MILLENIUM HOME MORTGAGE, LLC closing costs and rates (2024)
In 2024, MILLENIUM HOME MORTGAGE, LLC originated 197 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,690. That is $949 above the national median of $6,741. MILLENIUM HOME MORTGAGE, LLC is most active in New Jersey with 183 originations there.
Purchase Originations
197
Median Total Costs
$7,690
+14.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,120
Median Lender Credits
$432
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 163 | 6.500% | $6,921 | $2,807 |
| fha | 33 | 6.250% | $15,646 | $3,965 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 183 | 6.375% | $7,708 | #69 |
| Pennsylvania | 6 | 6.812% | $6,222 | — |
| New York | 5 | 6.625% | $6,536 | — |
| Florida | 3 | 6.625% | $12,710 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,092 | 6.500% | — | 5 | −$1,598 | |
| 2 | $6,122 | 7.062% | — | 2 | −$1,568 | |
| 3 | $6,480 | 6.625% | — | 11 | −$1,210 | |
| 4 | $6,592 | 6.250% | — | 40 | −$1,098 | |
| 5 | $7,246 | 6.625% | — | 2 | −$444 | |
| 6 | $7,312 | 6.312% | — | 12 | −$378 | |
| 7 | $7,323 | 6.500% | — | 13 | −$367 | |
| 8 | $7,396 | 6.625% | — | 21 | −$294 | |
| 9 | $8,298 | 6.875% | — | 1 | +$608 | |
| 10 | $8,588 | 6.375% | — | 23 | +$898 | |
| 11 | $8,591 | 6.562% | — | 10 | +$901 | |
| 12 | $9,490 | 6.250% | — | 9 | +$1,800 | |
| 13 | $9,744 | 6.625% | — | 9 | +$2,054 | |
| 14 | $9,783 | 7.125% | — | 2 | +$2,093 | |
| 15 | $11,724 | 6.625% | — | 7 | +$4,034 | |
| 16 | $12,436 | 6.688% | — | 6 | +$4,746 | |
| 17 | $12,535 | 6.875% | — | 10 | +$4,845 | |
| 18 | $12,710 | 6.375% | — | 1 | +$5,020 | |
| 19 | $19,193 | 6.750% | — | 1 | +$11,503 | |
| 20 | $21,361 | 7.000% | — | 2 | +$13,671 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.