Homebuyers in Guilford County County who chose First Bank paid $3,892 less in closing costs than the county median.
County Median Costs
$5,519
−3.8% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,370
Purchase Originations
4,592
Denial Rate
10.4%
vs North Carolina avg (9.1%)
vs North Carolina Median
3.8% below
$-217
vs National Median
17.4% below
$-1,161
52 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,627 | 3.000% | $0 | 15 | −$3,232 | |
| 2 | $2,521 | 5.500% | $0 | 82 | −$2,338 | |
| 3 | $2,793 | 6.500% | $0 | 26 | −$2,066 | |
| 4 | $3,649 | 6.625% | $995 | 52 | −$1,210 | |
| 5 | $3,731 | 6.250% | $694 | 12 | −$1,128 | |
| 6 | $3,844 | 6.775% | $1,321 | 14 | −$1,015 | |
| 7 | $4,080 | 6.375% | $1,585 | 74 | −$779 | |
| 8 | $4,084 | 6.125% | $1,840 | 31 | −$775 | |
| 9 | $4,109 | 6.625% | $1,894 | 40 | −$750 | |
| 10 | $4,135 | 6.000% | $1,846 | 44 | −$724 | |
| 11 | $4,136 | 6.625% | $1,710 | 45 | −$723 | |
| 12 | $4,140 | 6.875% | $1,570 | 13 | −$719 | |
| 13 | $4,225 | 6.438% | $1,549 | 14 | −$634 | |
| 14 | $4,273 | 6.625% | $1,295 | 14 | −$586 | |
| 15 | $4,320 | 6.375% | $1,945 | 39 | −$539 | |
| 16 | $4,353 | 7.500% | $2,087 | 28 | −$506 | |
| 17 | $4,368 | 6.625% | $1,745 | 15 | −$491 | |
| 18 | $4,456 | 6.438% | $1,505 | 28 | −$403 | |
| 19 | $4,518 | 6.625% | $2,179 | 46 | −$341 | |
| 20 | $4,554 | 6.625% | $1,595 | 11 | −$304 | |
| 21 | $4,645 | 6.100% | $1,495 | 40 | −$214 | |
| 22 | $4,654 | 6.875% | $1,640 | 24 | −$205 | |
| 23 | $4,656 | 5.825% | $2,500 | 392 | −$203 | |
| 24 | $4,699 | 6.490% | $2,756 | 17 | −$160 | |
| 25 | $4,773 | 6.624% | $1,658 | 13 | −$86 |
Includes lenders with 10+ purchase originations in Guilford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.