Homebuyers in Middlesex County County who chose PREMIA MORTGAGE, LLC paid $5,139 less in closing costs than the county median.
County Median Costs
$5,487
−1.0% vs Massachusetts ($5,543)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,582
Purchase Originations
10,650
Denial Rate
3.8%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
1.0% below
$-56
vs National Median
17.9% below
$-1,193
122 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $348 | 6.562% | $0 | 16 | −$5,050 | |
| 2 | $550 | 6.500% | $0 | 63 | −$4,848 | |
| 3 | $3,577 | 5.500% | $0 | 21 | −$1,821 | |
| 4 | $3,765 | 6.500% | $1,165 | 13 | −$1,633 | |
| 5 | $3,779 | 6.875% | $995 | 24 | −$1,619 | |
| 6 | $3,799 | 6.375% | $450 | 11 | −$1,599 | |
| 7 | $3,815 | 5.875% | $0 | 16 | −$1,583 | |
| 8 | $3,885 | 6.375% | $695 | 61 | −$1,513 | |
| 9 | $3,920 | 6.125% | $975 | 14 | −$1,478 | |
| 10 | $3,962 | 5.500% | $745 | 95 | −$1,436 | |
| 11 | $4,096 | 6.000% | $600 | 25 | −$1,302 | |
| 12 | $4,134 | 6.375% | $0 | 22 | −$1,264 | |
| 13 | $4,167 | 6.000% | $695 | 25 | −$1,231 | |
| 14 | $4,185 | 6.375% | $1,199 | 40 | −$1,213 | |
| 15 | $4,223 | 6.000% | $850 | 11 | −$1,175 | |
| 16 | $4,250 | 6.433% | $294 | 28 | −$1,148 | |
| 17 | $4,258 | 6.500% | $975 | 12 | −$1,140 | |
| 18 | $4,266 | 6.375% | $1,090 | 47 | −$1,132 | |
| 19 | $4,295 | 5.500% | $999 | 42 | −$1,103 | |
| 20 | $4,303 | 6.250% | $899 | 143 | −$1,095 | |
| 21 | $4,373 | 5.750% | $699 | 21 | −$1,025 | |
| 22 | $4,378 | 5.990% | $1,195 | 71 | −$1,020 | |
| 23 | $4,424 | 6.438% | $1,250 | 20 | −$974 | |
| 24 | $4,461 | 6.375% | $695 | 41 | −$937 | |
| 25 | $4,487 | 6.125% | $250 | 23 | −$911 |
Includes lenders with 10+ purchase originations in Middlesex County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.