United Fidelity Funding Corp. closing costs and rates (2024)
In 2024, United Fidelity Funding Corp. originated 696 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $8,699. That ranks #511 nationally by origination volume. For total closing costs among lenders with 500+ originations, United Fidelity Funding Corp. ranks #482. That is $1,958 above the national median of $6,741. United Fidelity Funding Corp. is most active in Oklahoma with 253 originations there.
Purchase Originations
696
Ranked #511 nationally
Median Total Costs
$8,699
+29.1% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,830
Median Lender Credits
$650
Cost Rank (500+ vol.)
#482
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 325 | 6.990% | $7,632 | $4,956 |
| fha | 266 | 6.750% | $10,338 | $3,554 |
| va | 65 | 6.750% | $9,165 | $3,757 |
| usda | 40 | 6.562% | $6,134 | $2,130 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 253 | 6.750% | $7,787 | #32 |
| Kansas | 119 | 6.750% | $5,685 | #56 |
| Missouri | 96 | 6.875% | $7,439 | #99 |
| Indiana | 50 | 6.750% | $14,073 | #170 |
| California | 39 | 6.625% | $19,254 | — |
| Nevada | 23 | 6.875% | $14,056 | — |
| Washington | 23 | 6.990% | $19,511 | — |
| Florida | 22 | 6.750% | $12,676 | — |
| Arkansas | 20 | 6.625% | $7,532 | — |
| Texas | 16 | 6.750% | $13,358 | — |
| Nebraska | 6 | 6.750% | $6,955 | — |
| Alabama | 5 | 6.625% | $10,864 | — |
| Illinois | 4 | 7.058% | $10,342 | — |
| North Carolina | 4 | 7.370% | $8,203 | — |
| Arizona | 3 | 6.625% | $12,872 | — |
| Georgia | 3 | 7.125% | $5,343 | — |
| Louisiana | 2 | 7.058% | $9,383 | — |
| Pennsylvania | 2 | 6.808% | $13,841 | — |
| Colorado | 1 | 6.875% | $14,567 | — |
| Kentucky | 1 | 6.750% | $10,499 | — |
| Michigan | 1 | 5.990% | $5,078 | — |
| New Jersey | 1 | 6.250% | $7,500 | — |
| Ohio | 1 | 6.500% | $11,738 | — |
| Virginia | 1 | 5.500% | $12,711 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,321 | 6.933% | — | 36 | −$4,378 | |
| 2 | $4,590 | 6.500% | — | 11 | −$4,109 | |
| 3 | $5,575 | 7.125% | — | 12 | −$3,124 | |
| 4 | $6,034 | 6.750% | — | 44 | −$2,665 | |
| 5 | $6,839 | 6.438% | — | 16 | −$1,860 | |
| 6 | $6,864 | 6.750% | — | 37 | −$1,835 | |
| 7 | $7,080 | 6.562% | — | 8 | −$1,619 | |
| 8 | $7,406 | 6.625% | — | 16 | −$1,293 | |
| 9 | $7,409 | 6.750% | — | 36 | −$1,290 | |
| 10 | $7,439 | 6.933% | — | 22 | −$1,260 | |
| 11 | $7,522 | 7.000% | — | 8 | −$1,177 | |
| 12 | $7,878 | 7.120% | — | 12 | −$821 | |
| 13 | $8,428 | 6.875% | — | 76 | −$271 | |
| 14 | $9,143 | 6.875% | — | 8 | +$444 | |
| 15 | $9,430 | 6.750% | — | 29 | +$731 | |
| 16 | $14,056 | 6.875% | — | 23 | +$5,357 | |
| 17 | $14,364 | 6.750% | — | 15 | +$5,665 | |
| 18 | $14,981 | 6.688% | — | 22 | +$6,282 | |
| 19 | $18,303 | 6.625% | — | 12 | +$9,604 | |
| 20 | $20,134 | 6.990% | — | 17 | +$11,435 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.