Purchase Originations
227
Median Total Costs
$7,238
+8.3% vs national ($6,680)
↓ $318 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$2,656
Median Lender Credits
$945
Denial Rate
5.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 197 | 6.375% | $6,633 | $2,502 |
| fha | 24 | 6.125% | $11,037 | $2,950 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,304 | 6.500% | — | 2 | −$3,934 | |
| 2 | $4,428 | 6.125% | — | 6 | −$2,810 | |
| 3 | $4,905 | 6.250% | — | 2 | −$2,333 | |
| 4 | $5,073 | 6.125% | — | 5 | −$2,165 | |
| 5 | $5,259 | 6.375% | — | 9 | −$1,979 | |
| 6 | $5,352 | 6.500% | — | 4 | −$1,886 | |
| 7 | $5,359 | 6.250% | — | 4 | −$1,879 | |
| 8 | $6,031 | 6.125% | — | 5 | −$1,207 | |
| 9 | $6,049 | 6.125% | — | 42 | −$1,189 | |
| 10 | $6,835 | 5.500% | — | 3 | −$403 | |
| 11 | $6,976 | 5.938% | — | 4 | −$262 | |
| 12 | $7,932 | 6.250% | — | 11 | +$694 | |
| 13 | $8,638 | 6.250% | — | 5 | +$1,400 | |
| 14 | $10,014 | 6.250% | — | 33 | +$2,776 | |
| 15 | $10,022 | 6.438% | — | 40 | +$2,784 | |
| 16 | $11,539 | 6.188% | — | 2 | +$4,301 | |
| 17 | $15,694 | 6.312% | — | 6 | +$8,456 | |
| 18 | $23,679 | 6.375% | — | 4 | +$16,441 | |
| 19 | $25,146 | 6.250% | — | 3 | +$17,908 | |
| 20 | $32,912 | 6.125% | — | 3 | +$25,674 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | NuVision Federal Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $585,000 | $335,000 | +$250,000 (+74.6%) |
| Median total closing costs | $7,238 | $7,127 | +$111 (+1.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.