Homebuyers in Forsyth County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $4,797 less in closing costs than the county median.
County Median Costs
$5,372
−6.3% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,294
Purchase Originations
4,119
Denial Rate
7.7%
vs North Carolina avg (9.1%)
vs North Carolina Median
6.3% below
$-364
vs National Median
19.6% below
$-1,308
49 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,230 | 5.625% | $1,230 | 58 | −$3,467 | |
| 2 | $2,472 | 5.375% | $0 | 22 | −$2,225 | |
| 3 | $2,827 | 6.562% | $694 | 32 | −$1,870 | |
| 4 | $2,907 | 6.625% | $0 | 31 | −$1,790 | |
| 5 | $3,326 | 6.375% | $1,790 | 23 | −$1,371 | |
| 6 | $3,498 | 6.625% | $995 | 61 | −$1,200 | |
| 7 | $3,687 | 6.250% | $1,245 | 28 | −$1,010 | |
| 8 | $3,814 | 6.500% | $1,245 | 45 | −$883 | |
| 9 | $3,898 | 6.750% | $1,570 | 19 | −$799 | |
| 10 | $3,989 | 5.688% | $1,295 | 12 | −$708 | |
| 11 | $4,012 | 6.625% | $1,587 | 14 | −$685 | |
| 12 | $4,038 | 6.490% | $1,264 | 89 | −$659 | |
| 13 | $4,049 | 6.500% | $1,651 | 58 | −$648 | |
| 14 | $4,112 | 6.375% | $1,250 | 19 | −$585 | |
| 15 | $4,170 | 6.688% | $2,113 | 14 | −$527 | |
| 16 | $4,256 | 6.750% | $1,889 | 12 | −$441 | |
| 17 | $4,267 | 6.250% | $1,527 | 31 | −$430 | |
| 18 | $4,285 | 7.750% | $2,070 | 25 | −$412 | |
| 19 | $4,320 | 6.623% | $2,222 | 26 | −$377 | |
| 20 | $4,466 | 6.250% | $1,590 | 35 | −$231 | |
| 21 | $4,496 | 6.575% | $1,640 | 41 | −$201 | |
| 22 | $4,508 | 6.875% | $1,752 | 12 | −$189 | |
| 23 | $4,515 | 6.000% | $2,500 | 287 | −$182 | |
| 24 | $4,529 | 6.688% | $1,823 | 20 | −$168 | |
| 25 | $4,585 | 6.875% | $1,875 | 28 | −$112 |
Includes lenders with 10+ purchase originations in Forsyth County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.