Homebuyers in Oldham County County who chose PULTE MORTGAGE LLC paid $4,184 less in closing costs than the county median.
County Median Costs
$5,329
+6.4% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
805
Denial Rate
5.0%
vs Kentucky avg (15.1%)
vs Kentucky Median
6.4% above
$322
vs National Median
20.2% below
$-1,351
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,145 | 5.500% | $0 | 31 | −$3,812 | |
| 2 | $3,156 | 6.245% | $400 | 16 | −$1,801 | |
| 3 | $3,570 | 5.812% | $850 | 12 | −$1,387 | |
| 4 | $4,134 | 6.370% | $1,482 | 16 | −$823 | |
| 5 | $4,498 | 6.500% | $1,125 | 14 | −$459 | |
| 6 | $4,646 | 6.990% | $2,090 | 13 | −$311 | |
| 7 | $4,660 | 6.372% | $995 | 22 | −$297 | |
| 8 | $4,771 | 6.875% | $1,901 | 20 | −$186 | |
| 9 | $4,813 | 6.750% | $1,700 | 42 | −$144 | |
| 10 | $5,089 | 6.500% | $1,295 | 15 | +$132 | |
| 11 | $5,335 | 6.625% | $1,205 | 19 | +$378 | |
| 12 | $5,392 | 6.375% | $1,285 | 17 | +$435 | |
| 13 | $5,576 | 6.625% | $2,049 | 48 | +$619 | |
| 14 | $5,698 | 6.625% | $1,435 | 13 | +$741 | |
| 15 | $6,140 | 6.625% | $2,821 | 19 | +$1,184 | |
| 16 | $6,177 | 6.875% | $3,244 | 38 | +$1,220 | |
| 17 | $6,651 | 6.625% | $4,002 | 11 | +$1,694 | |
| 18 | $6,679 | 6.433% | $2,955 | 26 | +$1,722 | |
| 19 | $7,933 | 6.812% | $5,728 | 10 | +$2,976 |
Includes lenders with 10+ purchase originations in Oldham County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.