1st Security Bank of Washington closing costs and rates (2024)
In 2024, 1st Security Bank of Washington originated 1,083 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,862. That ranks #353 nationally by origination volume. For total closing costs among lenders with 500+ originations, 1st Security Bank of Washington ranks #580. That is $4,121 above the national median of $6,741. 1st Security Bank of Washington is most active in Washington with 973 originations there.
Purchase Originations
1,083
Ranked #353 nationally
Median Total Costs
$10,862
+61.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,969
Median Lender Credits
$304
Cost Rank (500+ vol.)
#580
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 815 | 6.750% | $9,350 | $5,918 |
| fha | 212 | 6.500% | $16,670 | $6,336 |
| va | 54 | 6.125% | $12,656 | $5,825 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 973 | 6.625% | $10,862 | #18 |
| Oregon | 65 | 7.625% | $11,503 | #93 |
| Idaho | 22 | 7.375% | $12,490 | — |
| Arizona | 8 | 6.812% | $10,486 | — |
| California | 8 | 6.875% | $10,913 | — |
| Nevada | 7 | 6.750% | $6,698 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,751 | 6.875% | — | 38 | −$3,111 | |
| 2 | $8,412 | 7.000% | — | 13 | −$2,450 | |
| 3 | $8,547 | 6.812% | — | 16 | −$2,315 | |
| 4 | $8,987 | 6.875% | — | 9 | −$1,875 | |
| 5 | $9,021 | 6.625% | — | 209 | −$1,841 | |
| 6 | $9,365 | 7.188% | — | 12 | −$1,497 | |
| 7 | $9,496 | 7.625% | — | 9 | −$1,366 | |
| 8 | $9,897 | 7.438% | — | 10 | −$965 | |
| 9 | $10,104 | 6.625% | — | 101 | −$758 | |
| 10 | $10,242 | 6.625% | — | 46 | −$620 | |
| 11 | $10,513 | 6.625% | — | 98 | −$349 | |
| 12 | $10,584 | 6.625% | — | 27 | −$278 | |
| 13 | $11,102 | 6.500% | — | 156 | +$240 | |
| 14 | $11,318 | 7.875% | — | 11 | +$456 | |
| 15 | $12,240 | 6.625% | — | 26 | +$1,378 | |
| 16 | $13,722 | 6.625% | — | 26 | +$2,860 | |
| 17 | $14,347 | 6.375% | — | 91 | +$3,485 | |
| 18 | $14,855 | 6.625% | — | 9 | +$3,993 | |
| 19 | $15,208 | 6.125% | — | 12 | +$4,346 | |
| 20 | $16,741 | 6.125% | — | 16 | +$5,879 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.