Union Bank and Trust Company closing costs and rates (2024)
In 2024, Union Bank and Trust Company originated 563 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,742. That ranks #592 nationally by origination volume. For total closing costs among lenders with 500+ originations, Union Bank and Trust Company ranks #37. That is $3,999 below the national median of $6,741. Union Bank and Trust Company is most active in Nebraska with 540 originations there.
Purchase Originations
563
Ranked #592 nationally
Median Total Costs
$2,742
−59.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,139
Median Lender Credits
$255
Cost Rank (500+ vol.)
#37
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 502 | 6.500% | $2,691 | $1,139 |
| fha | 44 | 6.250% | $7,620 | $1,200 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,496 | 6.375% | — | 3 | −$246 | |
| 2 | $2,508 | 6.500% | — | 4 | −$234 | |
| 3 | $2,663 | 7.250% | — | 2 | −$79 | |
| 4 | $2,666 | 6.500% | — | 320 | −$76 | |
| 5 | $2,686 | 6.375% | — | 7 | −$56 | |
| 6 | $2,752 | 6.375% | — | 3 | +$10 | |
| 7 | $2,822 | 6.500% | — | 77 | +$80 | |
| 8 | $2,827 | 6.500% | — | 26 | +$85 | |
| 9 | $2,836 | 6.500% | — | 11 | +$94 | |
| 10 | $2,852 | 6.625% | — | 3 | +$110 | |
| 11 | $2,879 | 6.500% | — | 4 | +$137 | |
| 12 | $2,900 | 6.500% | — | 11 | +$158 | |
| 13 | $2,908 | 6.625% | — | 11 | +$166 | |
| 14 | $2,976 | 6.438% | — | 4 | +$234 | |
| 15 | $3,019 | 6.500% | — | 10 | +$277 | |
| 16 | $3,138 | 6.375% | — | 10 | +$396 | |
| 17 | $3,405 | 6.688% | — | 4 | +$663 | |
| 18 | $3,460 | 6.625% | — | 4 | +$718 | |
| 19 | $3,634 | 6.688% | — | 6 | +$892 | |
| 20 | $4,515 | 6.375% | — | 2 | +$1,773 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.