Homebuyers in Rowan County County who chose Bank of America, National Association paid $4,865 less in closing costs than the county median.
County Median Costs
$6,681
+16.5% vs North Carolina ($5,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
1,688
Denial Rate
8.8%
vs North Carolina avg (9.1%)
vs North Carolina Median
16.5% above
$945
vs National Median
0.0% above
$1
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,816 | 6.000% | $845 | 15 | −$3,236 | |
| 2 | $3,444 | 6.875% | $255 | 13 | −$1,608 | |
| 3 | $3,857 | 6.375% | $2,195 | 23 | −$1,195 | |
| 4 | $4,056 | 6.861% | $1,495 | 10 | −$996 | |
| 5 | $4,147 | 6.625% | $1,440 | 20 | −$905 | |
| 6 | $4,582 | 6.490% | $1,895 | 13 | −$470 | |
| 7 | $4,648 | 6.150% | $2,500 | 143 | −$404 | |
| 8 | $4,680 | 6.245% | $2,125 | 20 | −$372 | |
| 9 | $4,776 | 6.688% | $1,782 | 10 | −$276 | |
| 10 | $4,791 | 6.812% | $1,777 | 26 | −$261 | |
| 11 | $4,988 | 5.625% | $1,950 | 19 | −$64 | |
| 12 | $5,021 | 6.750% | $2,068 | 20 | −$31 | |
| 13 | $5,288 | 6.625% | $3,146 | 11 | +$236 | |
| 14 | $5,578 | 6.562% | $2,351 | 51 | +$526 | |
| 15 | $5,621 | 6.375% | $2,728 | 12 | +$569 | |
| 16 | $5,684 | 6.625% | $3,221 | 68 | +$632 | |
| 17 | $5,716 | 6.625% | $2,675 | 10 | +$664 | |
| 18 | $5,762 | 6.688% | $3,112 | 10 | +$710 | |
| 19 | $5,794 | 6.499% | $3,132 | 29 | +$742 | |
| 20 | $6,363 | 6.750% | $3,211 | 57 | +$1,311 | |
| 21 | $6,533 | 6.625% | $3,567 | 32 | +$1,481 | |
| 22 | $6,736 | 6.990% | $4,125 | 17 | +$1,684 | |
| 23 | $6,983 | 6.125% | $3,925 | 47 | +$1,931 | |
| 24 | $7,676 | 8.625% | $4,428 | 12 | +$2,624 | |
| 25 | $8,130 | 6.438% | $5,541 | 12 | +$3,078 |
Includes lenders with 10+ purchase originations in Rowan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.