Lowest closing cost mortgage lenders in Mercer County County, New Jersey
In Mercer County, New Jersey, homebuyers paid a median of $7,018 in closing costs in 2024 — below the New Jersey median of $7,624. The county saw 2,551 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $1,104, which is $5,334 less than the county median.
Homebuyers in Mercer County County who chose PULTE MORTGAGE LLC paid $5,914 less in closing costs than the county median.
County Median Costs
$7,018
−8.0% vs New Jersey ($7,624)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,985
Purchase Originations
2,551
vs New Jersey Median
8.0% below
$-606
vs National Median
4.1% above
$277
Lender rankings in Mercer County County
50 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,104 | 6.625% | $0 | 23 | −$5,334 | |
| 2 | $3,918 | 6.188% | $1,068 | 80 | −$2,520 | |
| 3 | $4,379 | 6.375% | $790 | 10 | −$2,059 | |
| 4 | $4,578 | 6.062% | $550 | 16 | −$1,860 | |
| 5 | $4,721 | 6.625% | $950 | 42 | −$1,717 | |
| 6 | $4,729 | 6.375% | $1,125 | 10 | −$1,709 | |
| 7 | $5,057 | 6.562% | $995 | 68 | −$1,381 | |
| 8 | $5,192 | 6.490% | $1,305 | 12 | −$1,246 | |
| 9 | $5,199 | 6.375% | $1,573 | 57 | −$1,239 | |
| 10 | $5,380 | 6.625% | $1,590 | 26 | −$1,058 | |
| 11 | $5,401 | 6.500% | $1,682 | 89 | −$1,037 | |
| 12 | $5,517 | 6.062% | $1,145 | 28 | −$921 | |
| 13 | $5,545 | 6.875% | $1,395 | 38 | −$893 | |
| 14 | $5,731 | 6.350% | $815 | 10 | −$707 | |
| 15 | $5,777 | 6.500% | $1,818 | 29 | −$661 | |
| 16 | $5,790 | 6.875% | $1,499 | 50 | −$648 | |
| 17 | $5,832 | 6.500% | $1,125 | 23 | −$606 | |
| 18 | $5,861 | 6.875% | $1,295 | 33 | −$577 | |
| 19 | $5,888 | 6.625% | $1,995 | 97 | −$550 | |
| 20 | $6,146 | 6.500% | $1,350 | 23 | −$292 | |
| 21 | $6,181 | 6.995% | $1,788 | 28 | −$257 | |
| 22 | $6,299 | 6.375% | $2,843 | 94 | −$139 | |
| 23 | $6,391 | 6.500% | $1,095 | 11 | −$47 | |
| 24 | $6,440 | 6.933% | $2,793 | 22 | +$2 | |
| 25 | $6,448 | 6.990% | $1,299 | 13 | +$10 | |
| 26 | $6,531 | 6.625% | $2,553 | 17 | +$93 | |
| 27 | $6,594 | 6.625% | $2,390 | 11 | +$156 | |
| 28 | $6,657 | 6.625% | $1,069 | 25 | +$219 | |
| 29 | $6,741 | 6.000% | $1,060 | 14 | +$303 | |
| 30 | $6,744 | 6.763% | $2,267 | 30 | +$306 | |
| 31 | $6,754 | 6.812% | $2,140 | 16 | +$316 | |
| 32 | $6,981 | 6.500% | $4,439 | 124 | +$543 | |
| 33 | $7,027 | 6.750% | $3,016 | 56 | +$589 | |
| 34 | $7,301 | 6.625% | $1,640 | 21 | +$863 | |
| 35 | $7,310 | 6.875% | $1,885 | 10 | +$872 | |
| 36 | $7,358 | 6.500% | $3,556 | 15 | +$920 | |
| 37 | $7,369 | 6.750% | $3,236 | 20 | +$931 | |
| 38 | $7,525 | 6.933% | $3,049 | 28 | +$1,087 | |
| 39 | $7,564 | 6.990% | $3,260 | 105 | +$1,126 | |
| 40 | $7,745 | 6.625% | $2,881 | 41 | +$1,307 | |
| 41 | $8,028 | 6.990% | $4,413 | 20 | +$1,590 | |
| 42 | $8,350 | 6.375% | $1,090 | 15 | +$1,912 | |
| 43 | $8,630 | 6.625% | $5,195 | 131 | +$2,192 | |
| 44 | $8,636 | 6.625% | $5,170 | 13 | +$2,198 | |
| 45 | $9,693 | 6.562% | $5,663 | 16 | +$3,255 | |
| 46 | $11,342 | 6.750% | $7,816 | 26 | +$4,904 | |
| 47 | $12,122 | 6.624% | $6,416 | 22 | +$5,684 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.