Access Bank closing costs and rates (2024)
In 2024, Access Bank originated 339 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,501. That is $3,240 below the national median of $6,741. Access Bank is most active in Nebraska with 298 originations there.
Purchase Originations
339
Median Total Costs
$3,501
−48.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,295
Median Lender Credits
$169
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 232 | 6.625% | $3,153 | $1,054 |
| fha | 65 | 6.375% | $7,708 | $1,355 |
| va | 42 | 6.250% | $6,846 | $1,113 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 298 | 6.625% | $3,436 | #15 |
| Iowa | 28 | 6.625% | $3,560 | — |
| Virginia | 3 | 6.250% | $11,247 | — |
| Arkansas | 2 | 6.812% | $3,105 | — |
| Arizona | 1 | 6.750% | $10,546 | — |
| Florida | 1 | 6.990% | $4,075 | — |
| Missouri | 1 | 6.990% | $3,043 | — |
| North Carolina | 1 | 6.990% | $3,531 | — |
| New Jersey | 1 | 7.250% | $8,390 | — |
| New York | 1 | 6.625% | $8,956 | — |
| Pennsylvania | 1 | 6.624% | $4,074 | — |
| Texas | 1 | 5.875% | $9,939 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,304 | 6.875% | — | 1 | −$1,197 | |
| 2 | $2,754 | 7.500% | — | 1 | −$747 | |
| 3 | $2,971 | 6.438% | — | 8 | −$530 | |
| 4 | $3,009 | 6.750% | — | 1 | −$492 | |
| 5 | $3,030 | 7.125% | — | 1 | −$471 | |
| 6 | $3,043 | 6.990% | — | 1 | −$458 | |
| 7 | $3,180 | 6.500% | — | 1 | −$321 | |
| 8 | $3,376 | 6.625% | — | 209 | −$125 | |
| 9 | $3,560 | 6.625% | — | 20 | +$59 | |
| 10 | $3,692 | 6.125% | — | 2 | +$191 | |
| 11 | $3,767 | 6.625% | — | 59 | +$266 | |
| 12 | $3,817 | 5.625% | — | 1 | +$316 | |
| 13 | $3,830 | 7.000% | — | 3 | +$329 | |
| 14 | $4,075 | 6.990% | — | 1 | +$574 | |
| 15 | $4,405 | 6.750% | — | 1 | +$904 | |
| 16 | $6,382 | 6.500% | — | 3 | +$2,881 | |
| 17 | $6,532 | 6.375% | — | 5 | +$3,031 | |
| 18 | $7,153 | 6.990% | — | 1 | +$3,652 | |
| 19 | $7,309 | 6.625% | — | 6 | +$3,808 | |
| 20 | $10,546 | 6.750% | — | 1 | +$7,045 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.