WALL STREET MORTGAGE BANKERS, LTD. closing costs and rates (2024)
In 2024, WALL STREET MORTGAGE BANKERS, LTD. originated 163 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $17,741. That is $11,000 above the national median of $6,741. WALL STREET MORTGAGE BANKERS, LTD. is most active in New York with 94 originations there.
Purchase Originations
163
Median Total Costs
$17,741
+163.2% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$12,005
Median Lender Credits
$8,265
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 156 | 6.875% | $16,984 | $12,012 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 94 | 6.990% | $17,397 | #123 |
| California | 41 | 6.875% | $22,821 | — |
| Florida | 11 | 7.375% | $10,703 | — |
| New Jersey | 11 | 6.990% | $16,916 | — |
| Massachusetts | 3 | 5.990% | $12,367 | — |
| Connecticut | 1 | 5.750% | $22,794 | — |
| Maryland | 1 | 6.500% | $7,082 | — |
| Texas | 1 | 6.875% | $14,123 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $11,330 | 6.688% | — | 6 | −$6,411 | |
| 2 | $11,532 | 7.375% | — | 2 | −$6,209 | |
| 3 | $12,340 | 6.490% | — | 2 | −$5,401 | |
| 4 | $13,113 | 6.812% | — | 2 | −$4,628 | |
| 5 | $13,713 | 7.562% | — | 2 | −$4,028 | |
| 6 | $14,137 | 5.990% | — | 2 | −$3,604 | |
| 7 | $16,313 | 6.875% | — | 30 | −$1,428 | |
| 8 | $16,417 | 7.062% | — | 16 | −$1,324 | |
| 9 | $18,190 | 6.812% | — | 2 | +$449 | |
| 10 | $18,686 | 6.870% | — | 12 | +$945 | |
| 11 | $20,319 | 7.624% | — | 2 | +$2,578 | |
| 12 | $22,842 | 6.688% | — | 28 | +$5,101 | |
| 13 | $23,986 | 6.933% | — | 6 | +$6,245 | |
| 14 | $24,649 | 6.750% | — | 2 | +$6,908 | |
| 15 | $25,335 | 7.125% | — | 20 | +$7,594 | |
| 16 | $25,606 | 7.683% | — | 2 | +$7,865 | |
| 17 | $29,549 | 6.870% | — | 2 | +$11,808 | |
| 18 | $32,455 | 8.188% | — | 2 | +$14,714 | |
| 19 | $33,893 | 7.499% | — | 4 | +$16,152 | |
| 20 | $42,221 | 6.870% | — | 2 | +$24,480 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.