Lowest closing cost mortgage lenders in Middlesex County County, Massachusetts
In Middlesex County, Massachusetts, homebuyers paid a median of $5,345 in closing costs in 2024 — below the Massachusetts median of $5,459. The county saw 10,479 purchase mortgages at a median rate of 6.56%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $674, which is $4,561 less than the county median.
Homebuyers in Middlesex County County who chose PULTE MORTGAGE LLC paid $4,671 less in closing costs than the county median.
County Median Costs
$5,345
−2.1% vs Massachusetts ($5,459)
Median Rate
6.560%
−0.9% vs national (6.620%)
Median Origination
$1,555
Purchase Originations
10,479
vs Massachusetts Median
2.1% below
$-114
vs National Median
20.7% below
$-1,396
Lender rankings in Middlesex County County
110 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $674 | 6.500% | $0 | 62 | −$4,561 | |
| 2 | $3,357 | 6.375% | $725 | 16 | −$1,878 | |
| 3 | $3,457 | 5.808% | $725 | 10 | −$1,778 | |
| 4 | $3,477 | 6.500% | $745 | 30 | −$1,758 | |
| 5 | $3,592 | 6.000% | $500 | 29 | −$1,643 | |
| 6 | $3,619 | 6.500% | $695 | 78 | −$1,616 | |
| 7 | $3,688 | 6.750% | $595 | 56 | −$1,547 | |
| 8 | $3,708 | 6.750% | $725 | 29 | −$1,527 | |
| 9 | $3,839 | 6.500% | $1,090 | 35 | −$1,396 | |
| 10 | $3,848 | 6.500% | $999 | 18 | −$1,387 | |
| 11 | $3,851 | 6.375% | $0 | 39 | −$1,384 | |
| 12 | $3,867 | 6.750% | $288 | 40 | −$1,368 | |
| 13 | $3,927 | 6.625% | $695 | 29 | −$1,308 | |
| 14 | $3,930 | 6.433% | $250 | 22 | −$1,305 | |
| 15 | $3,932 | 6.000% | $900 | 43 | −$1,302 | |
| 16 | $3,971 | 6.375% | $414 | 63 | −$1,264 | |
| 17 | $4,001 | 6.375% | $699 | 59 | −$1,234 | |
| 18 | $4,161 | 6.500% | $950 | 116 | −$1,074 | |
| 19 | $4,216 | 6.625% | $995 | 31 | −$1,019 | |
| 20 | $4,251 | 6.933% | $1,258 | 24 | −$984 | |
| 21 | $4,272 | 6.125% | $379 | 11 | −$963 | |
| 22 | $4,274 | 6.375% | $995 | 222 | −$961 | |
| 23 | $4,277 | 6.495% | $1,015 | 24 | −$958 | |
| 24 | $4,287 | 6.375% | $995 | 87 | −$948 | |
| 25 | $4,338 | 7.000% | $1,541 | 19 | −$897 | |
| 26 | $4,375 | 6.625% | $1,495 | 26 | −$860 | |
| 27 | $4,400 | 6.625% | $903 | 41 | −$835 | |
| 28 | $4,459 | 6.375% | $975 | 31 | −$776 | |
| 29 | $4,490 | 6.125% | $500 | 37 | −$744 | |
| 30 | $4,525 | 6.500% | $1,125 | 35 | −$710 | |
| 31 | $4,573 | 6.625% | $899 | 15 | −$662 | |
| 32 | $4,635 | 7.125% | $1,380 | 41 | −$600 | |
| 33 | $4,664 | 6.750% | $1,087 | 24 | −$571 | |
| 34 | $4,678 | 6.500% | $1,164 | 244 | −$557 | |
| 35 | $4,715 | 6.500% | $1,199 | 69 | −$520 | |
| 36 | $4,748 | 6.125% | $650 | 30 | −$487 | |
| 37 | $4,769 | 6.625% | $1,240 | 23 | −$466 | |
| 38 | $4,799 | 6.250% | $1,345 | 80 | −$436 | |
| 39 | $4,811 | 6.625% | $900 | 16 | −$424 | |
| 40 | $4,854 | 6.625% | $1,394 | 32 | −$381 | |
| 41 | $4,880 | 6.875% | $1,195 | 29 | −$355 | |
| 42 | $4,909 | 6.500% | $1,399 | 987 | −$326 | |
| 43 | $4,914 | 6.625% | $1,509 | 117 | −$320 | |
| 44 | $4,929 | 6.250% | $1,452 | 181 | −$306 | |
| 45 | $4,985 | 6.500% | $1,450 | 115 | −$250 | |
| 46 | $4,985 | 6.625% | $1,395 | 98 | −$250 | |
| 47 | $5,073 | 6.500% | $1,445 | 56 | −$162 | |
| 48 | $5,080 | 6.625% | $1,583 | 205 | −$156 | |
