HARTFORD FUNDING, LTD. closing costs and rates (2024)
In 2024, HARTFORD FUNDING, LTD. originated 236 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $12,909. That is $6,168 above the national median of $6,741. HARTFORD FUNDING, LTD. is most active in New York with 165 originations there.
Purchase Originations
236
Median Total Costs
$12,909
+91.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$7,155
Median Lender Credits
$126
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 169 | 6.875% | $10,871 | $6,760 |
| fha | 54 | 6.625% | $23,035 | $8,656 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 165 | 6.750% | $13,903 | #94 |
| Florida | 28 | 6.750% | $10,933 | — |
| Connecticut | 7 | 6.625% | $21,954 | — |
| Pennsylvania | 7 | 6.875% | $8,546 | — |
| Maryland | 5 | 6.750% | $9,950 | — |
| New Jersey | 5 | 6.625% | $12,341 | — |
| North Carolina | 4 | 6.812% | $8,353 | — |
| Texas | 4 | 6.750% | $9,769 | — |
| Virginia | 4 | 6.625% | $7,199 | — |
| Massachusetts | 2 | 6.875% | $7,677 | — |
| Alabama | 1 | 6.375% | $12,940 | — |
| Colorado | 1 | 6.625% | $5,606 | — |
| Georgia | 1 | 5.875% | $9,688 | — |
| South Carolina | 1 | 7.125% | $5,298 | — |
| West Virginia | 1 | 6.250% | $22,157 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,791 | 6.625% | — | 3 | −$7,118 | |
| 2 | $7,404 | 7.062% | — | 2 | −$5,505 | |
| 3 | $8,158 | 6.625% | — | 3 | −$4,751 | |
| 4 | $8,322 | 7.250% | — | 4 | −$4,587 | |
| 5 | $8,353 | 6.438% | — | 2 | −$4,556 | |
| 6 | $8,782 | 6.688% | — | 2 | −$4,127 | |
| 7 | $9,232 | 6.875% | — | 3 | −$3,677 | |
| 8 | $9,987 | 7.125% | — | 3 | −$2,922 | |
| 9 | $12,753 | 6.875% | — | 47 | −$156 | |
| 10 | $13,454 | 6.188% | — | 4 | +$545 | |
| 11 | $14,204 | 7.438% | — | 2 | +$1,295 | |
| 12 | $14,418 | 6.750% | — | 86 | +$1,509 | |
| 13 | $14,465 | 6.625% | — | 6 | +$1,556 | |
| 14 | $15,653 | 6.688% | — | 2 | +$2,744 | |
| 15 | $16,115 | 7.125% | — | 3 | +$3,206 | |
| 16 | $18,230 | 7.625% | — | 3 | +$5,321 | |
| 17 | $18,621 | 7.312% | — | 6 | +$5,712 | |
| 18 | $25,421 | 6.812% | — | 10 | +$12,512 | |
| 19 | $26,195 | 6.375% | — | 2 | +$13,286 | |
| 20 | $32,028 | 6.875% | — | 2 | +$19,119 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.