Homebuyers in Kenton County County who chose JPMorgan Chase Bank, National Association paid $3,530 less in closing costs than the county median.
County Median Costs
$4,516
−9.8% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,490
Purchase Originations
2,136
Denial Rate
7.6%
vs Kentucky avg (15.1%)
vs Kentucky Median
9.8% below
$-491
vs National Median
32.4% below
$-2,164
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $986 | 6.375% | $50 | 14 | −$2,968 | |
| 2 | $1,373 | 6.750% | $500 | 19 | −$2,581 | |
| 3 | $1,501 | 6.750% | $500 | 114 | −$2,453 | |
| 4 | $2,730 | 6.750% | $400 | 13 | −$1,224 | |
| 5 | $2,742 | 6.020% | $450 | 18 | −$1,212 | |
| 6 | $2,855 | 6.500% | $332 | 22 | −$1,099 | |
| 7 | $2,891 | 6.250% | $850 | 189 | −$1,063 | |
| 8 | $3,436 | 6.625% | $1,295 | 66 | −$518 | |
| 9 | $3,531 | 6.750% | $1,050 | 29 | −$423 | |
| 10 | $3,574 | 6.938% | $998 | 12 | −$380 | |
| 11 | $3,630 | 6.675% | $1,118 | 14 | −$324 | |
| 12 | $3,643 | 6.625% | $1,245 | 45 | −$311 | |
| 13 | $3,698 | 6.625% | $975 | 11 | −$256 | |
| 14 | $3,942 | 6.933% | $1,406 | 12 | −$12 | |
| 15 | $3,974 | 6.175% | $1,397 | 17 | +$20 | |
| 16 | $4,009 | 6.875% | $1,490 | 81 | +$55 | |
| 17 | $4,068 | 6.375% | $1,095 | 77 | +$114 | |
| 18 | $4,187 | 6.875% | $995 | 11 | +$233 | |
| 19 | $4,226 | 6.438% | $1,487 | 14 | +$272 | |
| 20 | $4,506 | 6.625% | $1,648 | 27 | +$552 | |
| 21 | $4,533 | 6.500% | $2,005 | 29 | +$579 | |
| 22 | $4,549 | 6.624% | $1,550 | 13 | +$595 | |
| 23 | $4,600 | 6.750% | $1,683 | 26 | +$646 | |
| 24 | $4,650 | 6.625% | $1,805 | 81 | +$696 | |
| 25 | $4,769 | 7.125% | $2,263 | 12 | +$815 |
Includes lenders with 10+ purchase originations in Kenton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.