Lowest closing cost mortgage lenders in Chatham County County, North Carolina
In Chatham County, North Carolina, homebuyers paid a median of $5,147 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 871 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $896, which is $3,997 less than the county median.
Homebuyers in Chatham County County who chose PULTE MORTGAGE LLC paid $4,251 less in closing costs than the county median.
County Median Costs
$5,147
−10.0% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,260
Purchase Originations
871
vs North Carolina Median
10.0% below
$-573
vs National Median
23.6% below
$-1,594
Lender rankings in Chatham County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $896 | 6.125% | $0 | 33 | −$3,997 | |
| 2 | $2,842 | 6.062% | $0 | 12 | −$2,051 | |
| 3 | $4,352 | 6.000% | $1,715 | 18 | −$541 | |
| 4 | $4,385 | 6.937% | $1,595 | 36 | −$508 | |
| 5 | $4,502 | 6.375% | $2,052 | 15 | −$391 | |
| 6 | $4,561 | 6.625% | $1,515 | 17 | −$332 | |
| 7 | $4,566 | 6.875% | $2,124 | 17 | −$327 | |
| 8 | $4,600 | 6.125% | $1,801 | 15 | −$293 | |
| 9 | $4,619 | 7.125% | $1,738 | 13 | −$274 | |
| 10 | $4,797 | 6.650% | $1,993 | 24 | −$96 | |
| 11 | $4,818 | 6.025% | $2,500 | 76 | −$75 | |
| 12 | $6,211 | 6.490% | $4,890 | 19 | +$1,318 | |
| 13 | $6,225 | 6.575% | $2,995 | 20 | +$1,332 | |
| 14 | $6,542 | 6.990% | $2,803 | 12 | +$1,649 | |
| 15 | $6,549 | 6.624% | $3,743 | 18 | +$1,656 | |
| 16 | $6,571 | 6.750% | $3,785 | 24 | +$1,678 | |
| 17 | $6,666 | 6.875% | $4,356 | 30 | +$1,773 | |
| 18 | $6,997 | 6.375% | $3,820 | 29 | +$2,104 | |
| 19 | $7,236 | 6.624% | $4,821 | 36 | +$2,343 | |
| 20 | $8,816 | 6.688% | $5,272 | 12 | +$3,923 |
Includes lenders with 10+ purchase originations in Chatham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.