Lowest closing cost mortgage lenders in Oldham County County, Kentucky
In Oldham County, Kentucky, homebuyers paid a median of $5,244 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 801 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $1,505, which is $3,268 less than the county median.
Homebuyers in Oldham County County who chose PULTE MORTGAGE LLC paid $3,739 less in closing costs than the county median.
County Median Costs
$5,244
+5.0% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,789
Purchase Originations
801
vs Kentucky Median
5.0% above
$248
vs National Median
22.2% below
$-1,497
Lender rankings in Oldham County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,505 | 5.750% | $0 | 36 | −$3,268 | |
| 2 | $3,161 | 5.750% | $660 | 17 | −$1,612 | |
| 3 | $3,901 | 6.625% | $795 | 25 | −$872 | |
| 4 | $3,957 | 7.000% | $1,189 | 16 | −$816 | |
| 5 | $4,325 | 6.812% | $1,105 | 14 | −$448 | |
| 6 | $4,369 | 6.625% | $1,482 | 17 | −$404 | |
| 7 | $4,392 | 6.875% | $1,701 | 23 | −$381 | |
| 8 | $4,640 | 6.875% | $1,320 | 12 | −$132 | |
| 9 | $4,795 | 6.933% | $2,165 | 14 | +$22 | |
| 10 | $4,864 | 6.625% | $2,183 | 10 | +$91 | |
| 11 | $5,039 | 6.933% | $2,565 | 28 | +$266 | |
| 12 | $5,059 | 6.750% | $1,435 | 12 | +$286 | |
| 13 | $5,068 | 6.875% | $2,644 | 20 | +$295 | |
| 14 | $5,106 | 6.500% | $2,212 | 28 | +$333 | |
| 15 | $5,204 | 6.500% | $1,810 | 21 | +$431 | |
| 16 | $5,534 | 7.000% | $1,917 | 11 | +$761 | |
| 17 | $5,795 | 6.990% | $2,767 | 21 | +$1,022 | |
| 18 | $5,899 | 6.796% | $2,725 | 64 | +$1,126 | |
| 19 | $6,057 | 6.990% | $2,734 | 11 | +$1,284 | |
| 20 | $6,100 | 6.875% | $3,417 | 10 | +$1,327 |
Includes lenders with 10+ purchase originations in Oldham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.