Lowest closing cost mortgage lenders in Palm Beach County County, Florida
In Palm Beach County, Florida, homebuyers paid a median of $9,604 in closing costs in 2024 — above the Florida median of $8,887. The county saw 11,849 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,636, which is $6,798 less than the county median.
Homebuyers in Palm Beach County County who chose LENNAR MORTGAGE, LLC paid $7,968 less in closing costs than the county median.
County Median Costs
$9,604
+8.1% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,655
Purchase Originations
11,849
vs Florida Median
8.1% above
$717
vs National Median
42.5% above
$2,863
Lender rankings in Palm Beach County County
134 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,943 | 6.000% | $0 | 28 | −$6,307 | |
| 2 | $2,477 | 6.400% | $0 | 16 | −$5,773 | |
| 3 | $2,865 | 6.690% | $795 | 23 | −$5,385 | |
| 4 | $3,298 | 6.990% | $384 | 10 | −$4,952 | |
| 5 | $4,072 | 6.375% | $0 | 74 | −$4,178 | |
| 6 | $4,122 | 6.375% | $1,295 | 27 | −$4,128 | |
| 7 | $4,161 | 6.750% | $1,575 | 16 | −$4,089 | |
| 8 | $4,412 | 6.500% | $1,341 | 33 | −$3,838 | |
| 9 | $4,418 | 6.250% | $495 | 13 | −$3,832 | |
| 10 | $4,601 | 6.375% | $2,155 | 17 | −$3,649 | |
| 11 | $4,782 | 6.000% | $815 | 113 | −$3,468 | |
| 12 | $4,807 | 6.625% | $0 | 51 | −$3,443 | |
| 13 | $4,935 | 6.500% | $1,295 | 12 | −$3,315 | |
| 14 | $4,945 | 5.375% | $1,590 | 81 | −$3,305 | |
| 15 | $5,174 | 6.375% | $894 | 22 | −$3,076 | |
| 16 | $5,639 | 9.475% | $2,564 | 24 | −$2,611 | |
| 17 | $5,705 | 4.875% | $1,795 | 254 | −$2,545 | |
| 18 | $5,804 | 7.000% | $1,450 | 11 | −$2,446 | |
| 19 | $5,960 | 6.625% | $1,490 | 389 | −$2,290 | |
| 20 | $6,028 | 6.625% | $950 | 50 | −$2,222 | |
| 21 | $6,098 | 6.990% | $3,038 | 17 | −$2,152 | |
| 22 | $6,152 | 6.625% | $2,090 | 27 | −$2,098 | |
| 23 | $6,161 | 6.500% | $1,873 | 10 | −$2,089 | |
| 24 | $6,292 | 6.625% | $1,109 | 16 | −$1,958 | |
| 25 | $6,372 | 6.433% | $1,244 | 16 | −$1,878 | |
| 26 | $6,419 | 6.990% | $2,446 | 16 | −$1,831 | |
| 27 | $6,474 | 6.625% | $1,216 | 103 | −$1,776 | |
| 28 | $6,488 | 6.375% | $1,295 | 30 | −$1,762 | |
| 29 | $6,606 | 6.375% | $1,425 | 57 | −$1,644 | |
| 30 | $6,610 | 5.900% | $1,195 | 28 | −$1,640 | |
| 31 | $6,655 | 6.625% | $1,455 | 50 | −$1,595 | |
| 32 | $6,782 | 6.490% | $3,385 | 12 | −$1,468 | |
| 33 | $6,845 | 6.625% | $3,236 | 39 | −$1,405 | |
| 34 | $6,870 | 6.125% | $2,764 | 13 | −$1,380 | |
| 35 | $6,870 | 7.125% | $2,058 | 14 | −$1,380 | |
