Homebuyers in Johnston County County who chose PULTE MORTGAGE LLC paid $5,928 less in closing costs than the county median.
County Median Costs
$6,253
+9.0% vs North Carolina ($5,736)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,190
Purchase Originations
3,885
Denial Rate
6.6%
vs North Carolina avg (9.1%)
vs North Carolina Median
9.0% above
$517
vs National Median
6.4% below
$-427
54 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $325 | 5.875% | $0 | 57 | −$4,429 | |
| 2 | $1,277 | 4.990% | $1,190 | 76 | −$3,477 | |
| 3 | $1,425 | 6.000% | $799 | 23 | −$3,329 | |
| 4 | $2,369 | 5.500% | $101 | 21 | −$2,385 | |
| 5 | $2,608 | 5.375% | $0 | 22 | −$2,146 | |
| 6 | $2,806 | 6.500% | $0 | 26 | −$1,948 | |
| 7 | $3,507 | 6.375% | $1,096 | 20 | −$1,247 | |
| 8 | $3,638 | 6.625% | $1,270 | 11 | −$1,116 | |
| 9 | $3,642 | 6.624% | $1,395 | 11 | −$1,112 | |
| 10 | $3,745 | 6.625% | $1,225 | 14 | −$1,009 | |
| 11 | $3,847 | 6.375% | $1,125 | 14 | −$907 | |
| 12 | $3,905 | 6.375% | $1,471 | 32 | −$849 | |
| 13 | $3,938 | 6.438% | $961 | 14 | −$816 | |
| 14 | $3,978 | 6.250% | $2,474 | 49 | −$776 | |
| 15 | $3,994 | 6.500% | $1,250 | 32 | −$760 | |
| 16 | $4,040 | 6.553% | $1,440 | 12 | −$714 | |
| 17 | $4,065 | 6.490% | $1,245 | 16 | −$689 | |
| 18 | $4,075 | 5.120% | $1,395 | 18 | −$679 | |
| 19 | $4,230 | 6.625% | $1,495 | 24 | −$524 | |
| 20 | $4,279 | 6.625% | $1,708 | 14 | −$475 | |
| 21 | $4,400 | 6.125% | $1,657 | 53 | −$354 | |
| 22 | $4,517 | 6.125% | $2,480 | 17 | −$237 | |
| 23 | $4,649 | 6.625% | $2,270 | 25 | −$105 | |
| 24 | $4,657 | 6.625% | $2,138 | 107 | −$97 | |
| 25 | $4,668 | 6.110% | $2,051 | 37 | −$86 |
Includes lenders with 10+ purchase originations in Johnston County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.