820 | 22 | −$2,460 | |
| 4 | $5,513 | 5.750% | $495 | 40 | −$2,345 | |
| 5 | $5,543 | 5.875% | $790 | 44 | −$2,315 | |
| 6 | $6,144 | 6.688% | $1,395 | 20 | −$1,714 | |
| 7 | $6,235 | 5.875% | $950 | 44 | −$1,623 | |
| 8 | $6,342 | 6.490% | $1,595 | 25 | −$1,516 | |
| 9 | $6,350 | 6.600% | $1,590 | 56 | −$1,508 | |
| 10 | $6,582 | 6.625% | $1,400 | 29 | −$1,276 | |
| 11 | $6,612 | 6.625% | $1,790 | 20 | −$1,246 | |
| 12 | $6,692 | 6.688% | $1,884 | 16 | −$1,166 | |
| 13 | $6,716 | 7.000% | $1,595 | 10 | −$1,142 | |
| 14 | $6,721 | 5.850% | $815 | 33 | −$1,137 | |
| 15 | $6,818 | 6.500% | $1,640 | 125 | −$1,040 | |
| 16 | $6,957 | 6.000% | $1,090 | 46 | −$901 | |
| 17 | $7,022 | 6.375% | $1,568 | 136 | −$836 | |
| 18 | $7,080 | 6.500% | $1,125 | 13 | −$778 | |
| 19 | $7,125 | 6.125% | $1,245 | 33 | −$733 | |
| 20 | $7,230 | 6.875% | $2,061 | 40 | −$628 | |
| 21 | $7,238 | 6.990% | $3,474 | 14 | −$620 | |
| 22 | $7,282 | 5.750% | $1,386 | 68 | −$576 | |
| 23 | $7,326 | 5.750% | $1,500 | 28 | −$532 | |
| 24 | $7,483 | 6.600% | $1,640 | 121 | −$375 | |
| 25 | $7,797 | 6.500% | $1,790 | 32 | −$61 |
Includes lenders with 10+ purchase originations in Union County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.