FairPriceCheck

Lowest closing cost mortgage lenders in Guilford County County, North Carolina

In Guilford County, North Carolina, homebuyers paid a median of $5,387 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 4,804 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First Bank offered the lowest median costs at $1,584, which is $3,168 less than the county median.

Homebuyers in Guilford County County who chose First Bank paid $3,803 less in closing costs than the county median.

County Median Costs

$5,387

−5.8% vs North Carolina ($5,720)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,500

Purchase Originations

4,804

vs North Carolina Median

5.8% below

$-333

vs National Median

20.1% below

$-1,354

Lender rankings in Guilford County County

52 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$1,5842.000%$021−$3,168
2$2,4895.990%$0113−$2,263
3$2,5756.562%$028−$2,177
4$3,1036.812%$80048−$1,649
5$3,1406.575%$2,95425−$1,612
6$3,3315.750%$1,66312−$1,421
7$3,4186.188%$1,59618−$1,334
8$3,6876.625%$1,32710−$1,065
9$3,8456.250%$2,29253−$907
10$3,9186.625%$1,54463−$834
11$3,9266.500%$1,46120−$826
12$3,9446.500%$1,40711−$808
13$3,9806.500%$1,59290−$772
14$3,9956.375%$1,39544−$757
15$4,0596.671%$1,81457−$693
16$4,1296.688%$1,81638−$623
17$4,1996.600%$1,487136−$553
18$4,2327.750%$1,75543−$520
19$4,2566.562%$1,91860−$496
20$4,2826.562%$1,49512−$470
21$4,3586.625%$1,58613−$394
22$4,3916.500%$1,43912−$361
23$4,4896.625%$1,75659−$263
24$4,5956.750%$1,888153−$157
25$4,5976.575%$2,500416−$155
26$4,9196.875%$2,71025+$167
27$4,9986.750%$2,76638+$246
28$5,1636.625%$2,61215+$411
29$5,1696.990%$2,31297+$417
30$5,2146.990%$2,91185+$462
31$5,2426.625%$3,25941+$490
32$5,2466.624%$2,98315+$494
33$5,2886.825%$2,91386+$536
34$5,3076.625%$3,11717+$555
35$5,3406.875%$2,76950+$588
36$5,3866.750%$2,90838+$634
37$5,3896.688%$2,95668+$637
38$5,5316.625%$2,82679+$779
39$5,6886.625%$3,23781+$936
40$5,8956.875%$3,13411+$1,143
41$5,9686.625%$3,380125+$1,216
42$6,1586.500%$3,984191+$1,406
43$6,2636.875%$3,418216+$1,511
44$6,6796.625%$4,27312+$1,927
45$6,7216.808%$4,18922+$1,969
46$6,7976.990%$4,29629+$2,045
47$6,8406.625%$4,07550+$2,088
48$7,1856.500%$5,19123+$2,433
49$7,5576.500%$4,98518+$2,805
50$9,8677.500%$7,12017+$5,115

Includes lenders with 10+ purchase originations in Guilford County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing DisclosureCheck my Loan Estimate
Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.