| 36 | $6,922 | 5.875% | $0 | 11 | −$1,328 | |
| 37 | $6,944 | 6.625% | $2,294 | 56 | −$1,306 | |
| 38 | $7,045 | 6.125% | $3,026 | 15 | −$1,205 | |
| 39 | $7,085 | 6.125% | $1,430 | 169 | −$1,165 | |
| 40 | $7,187 | 6.625% | $2,175 | 169 | −$1,063 | |
| 41 | $7,201 | 6.375% | $2,250 | 124 | −$1,049 | |
| 42 | $7,206 | 6.990% | $2,437 | 45 | −$1,044 | |
| 43 | $7,212 | 6.990% | $1,590 | 11 | −$1,038 | |
| 44 | $7,254 | 6.625% | $1,843 | 13 | −$996 | |
| 45 | $7,283 | 6.875% | $1,788 | 15 | −$967 | |
| 46 | $7,300 | 6.600% | $1,260 | 45 | −$950 | |
| 47 | $7,460 | 6.875% | $3,278 | 161 | −$790 | |
| 48 | $7,562 | 6.875% | $2,536 | 15 | −$688 | |
| 49 | $7,600 | 6.688% | $3,090 | 20 | −$650 | |
| 50 | $7,629 | 6.875% | $3,204 | 56 | −$621 | |
| 51 | $7,685 | 6.625% | $4,318 | 510 | −$565 | |
| 52 | $7,796 | 6.625% | $3,084 | 121 | −$454 | |
| 53 | $7,809 | 5.625% | $0 | 11 | −$441 | |
| 54 | $7,978 | 6.688% | $4,826 | 62 | −$272 | |
| 55 | $7,983 | 6.625% | $1,345 | 62 | −$267 | |
| 56 | $8,037 | 5.812% | $0 | 20 | −$213 | |
| 57 | $8,047 | 6.990% | $3,030 | 33 | −$203 | |
| 58 | $8,055 | 6.312% | $1,249 | 54 | −$195 | |
| 59 | $8,097 | 6.875% | $3,273 | 15 | −$153 | |
| 60 | $8,102 | 6.625% | $3,728 | 14 | −$148 | |
| 61 | $8,108 | 6.875% | $2,481 | 41 | −$142 | |
| 62 | $8,211 | 6.990% | $3,612 | 28 | −$39 | |
| 63 | $8,226 | 6.990% | $3,840 | 892 | −$24 | |
| 64 | $8,244 | 7.000% | $5,376 | 26 | −$6 | |
| 65 | $8,253 | 6.490% | $4,490 | 11 | +$3 | |
| 66 | $8,331 | 6.990% | $3,704 | 139 | +$81 | |
| 67 | $8,380 | 6.625% | $4,458 | 70 | +$130 | |
| 68 | $8,475 | 6.750% | $1,252 | 39 | +$225 | |
| 69 | $8,564 | 6.750% | $4,214 | 53 | +$314 | |
| 70 | $8,609 | 6.875% | $3,876 | 118 | +$359 | |
| 71 | $8,637 | 7.125% | $4,079 | 158 | +$387 | |
| 72 | $8,690 | 6.875% | $4,580 | 39 | +$440 | |
| 73 | $8,697 | 6.933% | $4,532 | 70 | +$447 | |
| 74 | $8,806 | 6.875% | $4,188 | 131 | +$556 | |
| 75 | $8,860 | 6.125% | $1,250 | 10 | +$610 | |
| 76 | $8,983 | 6.250% | $1,357 | 60 | +$733 | |
| 77 | $9,058 | 6.990% | $5,614 | 28 | +$808 | |
| 78 | $9,077 | 6.625% | $4,598 | 10 | +$827 | |
| 79 | $9,224 | 6.875% | $3,565 | 10 | +$974 | |
| 80 | $9,257 | 6.625% | $1,375 | 22 | +$1,007 | |
| 81 | $9,388 | 6.188% | $995 | 30 | +$1,138 | |
| 82 | $9,439 | 6.812% | $5,036 | 10 | +$1,189 | |
| 83 | $9,445 | 6.625% | $5,556 | 1,447 | +$1,195 | |
| 84 | $9,465 | 6.933% | $6,432 | 14 | +$1,215 | |
| 85 | $9,588 | 6.625% | $4,430 | 16 | +$1,338 | |
