Lowest closing cost mortgage lenders in Kenton County County, Kentucky
In Kenton County, Kentucky, homebuyers paid a median of $4,561 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 2,057 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Guardian Savings Bank offered the lowest median costs at $1,692, which is $2,272 less than the county median.
Homebuyers in Kenton County County who chose Guardian Savings Bank paid $2,869 less in closing costs than the county median.
County Median Costs
$4,561
−8.7% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,639
Purchase Originations
2,057
vs Kentucky Median
8.7% below
$-435
vs National Median
32.3% below
$-2,180
Lender rankings in Kenton County County
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,692 | 6.875% | $899 | 97 | −$2,272 | |
| 2 | $1,702 | 6.875% | $500 | 16 | −$2,262 | |
| 3 | $2,058 | 6.375% | $250 | 25 | −$1,906 | |
| 4 | $2,586 | 6.125% | $660 | 169 | −$1,378 | |
| 5 | $2,953 | 6.690% | $575 | 14 | −$1,011 | |
| 6 | $3,142 | 6.688% | $1,045 | 14 | −$822 | |
| 7 | $3,411 | 6.875% | $950 | 21 | −$553 | |
| 8 | $3,455 | 6.688% | $1,295 | 38 | −$509 | |
| 9 | $3,546 | 6.625% | $1,242 | 45 | −$418 | |
| 10 | $3,649 | 6.838% | $995 | 10 | −$315 | |
| 11 | $3,653 | 6.750% | $1,359 | 79 | −$311 | |
| 12 | $3,724 | 6.562% | $1,207 | 10 | −$240 | |
| 13 | $3,927 | 6.688% | $1,590 | 50 | −$37 | |
| 14 | $3,948 | 6.875% | $1,457 | 22 | −$16 | |
| 15 | $4,010 | 6.625% | $1,095 | 73 | +$46 | |
| 16 | $4,091 | 6.625% | $2,122 | 10 | +$127 | |
| 17 | $4,333 | 6.500% | $1,343 | 12 | +$369 | |
| 18 | $4,337 | 6.800% | $1,793 | 15 | +$373 | |
| 19 | $4,440 | 6.990% | $2,119 | 14 | +$476 | |
| 20 | $4,472 | 6.625% | $2,108 | 104 | +$508 | |
| 21 | $4,589 | 7.062% | $2,268 | 58 | +$625 | |
| 22 | $4,616 | 6.990% | $2,250 | 12 | +$652 | |
| 23 | $4,863 | 6.875% | $2,620 | 50 | +$899 | |
| 24 | $4,906 | 6.750% | $2,681 | 41 | +$942 | |
| 25 | $5,016 | 7.500% | $2,557 | 21 | +$1,052 | |
| 26 | $5,082 | 6.990% | $2,620 | 16 | +$1,118 | |
| 27 | $5,084 | 6.875% | $2,466 | 30 | +$1,120 | |
| 28 | $5,243 | 6.875% | $2,461 | 20 | +$1,279 | |
| 29 | $5,771 | 6.990% | $3,835 | 10 | +$1,807 | |
| 30 | $5,914 | 7.125% | $3,693 | 10 | +$1,950 | |
| 31 | $6,085 | 7.125% | $3,358 | 15 | +$2,121 | |
| 32 | $6,111 | 6.995% | $3,710 | 97 | +$2,147 | |
| 33 | $6,306 | 6.625% | $3,904 | 11 | +$2,342 |
Includes lenders with 10+ purchase originations in Kenton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.