MY MORTGAGE, INC. closing costs and rates (2024)
In 2024, MY MORTGAGE, INC. originated 759 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $14,085. That ranks #476 nationally by origination volume. For total closing costs among lenders with 500+ originations, MY MORTGAGE, INC. ranks #614. That is $7,344 above the national median of $6,741. MY MORTGAGE, INC. is most active in Florida with 635 originations there.
Purchase Originations
759
Ranked #476 nationally
Median Total Costs
$14,085
+109.0% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$5,772
Median Lender Credits
$75
Cost Rank (500+ vol.)
#614
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 386 | 6.750% | $16,646 | $5,721 |
| conventional | 359 | 7.125% | $9,882 | $5,905 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 635 | 6.990% | $14,644 | #74 |
| Maryland | 48 | 6.750% | $10,373 | — |
| New Jersey | 24 | 6.990% | $19,323 | — |
| Georgia | 10 | 6.688% | $11,899 | — |
| Texas | 10 | 6.620% | $15,708 | — |
| Virginia | 9 | 6.875% | $9,506 | — |
| Pennsylvania | 7 | 6.750% | $10,579 | — |
| West Virginia | 7 | 6.625% | $9,858 | — |
| Nebraska | 2 | 6.995% | $7,468 | — |
| Colorado | 1 | 5.750% | $12,665 | — |
| Connecticut | 1 | 6.625% | $17,438 | — |
| District of Columbia | 1 | 7.750% | $12,009 | — |
| Delaware | 1 | 7.500% | $14,959 | — |
| North Carolina | 1 | 7.625% | $10,658 | — |
| South Carolina | 1 | 6.625% | $7,311 | — |
| Tennessee | 1 | 6.990% | $9,260 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,741 | 6.625% | — | 9 | −$6,344 | |
| 2 | $9,781 | 6.808% | — | 6 | −$4,304 | |
| 3 | $10,032 | 7.125% | — | 7 | −$4,053 | |
| 4 | $11,841 | 6.750% | — | 9 | −$2,244 | |
| 5 | $12,008 | 6.875% | — | 21 | −$2,077 | |
| 6 | $12,621 | 6.870% | — | 30 | −$1,464 | |
| 7 | $12,930 | 6.750% | — | 21 | −$1,155 | |
| 8 | $12,990 | 6.625% | — | 14 | −$1,095 | |
| 9 | $13,167 | 7.312% | — | 8 | −$918 | |
| 10 | $13,208 | 6.625% | — | 30 | −$877 | |
| 11 | $13,532 | 6.875% | — | 23 | −$553 | |
| 12 | $14,846 | 6.990% | — | 8 | +$761 | |
| 13 | $15,119 | 6.990% | — | 27 | +$1,034 | |
| 14 | $15,228 | 6.750% | — | 123 | +$1,143 | |
| 15 | $15,692 | 7.125% | — | 208 | +$1,607 | |
| 16 | $15,750 | 7.000% | — | 11 | +$1,665 | |
| 17 | $16,065 | 6.990% | — | 64 | +$1,980 | |
| 18 | $16,210 | 6.750% | — | 9 | +$2,125 | |
| 19 | $17,325 | 7.062% | — | 6 | +$3,240 | |
| 20 | $18,525 | 6.990% | — | 7 | +$4,440 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.