| 86 | $9,601 | 6.875% | $5,501 | 55 | +$1,351 | |
| 87 | $9,702 | 6.933% | $5,585 | 10 | +$1,452 | |
| 88 | $10,326 | 6.625% | $7,262 | 36 | +$2,076 | |
| 89 | $10,470 | 6.990% | $7,406 | 23 | +$2,220 | |
| 90 | $10,473 | 6.624% | $999 | 18 | +$2,223 | |
| 91 | $10,540 | 6.990% | $5,498 | 13 | +$2,290 | |
| 92 | $10,772 | 6.875% | $5,764 | 45 | +$2,522 | |
| 93 | $10,817 | 7.500% | $5,495 | 35 | +$2,567 | |
| 94 | $10,832 | 6.990% | $6,257 | 14 | +$2,582 | |
| 95 | $10,850 | 7.370% | $6,754 | 10 | +$2,600 | |
| 96 | $10,966 | 6.990% | $6,264 | 150 | +$2,716 | |
| 97 | $10,972 | 6.990% | $5,540 | 31 | +$2,722 | |
| 98 | $11,141 | 6.875% | $1,234 | 16 | +$2,891 | |
| 99 | $11,147 | 7.062% | $6,908 | 18 | +$2,897 | |
| 100 | $11,168 | 6.812% | $1,390 | 16 | +$2,918 | |
| 101 | $11,335 | 6.875% | $6,486 | 86 | +$3,085 | |
| 102 | $11,572 | 6.750% | $6,457 | 33 | +$3,322 | |
| 103 | $11,858 | 6.625% | $7,121 | 41 | +$3,608 | |
| 104 | $11,878 | 6.625% | $7,325 | 30 | +$3,628 | |
| 105 | $11,892 | 6.625% | $6,265 | 23 | +$3,642 | |
| 106 | $11,945 | 6.495% | $6,015 | 24 | +$3,695 | |
| 107 | $11,985 | 7.125% | $7,964 | 91 | +$3,735 | |
| 108 | $12,037 | 6.625% | $6,885 | 25 | +$3,787 | |
| 109 | $12,195 | 6.875% | $6,730 | 48 | +$3,945 | |
| 110 | $12,846 | 6.990% | $7,840 | 45 | +$4,596 | |
| 111 | $13,005 | 9.740% | $9,495 | 20 | +$4,755 | |
| 112 | $13,448 | 7.375% | $9,172 | 152 | +$5,198 | |
| 113 | $13,944 | 7.875% | $8,835 | 23 | +$5,694 | |
| 114 | $14,094 | 7.812% | $9,638 | 12 | +$5,844 | |
| 115 | $14,410 | 6.625% | $10,341 | 16 | +$6,160 | |
| 116 | $14,786 | 8.875% | $10,665 | 15 | +$6,536 | |
| 117 | $15,985 | 7.750% | $11,431 | 32 | +$7,735 | |
| 118 | $16,132 | 7.625% | $11,470 | 11 | +$7,882 | |
| 119 | $16,508 | 7.750% | $11,450 | 28 | +$8,258 | |
| 120 | $17,118 | 4.990% | $11,306 | 11 | +$8,868 | |
| 121 | $17,144 | 7.500% | $12,130 | 51 | +$8,894 | |
| 122 | $17,219 | 7.624% | $13,016 | 18 | +$8,969 | |
| 123 | $17,449 | 7.875% | $12,587 | 22 | +$9,199 | |
| 124 | $17,577 | 8.125% | $12,656 | 34 | +$9,327 | |
| 125 | $18,083 | 7.812% | $14,033 | 10 | +$9,833 | |
| 126 | $18,526 | 8.500% | $13,394 | 17 | +$10,276 | |
| 127 | $18,588 | 8.999% | $13,578 | 32 | +$10,338 | |
| 128 | $19,092 | 8.000% | $14,252 | 14 | +$10,842 | |
| 129 | $20,625 | 8.500% | $14,261 | 22 | +$12,375 |
Includes lenders with 10+ purchase originations in Palm Beach County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.