Homebuyers in Livingston County County who chose Bank of America, National Association paid $2,739 less in closing costs than the county median.
County Median Costs
$4,631
+2.6% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,570
Purchase Originations
1,995
Denial Rate
10.4%
vs Michigan avg (12.0%)
vs Michigan Median
2.6% above
$117
vs National Median
30.7% below
$-2,049
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,892 | 5.875% | $948 | 10 | −$2,544 | |
| 2 | $3,083 | 6.490% | $882 | 36 | −$1,353 | |
| 3 | $3,142 | 8.000% | $1,321 | 14 | −$1,294 | |
| 4 | $3,698 | 6.250% | $918 | 18 | −$738 | |
| 5 | $3,838 | 6.625% | $1,195 | 13 | −$598 | |
| 6 | $3,849 | 6.875% | $1,195 | 37 | −$587 | |
| 7 | $3,862 | 6.750% | $950 | 26 | −$574 | |
| 8 | $3,948 | 6.375% | $1,506 | 21 | −$488 | |
| 9 | $3,958 | 6.375% | $1,010 | 153 | −$478 | |
| 10 | $3,968 | 6.625% | $1,419 | 71 | −$468 | |
| 11 | $4,101 | 6.500% | $1,295 | 12 | −$335 | |
| 12 | $4,109 | 6.875% | $1,475 | 13 | −$327 | |
| 13 | $4,187 | 6.625% | $1,149 | 26 | −$249 | |
| 14 | $4,195 | 6.375% | $1,295 | 14 | −$241 | |
| 15 | $4,240 | 6.375% | $1,395 | 33 | −$196 | |
| 16 | $4,373 | 6.250% | $1,400 | 102 | −$63 | |
| 17 | $4,397 | 6.625% | $2,019 | 30 | −$39 | |
| 18 | $4,421 | 6.750% | $1,945 | 156 | −$15 | |
| 19 | $4,445 | 6.933% | $1,835 | 10 | +$9 | |
| 20 | $4,449 | 6.500% | $1,300 | 20 | +$13 | |
| 21 | $4,507 | 6.500% | $2,569 | 14 | +$71 | |
| 22 | $4,530 | 6.125% | $1,875 | 33 | +$94 | |
| 23 | $4,644 | 6.750% | $1,190 | 82 | +$208 | |
| 24 | $4,825 | 6.625% | $2,044 | 225 | +$389 | |
| 25 | $4,850 | 6.750% | $2,085 | 26 | +$414 |
Includes lenders with 10+ purchase originations in Livingston County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.