First Federal Bank, A FSB closing costs and rates (2024)
In 2024, First Federal Bank, A FSB originated 1,060 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $7,623. That ranks #360 nationally by origination volume. For total closing costs among lenders with 500+ originations, First Federal Bank, A FSB ranks #413. That is $882 above the national median of $6,741. First Federal Bank, A FSB is most active in Alabama with 1,033 originations there.
Purchase Originations
1,060
Ranked #360 nationally
Median Total Costs
$7,623
+13.1% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,296
Median Lender Credits
$50
Cost Rank (500+ vol.)
#413
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 481 | 6.000% | $9,503 | $3,065 |
| conventional | 468 | 6.500% | $5,447 | $3,550 |
| va | 69 | 6.125% | $8,047 | $3,600 |
| usda | 42 | 6.000% | $7,416 | $2,998 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 1,033 | 6.250% | $7,614 | #11 |
| Tennessee | 5 | 6.500% | $6,490 | — |
| Mississippi | 4 | 6.375% | $7,735 | — |
| Florida | 3 | 6.250% | $12,683 | — |
| Texas | 3 | 6.000% | $12,095 | — |
| Louisiana | 2 | 6.625% | $10,540 | — |
| North Carolina | 2 | 6.562% | $6,044 | — |
| Colorado | 1 | 6.625% | $6,755 | — |
| Georgia | 1 | 6.000% | $11,911 | — |
| Iowa | 1 | 6.500% | $6,200 | — |
| Kansas | 1 | 7.250% | $3,122 | — |
| New York | 1 | 6.625% | $13,390 | — |
| Ohio | 1 | 6.875% | $4,798 | — |
| South Carolina | 1 | 7.000% | $7,816 | — |
| Virginia | 1 | 6.625% | $9,528 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,280 | 6.000% | — | 16 | −$1,343 | |
| 2 | $6,288 | 6.312% | — | 10 | −$1,335 | |
| 3 | $6,302 | 6.375% | — | 74 | −$1,321 | |
| 4 | $6,506 | 6.250% | — | 12 | −$1,117 | |
| 5 | $6,542 | 6.062% | — | 18 | −$1,081 | |
| 6 | $6,557 | 6.125% | — | 7 | −$1,066 | |
| 7 | $6,748 | 6.375% | — | 42 | −$875 | |
| 8 | $6,919 | 6.500% | — | 35 | −$704 | |
| 9 | $7,023 | 6.250% | — | 73 | −$600 | |
| 10 | $7,126 | 6.000% | — | 11 | −$497 | |
| 11 | $7,157 | 6.000% | — | 55 | −$466 | |
| 12 | $7,396 | 6.312% | — | 26 | −$227 | |
| 13 | $7,848 | 5.938% | — | 16 | +$225 | |
| 14 | $8,025 | 6.000% | — | 21 | +$402 | |
| 15 | $8,104 | 6.250% | — | 436 | +$481 | |
| 16 | $8,164 | 6.125% | — | 39 | +$541 | |
| 17 | $8,276 | 6.125% | — | 19 | +$653 | |
| 18 | $8,340 | 6.000% | — | 45 | +$717 | |
| 19 | $8,680 | 6.125% | — | 10 | +$1,057 | |
| 20 | $8,726 | 6.000% | — | 10 | +$1,103 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.