Lowest closing cost mortgage lenders in Rowan County County, North Carolina
In Rowan County, North Carolina, homebuyers paid a median of $6,432 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 1,595 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $1,553, which is $3,414 less than the county median.
Homebuyers in Rowan County County who chose Bank of America, National Association paid $4,879 less in closing costs than the county median.
County Median Costs
$6,432
+12.4% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,696
Purchase Originations
1,595
vs North Carolina Median
12.4% above
$712
vs National Median
4.6% below
$-309
Lender rankings in Rowan County County
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,553 | 6.125% | $909 | 21 | −$3,414 | |
| 2 | $3,043 | 7.438% | $0 | 18 | −$1,924 | |
| 3 | $3,710 | 6.750% | $2,076 | 10 | −$1,257 | |
| 4 | $3,796 | 6.545% | $1,279 | 12 | −$1,171 | |
| 5 | $4,177 | 6.750% | $1,961 | 11 | −$790 | |
| 6 | $4,250 | 6.875% | $1,395 | 17 | −$717 | |
| 7 | $4,536 | 6.525% | $2,485 | 124 | −$431 | |
| 8 | $4,596 | 6.933% | $2,024 | 12 | −$371 | |
| 9 | $4,657 | 6.937% | $1,595 | 51 | −$310 | |
| 10 | $5,345 | 6.995% | $2,640 | 18 | +$378 | |
| 11 | $5,435 | 7.125% | $0 | 14 | +$468 | |
| 12 | $5,563 | 6.438% | $3,557 | 22 | +$596 | |
| 13 | $5,663 | 6.625% | $3,374 | 82 | +$696 | |
| 14 | $5,728 | 6.500% | $3,560 | 21 | +$761 | |
| 15 | $5,797 | 6.875% | $3,409 | 78 | +$830 | |
| 16 | $5,905 | 6.562% | $3,334 | 24 | +$938 | |
| 17 | $5,958 | 6.625% | $3,360 | 10 | +$991 | |
| 18 | $6,107 | 6.933% | $3,212 | 36 | +$1,140 | |
| 19 | $6,175 | 6.490% | $3,459 | 22 | +$1,208 | |
| 20 | $6,406 | 6.895% | $3,564 | 35 | +$1,439 | |
| 21 | $6,593 | 6.375% | $3,785 | 14 | +$1,626 | |
| 22 | $8,128 | 6.995% | $5,356 | 24 | +$3,161 |
Includes lenders with 10+ purchase originations in Rowan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.