| 49 | $5,107 | 6.812% | $1,585 | 66 | −$128 | |
| 50 | $5,138 | 6.875% | $2,125 | 13 | −$97 | |
| 51 | $5,149 | 7.058% | $1,522 | 10 | −$86 | |
| 52 | $5,152 | 6.250% | $1,060 | 189 | −$83 | |
| 53 | $5,201 | 6.490% | $1,845 | 59 | −$34 | |
| 54 | $5,221 | 6.625% | $1,490 | 19 | −$14 | |
| 55 | $5,259 | 6.875% | $1,890 | 20 | +$24 | |
| 56 | $5,271 | 6.625% | $1,837 | 25 | +$36 | |
| 57 | $5,275 | 6.990% | $1,770 | 43 | +$40 | |
| 58 | $5,282 | 6.875% | $1,499 | 20 | +$47 | |
| 59 | $5,284 | 6.990% | $1,440 | 13 | +$48 | |
| 60 | $5,292 | 6.625% | $2,473 | 274 | +$57 | |
| 61 | $5,294 | 6.625% | $1,665 | 19 | +$59 | |
| 62 | $5,296 | 6.375% | $995 | 193 | +$61 | |
| 63 | $5,298 | 6.625% | $1,309 | 48 | +$63 | |
| 64 | $5,310 | 6.625% | $1,747 | 263 | +$75 | |
| 65 | $5,322 | 6.990% | $1,495 | 20 | +$87 | |
| 66 | $5,360 | 6.995% | $1,495 | 36 | +$125 | |
| 67 | $5,406 | 6.625% | $1,790 | 45 | +$171 | |
| 68 | $5,413 | 6.875% | $1,599 | 56 | +$178 | |
| 69 | $5,422 | 6.575% | $1,640 | 988 | +$187 | |
| 70 | $5,431 | 6.375% | $1,300 | 163 | +$196 | |
| 71 | $5,454 | 6.625% | $1,595 | 297 | +$219 | |
| 72 | $5,502 | 6.875% | $1,770 | 149 | +$267 | |
| 73 | $5,552 | 6.125% | $1,741 | 13 | +$317 | |
| 74 | $5,559 | 6.625% | $1,640 | 134 | +$324 | |
| 75 | $5,581 | 6.750% | $1,550 | 57 | +$346 | |
| 76 | $5,616 | 6.000% | $825 | 18 | +$381 | |
| 77 | $5,628 | 6.250% | $1,490 | 163 | +$393 | |
| 78 | $5,753 | 6.825% | $1,690 | 639 | +$518 | |
| 79 | $5,756 | 5.950% | $815 | 79 | +$521 | |
| 80 | $5,764 | 6.562% | $2,559 | 10 | +$529 | |
| 81 | $5,793 | 6.990% | $2,200 | 21 | +$558 | |
| 82 | $5,841 | 6.000% | $1,395 | 29 | +$606 | |
| 83 | $5,848 | 6.990% | $1,945 | 21 | +$613 | |
| 84 | $5,874 | 6.933% | $1,674 | 46 | +$639 | |
| 85 | $5,959 | 6.206% | $1,250 | 17 | +$724 | |
| 86 | $5,978 | 6.500% | $1,240 | 19 | +$742 | |
| 87 | $6,034 | 6.500% | $600 | 11 | +$799 | |
| 88 | $6,057 | 6.625% | $2,821 | 41 | +$822 | |
| 89 | $6,073 | 6.250% | $1,200 | 10 | +$838 | |
| 90 | $6,119 | 6.125% | $1,090 | 67 | +$884 | |
| 91 | $6,268 | 6.500% | $2,348 | 35 | +$1,033 | |
| 92 | $6,293 | 7.125% | $3,118 | 16 | +$1,058 | |
| 93 | $6,336 | 6.500% | $995 | 11 | +$1,102 | |
| 94 | $6,548 | 5.875% | $1,195 | 27 | +$1,313 | |
| 95 | $6,677 | 6.990% | $3,993 | 16 | +$1,442 | |
| 96 | $6,716 | 6.375% | $1,640 | 130 | +$1,481 | |
| 97 | $7,015 | 6.990% | $3,931 | 44 | +$1,780 | |
| 98 | $7,056 | 6.875% | $3,548 | 14 | +$1,821 | |
| 99 | $7,058 | 7.062% | $3,058 | 44 | +$1,823 | |
| 100 | $7,182 | 6.990% | $2,995 | 39 | +$1,947 | |
| 101 | $7,217 | 6.500% | $3,279 | 47 | +$1,982 | |
| 102 | $7,363 | 6.625% | $4,024 | 13 | +$2,128 | |
| 103 | $7,398 | 6.558% | $3,473 | 10 | +$2,163 | |
| 104 | $7,424 | 6.875% | $4,035 | 306 | +$2,189 | |
| 105 | $7,739 | 6.875% | $4,746 | 98 | +$2,504 | |
| 106 | $7,819 | 6.562% | $1,640 | 14 | +$2,584 | |
| 107 | $8,731 | 6.375% | $1,069 | 127 | +$3,496 | |
| 108 | $9,254 | 6.125% | $5,376 | 20 | +$4,019 | |
| 109 | $15,947 | 9.240% | $12,374 | 46 | +$10,712 |
Includes lenders with 10+ purchase originations in Middlesex County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.