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Lowest closing cost mortgage lenders in Morris County County, New Jersey

In Morris County, New Jersey, homebuyers paid a median of $7,532 in closing costs in 2024 — near the New Jersey median of $7,624. The county saw 3,961 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Provident Bank offered the lowest median costs at $4,149, which is $2,948 less than the county median.

Homebuyers in Morris County County who chose Provident Bank paid $3,383 less in closing costs than the county median.

County Median Costs

$7,532

−1.2% vs New Jersey ($7,624)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,858

Purchase Originations

3,961

vs New Jersey Median

1.2% below

$-92

vs National Median

11.7% above

$791

Lender rankings in Morris County County

59 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$4,1496.125%$1,24024−$2,948
2$4,5666.250%$1,24513−$2,531
3$5,1166.625%$87043−$1,981
4$5,2896.625%$95511−$1,808
5$5,3426.375%$1,14544−$1,755
6$5,4716.375%$014−$1,626
7$5,5536.500%$1,49512−$1,544
8$5,7386.624%$1,275249−$1,358
9$5,9626.500%$1,39528−$1,135
10$6,0256.500%$99579−$1,072
11$6,0486.500%$1,69535−$1,049
12$6,0966.933%$1,77514−$1,001
13$6,1926.500%$1,18023−$905
14$6,2396.375%$1,12537−$858
15$6,2566.625%$1,59066−$840
16$6,3326.900%$1,64069−$765
17$6,3396.500%$1,12533−$758
18$6,3506.625%$1,319125−$747
19$6,5076.375%$1,06013−$590
20$6,5616.990%$1,29931−$536
21$6,6046.625%$1,640254−$493
22$6,6486.990%$1,79573−$449
23$6,6726.369%$1,24217−$425
24$6,7356.125%$1,49057−$362
25$6,7606.088%$81536−$338
26$6,9866.990%$2,46077−$111
27$7,0446.375%$1,42013−$52
28$7,0866.062%$1,09034−$11
29$7,2906.625%$2,80216+$193
30$7,2956.625%$95045+$198
31$7,3706.990%$1,24913+$273
32$7,3726.875%$4,02110+$275
33$7,4436.500%$3,804197+$346
34$7,6886.875%$3,59475+$591
35$7,6956.500%$1,06931+$598
36$7,7196.875%$1,84453+$622
37$7,7716.750%$1,49921+$674
38$7,9106.625%$1,77651+$813
39$7,9906.500%$1,27511+$893
40$8,0226.995%$3,84110+$925
41$8,1596.990%$2,30310+$1,062
42$8,2026.375%$3,73420+$1,105
43$8,2086.875%$2,990303+$1,111
44$8,3066.625%$1,74651+$1,209
45$8,6326.875%$4,74115+$1,535
46$8,9097.125%$3,73417+$1,812
47$9,0616.375%$2,45579+$1,964
48$9,5446.875%$5,07719+$2,447
49$10,2696.500%$6,157194+$3,172
50$10,8246.875%$4,91814+$3,727
51$11,2866.990%$6,95440+$4,188
52$11,4626.624%$6,32835+$4,365
53$11,9386.812%$5,89338+$4,841
54$13,2016.808%$8,25310+$6,104
55$13,5056.750%$8,80116+$6,408
56$13,6906.990%$8,89013+$6,593
57$15,0866.375%$10,42925+$7,989
58$17,6618.999%$11,17611+$10,564

Includes lenders with 10+ purchase originations in Morris County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.