Lowest closing cost mortgage lenders in Livingston County County, Michigan
In Livingston County, Michigan, homebuyers paid a median of $4,584 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 1,919 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $859, which is $3,469 less than the county median.
Homebuyers in Livingston County County who chose Bank of America, National Association paid $3,725 less in closing costs than the county median.
County Median Costs
$4,584
+3.3% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,750
Purchase Originations
1,919
vs Michigan Median
3.3% above
$146
vs National Median
32.0% below
$-2,157
Lender rankings in Livingston County County
31 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $859 | 5.875% | $350 | 12 | −$3,469 | |
| 2 | $2,992 | 5.875% | $450 | 10 | −$1,336 | |
| 3 | $3,292 | 6.625% | $850 | 11 | −$1,036 | |
| 4 | $3,585 | 6.375% | $1,437 | 25 | −$743 | |
| 5 | $3,630 | 6.625% | $1,015 | 28 | −$698 | |
| 6 | $3,719 | 6.875% | $1,195 | 11 | −$609 | |
| 7 | $3,767 | 6.625% | $1,382 | 15 | −$561 | |
| 8 | $3,788 | 6.875% | $1,390 | 13 | −$540 | |
| 9 | $3,879 | 6.500% | $1,174 | 150 | −$449 | |
| 10 | $3,884 | 6.750% | $1,200 | 36 | −$444 | |
| 11 | $4,004 | 6.625% | $1,295 | 46 | −$324 | |
| 12 | $4,018 | 6.250% | $1,392 | 56 | −$310 | |
| 13 | $4,224 | 6.625% | $1,650 | 27 | −$104 | |
| 14 | $4,247 | 6.625% | $1,821 | 15 | −$81 | |
| 15 | $4,336 | 6.750% | $2,108 | 168 | +$8 | |
| 16 | $4,339 | 6.750% | $1,295 | 17 | +$11 | |
| 17 | $4,406 | 6.750% | $2,014 | 50 | +$78 | |
| 18 | $4,476 | 6.990% | $1,990 | 15 | +$148 | |
| 19 | $4,482 | 6.875% | $2,171 | 42 | +$154 | |
| 20 | $4,506 | 6.750% | $1,920 | 21 | +$178 | |
| 21 | $4,533 | 6.500% | $2,081 | 24 | +$205 | |
| 22 | $4,571 | 7.125% | $2,319 | 28 | +$243 | |
| 23 | $4,739 | 6.750% | $1,269 | 114 | +$411 | |
| 24 | $4,868 | 6.998% | $2,385 | 203 | +$540 | |
| 25 | $4,977 | 7.125% | $2,155 | 67 | +$649 | |
| 26 | $5,446 | 6.875% | $3,129 | 27 | +$1,118 | |
| 27 | $5,686 | 7.125% | $3,328 | 21 | +$1,358 | |
| 28 | $5,922 | 7.100% | $3,225 | 38 | +$1,594 | |
| 29 | $6,513 | 6.625% | $4,545 | 13 | +$2,185 | |
| 30 | $9,783 | 6.800% | $5,900 | 33 | +$5,455 |
Includes lenders with 10+ purchase originations in Livingston County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.