HomeStreet Bank closing costs and rates (2024)
In 2024, HomeStreet Bank originated 580 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,792. That ranks #581 nationally by origination volume. For total closing costs among lenders with 500+ originations, HomeStreet Bank ranks #428. That is $1,051 above the national median of $6,741. HomeStreet Bank is most active in Washington with 469 originations there.
Purchase Originations
580
Ranked #581 nationally
Median Total Costs
$7,792
+15.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,144
Median Lender Credits
$1,500
Cost Rank (500+ vol.)
#428
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 465 | 6.625% | $6,869 | $3,457 |
| fha | 60 | 6.125% | $15,987 | $5,143 |
| va | 54 | 6.125% | $10,279 | $5,081 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 469 | 6.625% | $7,688 | #33 |
| Oregon | 65 | 6.125% | $8,153 | #92 |
| California | 19 | 6.500% | $10,023 | — |
| Idaho | 8 | 6.750% | $3,799 | — |
| Arizona | 6 | 6.062% | $9,169 | — |
| Hawaii | 5 | 5.875% | $7,810 | — |
| Nevada | 5 | 7.125% | $4,203 | — |
| Utah | 2 | 6.625% | $4,595 | — |
| Alaska | 1 | 7.125% | $4,998 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,916 | 6.875% | — | 5 | −$3,876 | |
| 2 | $4,203 | 7.125% | — | 5 | −$3,589 | |
| 3 | $4,932 | 6.688% | — | 76 | −$2,860 | |
| 4 | $6,339 | 6.625% | — | 26 | −$1,453 | |
| 5 | $6,396 | 6.125% | — | 3 | −$1,396 | |
| 6 | $6,812 | 6.500% | — | 11 | −$980 | |
| 7 | $7,566 | 6.625% | — | 151 | −$226 | |
| 8 | $7,795 | 6.125% | — | 14 | +$3 | |
| 9 | $8,153 | 6.500% | — | 9 | +$361 | |
| 10 | $8,520 | 6.625% | — | 19 | +$728 | |
| 11 | $8,524 | 6.125% | — | 26 | +$732 | |
| 12 | $8,605 | 6.688% | — | 4 | +$813 | |
| 13 | $8,651 | 6.625% | — | 120 | +$859 | |
| 14 | $8,816 | 6.125% | — | 3 | +$1,024 | |
| 15 | $9,596 | 6.312% | — | 6 | +$1,804 | |
| 16 | $9,618 | 6.812% | — | 6 | +$1,826 | |
| 17 | $9,821 | 5.875% | — | 4 | +$2,029 | |
| 18 | $10,353 | 6.500% | — | 16 | +$2,561 | |
| 19 | $11,379 | 6.625% | — | 6 | +$3,587 | |
| 20 | $15,169 | 6.062% | — | 4 | +$7,377 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.