Purchase Originations
744
Ranked #483 nationally
Median Total Costs
$13,148
+96.8% vs national ($6,680)
↓ $937 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.240% vs prior year
Median Origination
$3,814
Median Lender Credits
$54
Cost Rank (500+ vol.)
#588
among lenders with 500+ originations
Denial Rate
1.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 455 | 6.625% | $15,111 | $3,828 |
| conventional | 279 | 6.990% | $8,441 | $3,720 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 652 | 6.750% | $13,449 | #69 |
| Maryland | 37 | 6.625% | $10,469 | — |
| Texas | 17 | 6.500% | $12,428 | — |
| New Jersey | 15 | 6.625% | $16,797 | — |
| Georgia | 8 | 6.625% | $11,621 | — |
| Virginia | 5 | 7.125% | $14,362 | — |
| North Carolina | 3 | 7.375% | $8,973 | — |
| District of Columbia | 2 | 6.495% | $10,081 | — |
| Pennsylvania | 2 | 7.058% | $7,506 | — |
| California | 1 | 6.125% | $7,776 | — |
| Louisiana | 1 | 6.625% | $9,331 | — |
| Nebraska | 1 | 6.490% | $4,264 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,435 | 6.250% | — | 7 | −$5,713 | |
| 2 | $10,423 | 6.490% | — | 5 | −$2,725 | |
| 3 | $10,777 | 6.558% | — | 6 | −$2,371 | |
| 4 | $11,195 | 6.500% | — | 5 | −$1,953 | |
| 5 | $11,531 | 6.625% | — | 43 | −$1,617 | |
| 6 | $11,741 | 6.688% | — | 12 | −$1,407 | |
| 7 | $11,951 | 6.625% | — | 9 | −$1,197 | |
| 8 | $12,044 | 6.750% | — | 35 | −$1,104 | |
| 9 | $12,362 | 6.250% | — | 6 | −$786 | |
| 10 | $12,967 | 6.625% | — | 11 | −$181 | |
| 11 | $12,970 | 6.688% | — | 14 | −$178 | |
| 12 | $13,143 | 6.812% | — | 8 | −$5 | |
| 13 | $13,332 | 6.750% | — | 31 | +$184 | |
| 14 | $13,359 | 6.625% | — | 8 | +$211 | |
| 15 | $13,566 | 6.750% | — | 169 | +$418 | |
| 16 | $14,022 | 6.875% | — | 186 | +$874 | |
| 17 | $15,038 | 6.750% | — | 76 | +$1,890 | |
| 18 | $15,429 | 6.625% | — | 7 | +$2,281 | |
| 19 | $16,999 | 6.625% | — | 8 | +$3,851 | |
| 20 | $20,273 | 6.750% | — | 7 | +$7,125 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | MY Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $13,148 | $7,127 | +$6,021 (+84.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.