NuVision Federal Credit Union closing costs and rates (2024)
In 2024, NuVision Federal Credit Union originated 220 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,556. That is $815 above the national median of $6,741. NuVision Federal Credit Union is most active in California with 105 originations there.
Purchase Originations
220
Median Total Costs
$7,556
+12.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,690
Median Lender Credits
$2,956
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 194 | 6.500% | $6,875 | $2,869 |
| fha | 22 | 6.000% | $12,518 | $1,529 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 105 | 6.625% | $12,187 | #200 |
| Alaska | 66 | 6.250% | $5,863 | #18 |
| Arizona | 13 | 6.625% | $6,562 | — |
| Washington | 10 | 6.500% | $6,904 | — |
| Colorado | 8 | 6.438% | $6,103 | — |
| Nevada | 7 | 6.375% | $3,807 | — |
| Utah | 4 | 6.375% | $6,010 | — |
| Hawaii | 2 | 6.625% | $9,715 | — |
| Oregon | 2 | 6.812% | $6,344 | — |
| Wyoming | 2 | 6.562% | $6,890 | — |
| South Carolina | 1 | 6.500% | $6,009 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,807 | 6.375% | — | 7 | −$3,749 | |
| 2 | $4,470 | 7.188% | — | 2 | −$3,086 | |
| 3 | $4,557 | 6.875% | — | 2 | −$2,999 | |
| 4 | $5,417 | 6.188% | — | 46 | −$2,139 | |
| 5 | $6,311 | 6.625% | — | 2 | −$1,245 | |
| 6 | $6,871 | 6.250% | — | 6 | −$685 | |
| 7 | $7,654 | 6.500% | — | 6 | +$98 | |
| 8 | $7,765 | 6.500% | — | 3 | +$209 | |
| 9 | $8,483 | 6.500% | — | 33 | +$927 | |
| 10 | $9,197 | 6.250% | — | 3 | +$1,641 | |
| 11 | $9,608 | 6.438% | — | 2 | +$2,052 | |
| 12 | $9,845 | 6.250% | — | 10 | +$2,289 | |
| 13 | $10,210 | 5.750% | — | 2 | +$2,654 | |
| 14 | $10,803 | 6.688% | — | 10 | +$3,247 | |
| 15 | $12,074 | 5.875% | — | 5 | +$4,518 | |
| 16 | $12,099 | 6.500% | — | 2 | +$4,543 | |
| 17 | $12,273 | 6.125% | — | 9 | +$4,717 | |
| 18 | $17,674 | 6.750% | — | 5 | +$10,118 | |
| 19 | $20,271 | 6.500% | — | 2 | +$12,715 | |
| 20 | $22,316 | 6.750% | — | 38 | +$14,760 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.